# SmartSpent - Money Manager — Expense and Receipt Scanner > Expense and Receipt Scanner (iPhone/iPad app by Jayco Bea.) - Source: https://appshunter.io/ios/app/smartspent-money-manager/id6767678054 (this page in markdown: same URL + `.md`) - Developer: [Jayco Bea](https://appshunter.io/developer/1816845211) - Category: Finance, Productivity - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 18.6 · 14 MB - Languages: English - Released: 2026-05-12 - Data updated: 2026-07-06 - User reviews in markdown: https://appshunter.io/ios/app/smartspent-money-manager/id6767678054/reviews.md ## What is SmartSpent? SmartSpent is the money manager your iPhone deserves — built entirely with Apple technologies, designed from the ground up to feel native on iOS. No bloat. No subscriptions. Just a thoughtful, private app for your finances. TRACK SPENDING YOUR WAY - Scan receipts with your camera to auto-fill transaction details - Add transactions manually or from your Apple Watch - Manage multiple accounts and wallets in one place - Record transfers between accounts - Organise with built-in and custom categories BILLS & INSTALLMENTS Never miss a payment. Track all your recurring bills in one place and get notified before they're due. Log credit card installment plans and watch your progress month by month. STAY ON BUDGET Set monthly budgets and see exactly where you stand at a glance. SmartSpent shows your spending trends so you can make smarter decisions before the month is over. AI-POWERED INSIGHTS SmartSpent uses Apple Intelligence to surface patterns in your spending — analysed entirely on your device, never sent anywhere. BUILT FOR THE APPLE ECOSYSTEM SmartSpent lives where you do — across every Apple device and surface: - Apple Watch app for lightning-fast transaction entry on your wrist - Home Screen widget shows your balance without opening the app - iCloud sync keeps your data in perfect harmony across all your devices - Face ID keeps your finances visible only to you - Multi-currency support for travellers and international users - Export your data any time in a format you can use PRIVATE BY DEFAULT Your financial data stays on your device. No third-party analytics. No cloud servers we control. Just your numbers, protected by the same security that runs your iPhone. ## Pricing and in-app purchases Base price: Free. **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | SmartSpent Pro | $2.99 | one-time | ## Version history (last 5 releases) ### 1.7.2 — 2026-06-25 Tap-Through Insights on Home Your Home summary is now interactive. Tap Expense or Income to see every transaction for the selected period in one focused list. Tap any slice in the category legend to drill into that category's transactions. Tap a row to open it for editing — no detours through the Wallet tab. Settle All for Debts Wiping the slate clean is now one tap. The Debt Tracker has a new menu action to settle every active debt at once, and the per-person view lets you settle everything you have with a specific person. A confirmation step keeps you safe from accidents, and you can still reopen any debt from its detail view. Smoother Add Debt Flow The "Deduct from wallet" account selector has been redesigned as a horizontal row of cards showing each account's icon, name, and live balance — or available credit, for credit cards. Picking the right account is now a glance instead of a hunt. Bug Fixes & Polish • Fixed credit card balances drifting out of sync after editing or deleting a debt payment charged to a credit card • Replaced the cramped onboarding currency dropdown with the full searchable currency picker • Minor cleanup and stability improvements under the hood ### 1.6.2 — 2026-06-25 Credit Card Support in Debt Tracking You can now log a debt against any account — including credit cards. When lending money and charging it to a credit card, the app displays your available credit, updates the outstanding balance correctly, and shows context-appropriate messages throughout. iCloud Sync Fix iCloud sync now works correctly for all users on the App Store. A configuration issue was preventing background sync from working in production — this is now resolved. If you had iCloud sync enabled but noticed your data wasn't updating across devices, toggle the iCloud sync setting off and back on to re-activate it. Bug Fixes & Polish • Fixed iCloud background sync not working in production (App Store) builds • Fixed an issue where the iCloud sync toggle could silently reset to off on launch if CloudKit encountered a transient error ### 1.4 — 2026-05-29 What's New in This Version Credit Card Manager Track your credit cards like a pro. See your outstanding balance, available credit, utilization bar, APR, and minimum payment at a glance. Charge expenses directly to a card and pay your bill through a dedicated payment flow that keeps your balances accurate. Payment Due Date Reminders Never miss a credit card payment again. Set a reminder per card — choose to be notified the day of, 1 day, 3 days, 1 week, or 2 weeks before your due date. Wallet Grid View Switch between carousel and 2-column grid layout in your Wallet. The grid shows your 4 most recently used accounts by default, with a tap to see all. App Update Notifications The app now checks for new versions on the App Store and lets you know when an update is available. Bug Fixes & Polish • Fixed carousel card layout on iPad • Various stability improvements Debt Tracker Track money you owe and money owed to you — all in one place. The new Debts tab lets you log debts, record payments, and see your progress toward settling up. • Log debts in either direction: I Owe or They Owe Me • Pay a debt directly from your wallet — balance is checked before saving • Receive a repayment and have it deposited into your wallet automatically • Add more to an existing debt at any time • Edit debt details including name, reason, note, and due date • View full payment history with timeline layout • Summary banner shows your net position at a glance • Debts are grouped by urgency: Overdue, Due Soon, and Active • Get notified the day before and on the day a debt payment is due • Debt payments are excluded from your budget and spending totals ### 1.3.1 — 2026-05-25 • Fixed a crash on iPad when tapping "New Category" in Settings • Fixed categories becoming unresponsive on Mac after navigating away and back • Fixed section headers overlapping list items on Mac ### 1.3 — 2026-05-22 SmartSpent is now free to download. • SmartSpent Pro — Unlock unlimited accounts, receipt scanning, AI Insights, monthly budgets, data export, custom categories, and iCloud Sync with a one-time purchase. If you previously paid for SmartSpent, you'll receive Pro automatically. • Receipt Scanner improvements — Better accuracy when reading totals, including amounts with thousands separators. • iCloud Sync reliability — Fixed a rare issue where data could be lost when toggling iCloud Sync. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-06.*