# SmartMoney \| Your Money Guide — Your Personal Money Guide

> Your Personal Money Guide (iPhone/iPad app by SmartMoney.)

- Source: https://appshunter.io/ios/app/smartmoney-your-money-guide/id6803864432 (this page in markdown: same URL + `.md`)
- Developer: [SmartMoney](https://appshunter.io/developer/6789912064)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 15.0 · 74 MB
- Languages: American English
- Released: 2026-09-29
- Data updated: 2026-10-13

## What is SmartMoney | Your Money Guide?

SmartMoney is your personal money guide, built for Indians who save regularly but want to know whether their money is working hard enough.

Most people do not lose money because of one big mistake. They lose it slowly through underperforming mutual funds, idle savings, and SIPs that do not align with their financial goals.

SmartMoney identifies these hidden gaps and gives you clear, personalised steps to improve your finances.

WHAT SMARTMONEY DOES

HIDDEN LOSS DETECTOR

See how much potential wealth you may be losing because of idle cash and under-investment. Understand what these missed opportunities could add up to over the next five years.

PORTFOLIO X-RAY

View every mutual fund you own under one of four simple categories:

Hit
Flop
Average
Recent

Quickly understand which funds may need to be held, reviewed, switched, or sold.

FINANCIAL HEALTH SCORE

Get a simple score out of 100 based on key areas of your financial life:

* Income and expenses
* EMIs and debt
* Emergency fund
* Insurance coverage
* Savings and investments

Track your score every month, just like a credit score for your financial health.

SMART SIP PLANNER

SmartMoney identifies important goals based on your life stage, including marriage, buying a home, repaying loans, and retirement.

It calculates the monthly SIP required for each goal and shows your live probability of reaching it on time.

YOUR PERSONAL MONEY GUIDE

Your Personal Money Guide continuously monitors your portfolio and provides personalised insights and clear next steps to help improve your finances.

WHY CHOOSE SMARTMONEY?

* Built specifically for Indian investors
* Designed around SIPs, mutual funds, EMIs, and rupee-based goals
* Bank-grade security
* Read-only access to your financial data
* Clear numbers without complicated financial jargon
* Personalised and actionable guidance
* Free to start

STOP GUESSING. START KNOWING.

Discover whether your money is truly working for you.

Let SmartMoney identify hidden losses, improve your fund mix, and create a personalised plan designed to help you reach your goals on time.

Download SmartMoney today and get your personalised financial action plan.

## Is SmartMoney | Your Money Guide safe?

Not enough ratings yet to assess SmartMoney | Your Money Guide.

## Is SmartMoney | Your Money Guide legit?

SmartMoney | Your Money Guide has limited verification signals. The AppsHunter Legitimacy Score for SmartMoney | Your Money Guide is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 1 release)

### 1.0.0 — 2026-09-29

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-13.*