# Smartpay : Money Transfer — SEND More PAY Less..

> SEND More PAY Less.. (iPhone/iPad app by SPSPI SMART PAY SERVICES PAYMENT INSTITUTION (CYPRUS) LTD.)

- Source: https://appshunter.io/ios/app/smartpay-money-transfer/id6753769813 (this page in markdown: same URL + `.md`)
- Developer: [SPSPI SMART PAY SERVICES PAYMENT INSTITUTION (CYPRUS) LTD](https://appshunter.io/developer/1844942946)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 15.0 · 186 MB
- Released: 2026-11-02
- Data updated: 2026-11-09

## What is Smartpay?

Looking for a simple and convenient way to send money abroad? With SmartPay, you can send money to your loved ones directly from your mobile phone or through one of our physical locations.

SmartPay makes international money transfers easier, giving you a convenient way to send money home, wherever you are. We bring more than 20 years of experience in the money transfer business. As a licensed payment institution connected to global payment networks, we focus on delivering fast and secure transactions through a trusted worldwide network. Whether you are sending money to support your family, help loved ones with everyday expenses or make a personal transfer, SmartPay puts the process at your fingertips.


Why Choose SmartPay?

Send money internationally through the SmartPay mobile app without needing to visit a branch. Manage your transfers whenever it suits you.

Competitive Exchange Rates

Access competitive exchange rates and see the amount your beneficiary will receive before confirming your transaction.

Transparent Fees

Review your transfer amount, applicable fees, exchange rate and final payout amount before completing your transaction.

Simple Beneficiary Management

Add and manage your beneficiaries easily, making future money transfers more convenient.

Multiple Destinations

Send money to popular destinations, including India, Nepal, Sri Lanka, the Philippines, Bangladesh, Pakistan and other supported countries.

Your Transfers in One Place

View your latest transactions and access your transfer history directly through the app.


HOW IT WORKS

1. Download the SmartPay app and register your account.

2. Complete the required identity verification.

3. Add your beneficiary.

4. Select your destination country and enter the amount.

5. Review the exchange rate, fees and payout amount.

6. Confirm your transfer and keep track of your transactions.

Download SmartPay and send money home with confidence.

## Is Smartpay safe?

Not enough ratings yet to assess Smartpay.

## Is Smartpay legit?

Smartpay : Money Transfer has limited verification signals. The AppsHunter Legitimacy Score for Smartpay is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 1.0.15 — 2026-11-06

Bug fixes

### 1.0.14 — 2026-11-04

Bug fixes and UI improvements

### 1.0.13 — 2026-11-02

UI improvements and bug fixes

### 1.0.12 — 2026-10-13

UI improvements and bug fixes

### 1.0.11 — 2026-09-07

UI improvements

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## Related topics

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-09.*