# SmartWallet: Budget Planner — Expense Tracker, Bills & Goals

> Expense Tracker, Bills & Goals (iPhone/iPad app by Nikhil Fuge.)

- Source: https://appshunter.io/ios/app/smartwallet-budget-planner/id6743027963 (this page in markdown: same URL + `.md`)
- Developer: [Nikhil Fuge](https://appshunter.io/developer/1769973400)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 16.0 · 10 MB
- Languages: American English
- Released: 2025-03-21
- Data updated: 2026-10-30

## What is SmartWallet?

Take control of your money with SmartWallet: a simple, private budget app that helps you manage today, understand your spending and plan ahead.

RECORD IN SECONDS
- Voice Entry: say "Add 500 to Groceries" and SmartWallet finds the amount and wallet. If it isn't sure, it asks first.
- Widgets: see what's left to spend on your Home Screen and Lock Screen, and record with one tap.
- Control Center, Action Button and Siri: log a payment from anywhere on your iPhone.

MANAGE YOUR MONEY
- Wallets for bank accounts, savings, cash and more
- Budgets that refill monthly or yearly
- Payments, income and recurring transactions
- Wallet History to review past budget periods
- UPI Integration to launch your preferred UPI app

STAY ON TRACK
- Morning balance summary
- Alerts when a wallet runs low or refills
- An evening reminder if you haven't logged anything that day
Every notification can be turned off or rescheduled.

UNDERSTAND YOUR FINANCES
- Smart Insights on spending trends, savings and recurring costs
- Budget Forecast to see where spending is heading
- Subscription Tracker with monthly costs and upcoming renewals

PLAN AHEAD WITH SMARTWALLET PRO
- Safe-to-Spend: a daily allowance based on your funds, upcoming bills and budget, sent every morning
- Cashflow Runway: see how long your money could last
- Financial Goals: track an emergency fund, holiday, new car and more

PRIVATE BY DESIGN
- Face ID App Lock, with amounts hidden in notifications
- Backup and restore with your personal iCloud
- Your financial data stays on your device and is not sent to third-party analytics services. Voice entry uses Apple's speech recognition, on device where supported.

Free to get started. SmartWallet Pro unlocks advanced tools for planning your finances.

Privacy Policy: https://nikhilfuge.github.io/smartwallet-web/privacy-policy.txt
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| SmartWallet Pro Monthly | $1.99 | per month |
| SmartWallet Pro Annual | $14.99 | per year |


## Is SmartWallet safe?

Not enough ratings yet to assess SmartWallet.

## Is SmartWallet legit?

SmartWallet: Budget Planner appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for SmartWallet is 78 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 4 releases)

### 2.1 — 2026-10-20

Recording a payment is now faster than ever.

• Speak it – Say “Add 500 to Groceries” and SmartWallet picks the wallet and records it. If it isn’t sure, it checks with you first.
• Widgets – See what’s left to spend on your Home Screen and Lock Screen, and record a payment with one tap.
• Control Center & Action Button – Record or speak a payment from anywhere, without opening the app.
• Siri & Shortcuts – “Record a payment in SmartWallet”. Also works from Spotlight and by long-pressing the app icon.
• Smart reminders – Morning balance summary, low-balance alerts, wallet refill alerts and an evening nudge if you forgot to log the day.
• Redesigned onboarding and smoother animations throughout.
• More reliable subscription purchases and restores.

### 2.0 — 2026-09-26

Introducing SmartWallet 2.0: a smarter way to understand and plan your finances.

New Financial Dashboard — See your financial picture at a glance.
Cashflow Runway — Know how long your available funds could last.
Safe-to-Spend — Get a daily spending allowance based on your finances.
Budget Forecast — See where your spending is heading before your budget period ends.
Smart Insights — Discover meaningful changes and trends in your finances.
Financial Goals — Set and track goals such as emergency funds, holidays and major purchases.
Subscription Tracker — Keep track of recurring subscriptions and upcoming renewals.
Recurring Transactions — Manage regular income and expenses with less effort.
SmartWallet Pro — Unlock advanced tools for understanding, predicting and planning your finances.
Face ID App Lock — Keep your financial information protected.
iCloud Backup & Restore — Back up and restore your SmartWallet data securely.

Plus, a refreshed experience, improved dashboard, and numerous reliability and usability improvements.

### 1.1 — 2025-06-09

Bug fixes and Improvements

### 1.0 — 2025-03-21

No release notes.

## Apps similar to SmartWallet

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [SpendZen: Bills & Budget](https://appshunter.io/ios/app/spendzen-bills-and-budget/id6741732915) | 5.0 (6) | Free | Finance |
| [eXpend: Make Budgeting a Habit](https://appshunter.io/ios/app/expend-make-budgeting-a-habit/id6747117634) | 4.7 (13) | Free | Finance |
| [SpendShield - Impulse buying](https://appshunter.io/ios/app/spendshield-impulse-buying/id6748923479) | 5.0 (1) | Free | Finance |
| [Fen: Finance Tracker](https://appshunter.io/ios/app/fen-finance-tracker/id6590603976) | 4.8 (5) | Free | Finance |
| [Finore - Spending Tracker](https://appshunter.io/ios/app/finore-spending-tracker/id6749824102) | — | Free | Finance |
| [Finance Manager: Budgetology](https://appshunter.io/ios/app/finance-manager-budgetology/id6748695540) | — | Free | Finance |

## More apps by Nikhil Fuge

- [DailyThought](https://appshunter.io/ios/app/dailythought/id6711331912)
- [BreatheMeter](https://appshunter.io/ios/app/breathemeter/id6738746629)
- [EasyScanner Pro: PDF & Doc](https://appshunter.io/ios/app/easyscanner-pro-pdf-and-doc/id6740979313)
- [MeetingMind - AI](https://appshunter.io/ios/app/meetingmind-ai/id6759728838)
- [Claimora](https://appshunter.io/ios/app/claimora/id6809123254)

All apps by Nikhil Fuge: https://appshunter.io/developer/1769973400

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-30.*