# SmartWallet - Budget Manager — Budget, Track & Plan Ahead

> Budget, Track & Plan Ahead (iPhone/iPad app by Nikhil Fuge.)

- Source: https://appshunter.io/ios/app/smartwallet-budget-manager/id6743027963 (this page in markdown: same URL + `.md`)
- Developer: [Nikhil Fuge](https://appshunter.io/developer/1769973400)
- Category: Finance, Utilities
- Price: Free
- Age rating: 4+
- Requires: iOS 16.0 · 2 MB
- Languages: American English
- Released: 2025-03-21
- Data updated: 2026-09-30
- User reviews in markdown: https://appshunter.io/ios/app/smartwallet-budget-manager/id6743027963/reviews.md

## What is SmartWallet?

Take control of your money with SmartWallet: a simple, private personal finance app designed to help you manage today, understand your spending, and plan ahead.

Manage Your Money

Wallets – Organize bank accounts, savings, cash and other wallets in one place.
Budgets – Set spending limits and track your progress throughout each budget period.
Transactions – Record payments and income and keep your spending organised.
Wallet History – Review previous spending periods and understand where your money went.
Recurring Transactions – Keep track of regular income and expenses automatically.
UPI Integration – Quickly launch your preferred UPI app when making payments.

Understand Your Finances

Smart Insights – Discover spending trends, budget changes, savings patterns and recurring expense changes.
Budget Forecast – See where your spending is heading before the budget period ends.
Subscription Tracker – Keep track of recurring subscriptions, monthly costs and upcoming renewals.

Plan Ahead with SmartWallet Pro

Cashflow Runway – See how long your liquid funds could last based on your essential spending.
Safe-to-Spend – Get a daily spending allowance based on available funds, upcoming obligations and your budget.
Financial Goals – Set goals such as an emergency fund, holiday or new car and track your progress.

Private by Design

Face ID App Lock – Protect your financial information with Face ID or your device passcode.
iCloud Backup & Restore – Back up your SmartWallet data to your personal iCloud account and restore it when needed.
Your financial data stays on your device and is not sent to third-party analytics services.

Free to get started. SmartWallet Pro unlocks advanced tools for understanding, predicting and planning your finances.

Start managing your money with more clarity and confidence.

Privacy & Legal
Privacy Policy: https://nikhilfuge.github.io/smartwallet-web/privacy-policy.txt
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula


## Version history (last 3 releases)

### 2.0 — 2026-09-26

Introducing SmartWallet 2.0: a smarter way to understand and plan your finances.

New Financial Dashboard — See your financial picture at a glance.
Cashflow Runway — Know how long your available funds could last.
Safe-to-Spend — Get a daily spending allowance based on your finances.
Budget Forecast — See where your spending is heading before your budget period ends.
Smart Insights — Discover meaningful changes and trends in your finances.
Financial Goals — Set and track goals such as emergency funds, holidays and major purchases.
Subscription Tracker — Keep track of recurring subscriptions and upcoming renewals.
Recurring Transactions — Manage regular income and expenses with less effort.
SmartWallet Pro — Unlock advanced tools for understanding, predicting and planning your finances.
Face ID App Lock — Keep your financial information protected.
iCloud Backup & Restore — Back up and restore your SmartWallet data securely.

Plus, a refreshed experience, improved dashboard, and numerous reliability and usability improvements.

### 1.1 — 2025-06-09

Bug fixes and Improvements

### 1.0 — 2025-03-21

No release notes.

## Apps similar to SmartWallet

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [SpendZen: Budget & Expense](https://appshunter.io/ios/app/spendzen-budget-and-expense/id6741732915) | 5.0 (6) | Free | Finance |
| [eXpend: Make Budgeting a Habit](https://appshunter.io/ios/app/expend-make-budgeting-a-habit/id6747117634) | 4.7 (12) | Free | Finance |
| [Finore - Spending Tracker](https://appshunter.io/ios/app/finore-spending-tracker/id6749824102) | — | Free | Finance |
| [SpendShield - Impulse buying](https://appshunter.io/ios/app/spendshield-impulse-buying/id6748923479) | 5.0 (1) | Free | Finance |
| [Fen: Finance Tracker](https://appshunter.io/ios/app/fen-finance-tracker/id6590603976) | 4.8 (4) | Free | Finance |
| [Finance Manager: Budgetology](https://appshunter.io/ios/app/finance-manager-budgetology/id6748695540) | — | Free | Finance |

## More apps by Nikhil Fuge

- [DailyThought](https://appshunter.io/ios/app/dailythought/id6711331912)
- [BreatheMeter](https://appshunter.io/ios/app/breathemeter/id6738746629)
- [EasyScanner Pro: PDF & Doc](https://appshunter.io/ios/app/easyscanner-pro-pdf-and-doc/id6740979313)
- [MeetingMind - AI](https://appshunter.io/ios/app/meetingmind-ai/id6759728838)

All apps by Nikhil Fuge: https://appshunter.io/developer/1769973400

## Related topics

[smart budget management](https://appshunter.io/ios/topics/smart-budget-management)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-30.*