# SmartSpendr: AI Budget Coach — AI Budget Coach & Expense Log

> AI Budget Coach & Expense Log (iPhone/iPad app by Geesha Balasuriya.)

- Source: https://appshunter.io/ios/app/smartspendr-ai-budget-coach/id6759219080 (this page in markdown: same URL + `.md`)
- Developer: [Geesha Balasuriya](https://appshunter.io/developer/1877492019)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.1 · 63 MB
- Languages: American English
- Released: 2026-06-28
- Data updated: 2026-08-31
- User reviews in markdown: https://appshunter.io/ios/app/smartspendr-ai-budget-coach/id6759219080/reviews.md

## What is SmartSpendr?

Stop tracking spending. Start understanding it.

SmartSpendr is the expense tracker built around an AI Budget Coach — not just a place to log transactions, but an assistant
that reads your spending patterns and tells you what to actually change.

YOUR AI BUDGET COACH
Ask a question, get a real answer. SmartSpendr Pro's AI Coach analyzes your spending by category, wallet, and time period,
then gives you plain-English insights: where you're overspending, how this month compares to last, and what to adjust
before it becomes a problem. No spreadsheets. No guessing.

EVERYTHING ELSE YOU NEED
• Track income and expenses in one place, organized by category and wallet
• Multi-currency support — spend in one currency, track in another, auto-converted
• Import transaction history from CSV or XLSX in seconds
• Interactive dashboard and charts for weekly, monthly, and yearly trends
• Attach receipt or payment photos to any record
• Secure sign-in with cloud sync across devices
• Works offline — track spending with no internet connection

SMARTSPENDR PRO
Unlock AI budget coaching, CSV/XLSX import, multi-currency exchange-rate tools, and advanced record workflows.
• Monthly: $10/month
• Yearly: $100/year (save ~17%)
Manage or cancel anytime in your App Store account settings.

BUILT FOR PEOPLE WHO WANT ANSWERS, NOT JUST NUMBERS
Generic expense trackers show you where your money went. SmartSpendr's AI Coach tells you what to do about it.

Your privacy: SmartSpendr uses secure authentication and optional cloud sync. Full policy at smartspendr.app/privacy-
policy.

Important: SmartSpendr provides budgeting insights and educational financial information only. It does not provide
financial, investment, legal, or tax advice.

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| SmartSpendr Pro Monthly | $10.00 | per month |
| SmartSpendr Pro Yearly | $100.00 | per year |



## Version history (last 5 releases)

### 1.6.1 — 2026-08-22

This update fixes several keyboard-related bugs:

Fixed third-party keyboards (like SwiftKey) getting stuck open over a blank screen after returning to the app from the background.
Fixed the keyboard briefly showing the wrong layout when switching between fields (e.g. Amount to Description).
Fixed the keyboard covering the Amount field in Quick Add, Add/Edit Account, and Edit Record.

### 1.6.0 — 2026-08-16

Daily Spending Reminder
Get a gentle nudge at 8 PM to log your spending — and a tip on how the AI Coach can help you stay on track.

Cleaner AI Coach
AI Coach responses now render properly (no more stray **asterisks**), the profile screen is clearer about what's real data vs. a placeholder, and premium features are easier to spot at a glance.

Bug Fixes
Fixed an issue where your AI Coach history (Ask, Budget, Growth) could silently fail to load right after opening the app.

### 1.5.0 — 2026-08-10

Added an optional Face ID / Touch ID lock to secure the app — enable it from Profile.
Added a Help Center with in-app FAQs and a direct way to contact support from Profile.
Onboarding now includes a preview of the AI Budget Coach's personalized spending insights.
Cleaned up empty states on the dashboard and records screens with clearer guidance on what to do next.
Fixed an issue where deleting your account could get stuck partway through and need a second attempt.

### 1.4.1 — 2026-07-18

Meet "Profile" — we renamed Wallet to Profile to make it crystal clear what it is.
Getting started is easier — no accounts yet? We'll guide you straight to creating one.
More reliable multi-currency tracking, with account currency locked in once set.

### 1.4.0 — 2026-07-14

Multi-currency support
- Add income, expenses, and transfers in a currency different from your wallet's — SmartSpendr converts it automatically, or you can set your own exchange rate.

See both currencies
 - Accounts held in a different currency now show their balance in both their own currency and your wallet's currency, so nothing gets lost in translation.

More accurate totals
- Total Wealth and account totals now correctly account for multi-currency balances instead of mixing currencies together.

Smarter record entry
- The account picker in Add Record and Edit Record now only shows accounts from your currently selected wallet, so you always add records to the right place.

AI Coach improvements
- Your Coach budget summary now reflects the wallet you have selected, and updates automatically when you switch wallets.

Bug fixes
- Fixed an issue where delete confirmations didn't appear on some iPhones.

## Apps similar to SmartSpendr

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Cargills Bank DIGI](https://appshunter.io/ios/app/cargills-bank-digi/id1140907958) | 4.0 (2) | Free | Finance |
| [DFCC One](https://appshunter.io/ios/app/dfcc-one/id6553980743) | 4.7 (6) | Free | Finance |
| [FLASH Digital Banking](https://appshunter.io/ios/app/flash-digital-banking/id1343626220) | 3.1 (19) | Free | Finance |
| [CAL Online](https://appshunter.io/ios/app/cal-online/id1299612337) | 4.5 (2) | Free | Finance |
| [Neos Biz](https://appshunter.io/ios/app/neos-biz/id1569162560) | 3.0 (2) | Free | Finance |
| [Kiwi Money: AI Track & Budget](https://appshunter.io/ios/app/kiwi-money-ai-track-and-budget/id6740585874) | — | Free | Finance |

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*