# SMBC MultiCash Mobile Token

> SMBC MultiCash Mobile Token (iPhone/iPad app by SMBC Bank International plc.)

- Source: https://appshunter.io/ios/app/smbc-multicash-mobile-token/id6471594776 (this page in markdown: same URL + `.md`)
- Developer: [SMBC Bank International plc](https://appshunter.io/developer/1493943821)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 15.0 · 85 MB
- Languages: American English, Czech, German (Germany), Romanian
- Released: 2024-06-25
- Data updated: 2026-01-19
- User reviews in markdown: https://appshunter.io/ios/app/smbc-multicash-mobile-token/id6471594776/reviews.md

## What is SMBC MultiCash Mobile Token?

As part of SMBC Group’s commitment to online security and excellent Customer experience, we have introduced the “SMBC MultiCash Digital Token” app. The app provides significantly enhanced security features when compared to traditional OTP generating token and delivers an improved login experience through secure authentication.
Further, the app allows for the “Dynamic Linking” of payments by letting approval users validate and digitally sign payment details “out of ban”, thus providing enhanced protection against fraud. When you approve E-payments, the contents are sent to the SMBC MultiCash Digital Token App for signing by the scanning of a “Cronto Image” that contains details of the payments you have selected for approval. By scanning this “Cronto Image” into your SMBC MultiCash Digital Token app, it can display the payment information and will allow you to sign them by inputting a response generated by the mobile app. This means that when the Bank receives payment orders, the system can verify that they are genuine.
The App only reads the data already available to you at the time of authorisation. This data is never stored on the phone or is viewable other than when you access the app at the point of authorisation. No transaction history is ever available on the mobile device.


## Version history (last 5 releases)

### 1.5 — 2026-01-19

We continue to prioritize the stability and security of the application, with this update focusing on error fixes and functional enhancements to improve performance on your device. This version improves the user experience by resolving an issue present in previous versions.

### 1.4 — 2025-07-11

We continue to prioritize the stability and security of the application, with this update focusing on error fixes and functional enhancements to improve performance on your device. This version improves the user experience by resolving an issue present in previous versions.

### 1.2 — 2024-08-28

We continue to prioritize the stability and security of the application, with this update focusing on error fixes and functional enhancements to improve performance on your device. This version improves the user experience by resolving an issue present in previous versions.

### 1.1 — 2024-08-08

We are continuously monitoring and improving the stability and security of the application. This version contains error corrections and functional updates to optimize the functionality of the application on your device.

### 1.0 — 2024-06-25

No release notes.

## Apps similar to SMBC MultiCash Mobile Token

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [CashLoan - EMI Loan Calculator](https://appshunter.io/ios/app/cashloan/id6748112013) | — | Free | Finance |
| [Pen by Pentad](https://appshunter.io/ios/app/pen-by-pentad/id6444753634) | — | Free | Finance |
| [T+ Wallet-Essential Crypto Hub](https://appshunter.io/ios/app/t-wallet/id1547227377) | 2.0 (1) | Free | Finance |
| [First South Credit Union](https://appshunter.io/ios/app/first-south-credit-union/id1544448337) | — | Free | Finance |
| [eQ Mobile](https://appshunter.io/ios/app/eq-mobile/id1533659153) | — | Free | Finance |
| [MoneyBe](https://appshunter.io/ios/app/moneybe/id1186342586) | 4.8 (12) | Free | Finance |

## More apps by SMBC Bank International plc

- [SMBC Digital](https://appshunter.io/ios/app/smbc-digital/id1510347816)

All apps by SMBC Bank International plc: https://appshunter.io/developer/1493943821

## Related topics

[smbc multicash mobile token](https://appshunter.io/ios/topics/smbc-multicash-mobile-token) · [smbc bank international plc](https://appshunter.io/ios/topics/smbc-bank-international-plc) · [smbc mobile token](https://appshunter.io/ios/topics/smbc-mobile-token)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-01-19.*