# SmartMoney - Budget Planner — Monthly bill expense tracker

> Personal finance manager for income, expenses, debts, loans, and savings. (iPhone/iPad app by Quy Nguyen.)

- Source: https://appshunter.io/ios/app/smartmoney-budget-planner/id1494348424 (this page in markdown: same URL + `.md`)
- Developer: [Quy Nguyen](https://appshunter.io/developer/1494348423)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Rating: 5.00/5 from 4 App Store ratings · 51 written reviews indexed
- Age rating: 4+
- Requires: iOS 9.0 · 41 MB
- Languages: English
- Released: 2020-03-05
- Data updated: 2026-06-09
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/smartmoney-budget-planner/id1494348424/reviews.md

## What is SmartMoney?

We understand that personal money management is important for everyone who would like to spend money effectively. 

SmartMoney allows managing incomes and expenses smartly with the financial plan, the well-known 6 jars method. All financial statistics are visualized by the charts and centralized in one place. It also centralizes all debt, loan or saving that helps to track easily.

MAIN FEATURES:
- Income and expense management: the user can add records daily. It also supports to remove, clone, set interval (repeated) for a record.
- Wallet management: the user can manage all sources by using separate wallets.
- Transfer money between wallets: the user can transfer from wallets together.
- Category management: all records are categorized. It's the key in the app to classify records in the financial plan, 6 jars method,...etc
- People management: it's a place to manage all contacts.
- Debt, loan, and saving managements (Pro package): all related records will be centralized. The user can track them easily. These records are grouped by a person.
- Financial plan (Vip package): it will warn if it has a new expense record that makes over budget for a specific category in a duration.
- 6 jars method (Vip package): it's a well-known method to manage money smartly. The income and expense amounts are automatically added into configurable jars. It will warn if a jar is over budget. The user can check the total of available budget on each jar to spend more sufficiently.
- Financial statistics: all statistics are visualized by the charts. It'll be easier to track money by categories or the time or 6 jars method.
- All data will be stored on the secured cloud server and synchronize multiple devices. It also supports offline mode. The user won't need to worry about lost data.

PREMIUM
We provide premium subscriptions for Pro and Vip packages.
For Pro package, the service fee is $0.99/month, $2.49/03 months, $4.49/06 months or $5.99/year. For Vip package, the service fee is $1.99/month, $3.99/03 months, $6.99/06 months or $8.49/year. All subscriptions are through iTunes auto-renew subscription. The subscription is charged to your credit card through your iTunes account.

You’re not able to cancel subscription during the active period. Your subscription will automatically renew unless canceled at least 24h before the end of the current period.

To manage your subscription, please go to Apple ID Account Settings.

You can also purchase a lifetime of premium features with one-time products. For Pro features, its fee is $16.99. For Vip features, its fee is $17.99.

You will need to cancel the existing subscription manually before purchasing the unlimited (lifetime) package if you're subscribing. It's not required if you upgrade or downgrade to other subscription packages.

You can restore your purchase anytime in the app.

Privacy and Terms of use
https://smartmoney-5e299.firebaseapp.com/privacy_policy.html
https://smartmoney-5e299.firebaseapp.com/terms_and_conditions.html

CONTACT
Question or Need support? Please email me at makethelifeeasier.qnn@gmail.com.

Start your personal money management today with SmartMoney.

