# SmartWallet AI Expense Tracker — Budget Planner & Money Manager

> Budget Planner & Money Manager (iPhone/iPad app by MY INDIA NOW Apps.)

- Source: https://appshunter.io/ios/app/smartwallet-ai-expense-tracker/id6757392187 (this page in markdown: same URL + `.md`)
- Developer: [MY INDIA NOW Apps](https://appshunter.io/developer/1722107514)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.1 · 57 MB
- Languages: American English
- Released: 2026-01-20
- Data updated: 2026-06-01
- User reviews in markdown: https://appshunter.io/ios/app/smartwallet-ai-expense-tracker/id6757392187/reviews.md

## What is SmartWallet AI Expense Tracker?

Take control of your money with SmartWallet AI - the intelligent expense tracker that helps you spend smarter, save more, and achieve your financial goals faster.

Whether you're tracking daily expenses, planning budgets, or saving for your dreams, SmartWallet AI makes personal finance simple and stress-free.

WHY CHOOSE SMARTWALLET AI?

Smart AI-Powered Insights
Our intelligent assistant analyzes your spending patterns and provides personalized recommendations to help you save money. Get alerts before you overspend and discover where your money really goes.

Effortless Expense Tracking
Add expenses in seconds using voice commands or manual entry. Every rupee is tracked and categorized automatically.

Budget Planning That Works
Create custom budgets for any category - food, shopping, entertainment, bills, and more. Visual progress bars show exactly where you stand, so you always stay on track.

Financial Goals Made Easy
Saving for a vacation? New phone? Emergency fund? Set goals, track progress, and celebrate when you reach them. SmartWallet AI keeps you motivated every step of the way.

POWERFUL FEATURES

- Expense & Income Tracking - Log all transactions with categories and notes
- Smart Budgets - Set monthly limits and get alerts before overspending
- Financial Goals - Save for what matters with visual progress tracking
- Bill Reminders - Never miss a payment with timely notifications
- Analytics Dashboard - Beautiful charts showing your spending patterns
- AI Assistant - Get personalized money-saving tips and insights
- Voice Input - Add transactions by simply speaking
- Multi-Currency Support - INR, USD, EUR, GBP, and 50+ currencies
- SIP Calculator - Plan your investments and watch your wealth grow
- Bill Splitter - Split expenses with friends and family easily
- Export Reports - Download PDF/CSV reports for tax purposes
- Cloud Sync - Access your data securely across all devices
- Dark & Light Mode - Beautiful interface for day and night

SECURITY YOU CAN TRUST

Your financial data deserves the highest protection. SmartWallet AI uses bank-level encryption and biometric authentication to keep your information safe. Your data stays private - we never sell or share your personal information.

PERFECT FOR EVERYONE

- Students managing limited budgets
- Working professionals tracking expenses
- Families planning household finances
- Freelancers monitoring income and expenses
- Anyone who wants to save more money

START YOUR FINANCIAL JOURNEY TODAY

Download SmartWallet AI now and take the first step toward financial freedom.

Free to download with optional premium features.

Questions or feedback? Contact us

Privacy Policy: https://smartwalletai.co/privacy.html
Terms of Use (EULA): https://smartwalletai.co/terms-of-use.html
Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium Monthly | $6.99 | per month |
| Premium Annual | $34.99 | per year |



## Version history (last 2 releases)

### 1.0.3 — 2026-01-26

Major Bug Fix: App Refresh Now Works!

- Fixed critical issue where data was not updating after returning from background
- Pull-to-refresh now works reliably every time
- Manual sync button now properly fetches latest data
- No more need to force-close the app to see your updates

Push Notification Support
- Added infrastructure for receiving push notifications

Performance Improvements
- Faster data loading on app resume
- Better handling of background and foreground transitions

### 1.0.2 — 2026-01-20

No release notes.

## Apps similar to SmartWallet AI Expense Tracker

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| [FinFin – Smart Finance](https://appshunter.io/ios/app/finfin-smart-finance/id6749590342) | — | Free | Finance |
| [arc: AI Budget & Money Planner](https://appshunter.io/ios/app/arc-ai-budget-and-money-planner/id6758624900) | — | Free | Finance |
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| [Finly: AI Budget & Expense Log](https://appshunter.io/ios/app/finly-ai-budget-and-expense-log/id6758222599) | 5.0 (1) | Free | Finance |
| [Ai Expense Management](https://appshunter.io/ios/app/ai-expense-management/id6752581452) | — | Free | Finance |

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All apps by MY INDIA NOW Apps: https://appshunter.io/developer/1722107514

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*