## Key features

- Income and expense tracking
- Wallet and category management
- Debt, loan, and saving tracking
- Financial plan and 6 jars method
- Visual financial statistics
- Cloud sync and offline mode

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Pro - 1 month | $0.99 | per month |
| Pro - 3 months | $2.49 | per 3 months |
| Pro - 6 months | $4.49 | per 6 months |
| Pro - 1 year | $5.99 | per year |
| Vip - 1 month | $1.99 | per month |
| Vip - 3 months | $3.99 | per 3 months |
| Vip - 1 year | $8.49 | per year |
| Vip - 6 months | $6.99 | per 6 months |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Pro - Unlimited | $16.99 | one-time |
| Vip - Unlimited | $17.99 | one-time |


## Recent user reviews (10 of 51)

All indexed reviews: https://appshunter.io/ios/app/smartmoney-budget-planner/id1494348424/reviews.md

### 5/5 — Vhf

*2024-11-26, version 1.1.11*

Rtyxx

### 5/5 — Wonderful

*2024-11-25, version 1.1.11*

Wonderful

### 5/5 — Thu chi

*2024-05-27, version 1.1.11*

Tốt

### 2/5 — Dùng ko ổn đinh

*2024-01-12, version 1.1.11*

Đã chọn khoỏn chi từ ví ngân hàng nhưng nó vẫn về ví tiền mặt, mặc dù đã sử dụng gói cao cấp nhưng vẫn ko sử dụng được nguyên tắc chi tiêu 6 hũ

### 5/5 — Flex app

*2023-11-02, version 1.1.11*

App này xịn lắm luôn í, tiện lợi

### 5/5 — Review

*2023-07-29, version 1.1.11*

Honestly, really like in the app starting to really says the money come through

### 5/5 — Tốt, cần thêm tính năng

*2023-06-28, version 1.1.11*

Không biết bạn còn phát triển ứng dụng không, mình muốn thêm phần sổ quỹ, tương tự như ví, có nhiều sổ, có thể mang số tiền âm

### 5/5 — Tuyệt

*2023-05-05, version 1.1.11*

Dễ sử dụng

### 5/5 — Hay lắm

*2022-11-29, version 1.1.11*

Khá tốt

### 3/5 — Phí mua quá nhiều

*2022-10-25, version 1.1.11*

Rất tiện nhưng với mỗi chức năng lại phải mua. Free thành ra đắt

## Frequently asked questions about SmartMoney

### What does SmartMoney do?

SmartMoney is a personal finance management app that helps users track their income and expenses effectively. It offers features for managing debts, loans, and savings, and provides visual statistics through charts. The app also supports the 6 jars method for smart money allocation and includes a financial plan to help users stay within budget.

### What are the key features of SmartMoney?

Key features include daily income and expense recording with options to remove, clone, or set recurring entries. Users can manage multiple wallets, transfer funds between them, and categorize all transactions. The app also centralizes debt, loan, and saving management, and offers advanced features like a financial plan and the 6 jars method in its premium packages.

### How much does SmartMoney cost?

The app offers a freemium model with optional Pro and Vip subscription packages. Monthly, quarterly, semi-annual, and annual subscriptions are available for both packages, with prices ranging from $0.99/month for Pro to $8.49/year for Vip. Lifetime premium access can also be purchased with one-time payments.

### Is SmartMoney compatible with multiple devices?

Yes, all data in SmartMoney is stored on a secured cloud server, allowing for synchronization across multiple devices. The app also supports offline mode, so users can manage their finances even without an internet connection and won't have to worry about losing their data.

### What is the 6 jars method mentioned in the app?

The 6 jars method is a well-known strategy for managing money smartly, and it's a feature in the Vip package of SmartMoney. Income and expense amounts are automatically allocated into configurable 'jars'. The app will warn users if a jar goes over budget and allows them to check the available budget in each jar for more sufficient spending.

## Version history (last 5 releases)

### 1.1.11 — 2020-11-24

Fix minor issues.

### 1.1.10 — 2020-10-19

Fix minor issues.

### 1.1.9 — 2020-05-27

fix minor issues.

### 1.1.8 — 2020-05-26

fix minor issues.

### 1.1.7 — 2020-05-20

remove ad for paid accounts.

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## Related topics

[smart budget planner](https://appshunter.io/ios/topics/smart-budget-planner) · [smart budget app](https://appshunter.io/ios/topics/smart-budget-app)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-09.*