# SMBT Mobile

> Personal finance aggregator for managing accounts, transactions, payments, and deposits. (iPhone/iPad app by Southern Michigan Bancorp, Inc..)

- Source: https://appshunter.io/ios/app/smbt-mobile/id1495844675 (this page in markdown: same URL + `.md`)
- Developer: [Southern Michigan Bancorp, Inc.](https://appshunter.io/developer/551378818)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 1,508 App Store ratings · 9 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.4 · 173 MB
- Languages: American English, European Spanish
- Released: 2020-08-25
- Data updated: 2026-09-08
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/smbt-mobile/id1495844675/reviews.md

## What is SMBT Mobile?

SMBT Mobile is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances.

Here’s what else you can do with SMBT Mobile:

Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks.
Set up alerts so you know when your balance drops below a certain amount
Make payments, whether you’re paying a company or a friend
Transfer money between your accounts
Deposit checks in a snap by taking a picture of the front and back
Reorder your debit card or turn it off if you’ve misplaced it
View and save your monthly statements
Find branches and ATMs near you

Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. 

To use the SMBT Mobile app, you must be enrolled as a SMB&T digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

## Key features

- Aggregate financial accounts
- Organize transactions with tags and notes
- Set balance alerts
- Make payments and transfer money
- Mobile check deposit
- Debit card management
- View monthly statements

## Recent user reviews (9 of 9)

All indexed reviews: https://appshunter.io/ios/app/smbt-mobile/id1495844675/reviews.md

### 1/5 — Too buggy

*2026-05-17*

Buggy

### 5/5 — Support

*2026-04-03*

The Best ….  !

### 2/5 — Slow update

*2026-03-02*

It updates very slow.

### 3/5 — It's great but not the best

*2025-07-15*

Unfortunately if you're not opted in the automated text messages and your account gets flagged for fraud or just freezes every transaction you have to wait till they're open because they don't have a 24/7 line for you to call like most other banks/ credit unions, thus the 3 star because it was a big inconvenience to not use my own money.

### 5/5 — Three Rivers bank

*2021-04-16*

I have never have had a problem with any of the bank employees. I usually use the bank on 131. At one time every teller there knew me by first name. Holly Norton and I were neighbors. I’ve been with the bank since I’ve been 16. Will NOT change.

### 5/5 — Iffy

*2021-02-01*

This website is periodically unavailable. Information is no longer available as it once was. I can’t get past statements unless I go to all electronic statements and I like a paper back up for a business

### 2/5 — Online billpay mobile

*2020-09-30*

The online bill pay through mobile does not show the expected arrival date of the payment before I submit payment. Also, it does not show the last four digits of the payees account number to make sure I am paying the right payee (when we have multiple with same payee name).

I am not able to send this review because I have to enter a rediculous nickname before it will proceed!!

### 5/5 — Love the New App

*2020-09-26*

The new app is user friendly and offers so many convenient banking options! Love that I’m able to set low balance alerts and receive an alert every time a transaction is coming through on my account. Allows you to catch unauthorized transactions quickly, if they were to ever occur.

### 2/5 — Doesn’t allow third party apps

*2020-08-27*

I rely heavily on my Earnin app to bail me out whenever possible. But with a new southern Michigan banking app that is not possible. It’s already hard enough to deal with the new member service charges and now it’s a complete fail

## Frequently asked questions about SMBT Mobile

### What does SMBT Mobile do?

SMBT Mobile allows you to aggregate all your financial accounts, including those from other institutions, into a single view. It provides tools to manage transactions, set alerts, make payments, transfer money, deposit checks, and manage your debit card.

### What are the key features of SMBT Mobile?

Key features include aggregating all financial accounts, organizing transactions with tags and photos, setting balance alerts, making payments, transferring funds, depositing checks via photo, reordering or turning off debit cards, viewing statements, and finding branches/ATMs.

### Is SMBT Mobile free to use?

The application itself is free to download and use. However, to utilize the SMBT Mobile app, you must be enrolled as a SMB&T digital banking user. There are no in-app purchases mentioned.

### What devices is SMBT Mobile compatible with?

The app supports secure login options like a 4-digit passcode and fingerprint or face reader on supported devices, indicating compatibility with modern smartphones and tablets that have these biometric capabilities.

### How do I get started with SMBT Mobile?

If you are already a SMB&T digital banking user and use their Internet Banking, simply download the app, launch it, and log in using your existing Internet Banking credentials. You must be enrolled in SMB&T digital banking to use the app.

## Version history (last 5 releases)

### 3.37.0 — 2026-08-19

Version 3.37.0
• Bug fixes and performance improvements

### 3.36.0 — 2026-07-16

Version 3.36.0
• Bug fixes and performance improvements

### 3.35.0 — 2026-06-10

Version 3.35.0
• Bug fixes and performance improvements

### 3.34.1 — 2026-05-22

Version 3.34.1
• Bug fixes and performance improvements

### 3.34.0 — 2026-05-19

Version 3.34.0
• Bug fixes and performance improvements

## Apps similar to SMBT Mobile

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Sturgis Bank](https://appshunter.io/ios/app/sturgis-bank/id874306825) | 4.8 (674) | Free | Finance |
| [MCCU Mobile Banking](https://appshunter.io/ios/app/mccu-mobile-banking/id1002875632) | 4.7 (1,229) | Free | Finance |
| [Kellogg Community Credit Union](https://appshunter.io/ios/app/kellogg-community-credit-union/id453296620) | 3.1 (45) | Free | Finance |
| [County National Bank Personal](https://appshunter.io/ios/app/county-national-bank-personal/id1498953949) | 4.7 (931) | Free | Finance |
| [Century Bank and Trust](https://appshunter.io/ios/app/century-bank-and-trust/id811356722) | 4.8 (684) | Free | Finance |
| [OMNI CCU](https://appshunter.io/ios/app/omni-ccu/id1516006565) | 4.8 (5,720) | Free | Finance |

## More apps by Southern Michigan Bancorp, Inc.

- [Southern Rewards](https://appshunter.io/ios/app/southern-rewards/id1435331818)
- [Southern Mobile RDC](https://appshunter.io/ios/app/southern-mobile-rdc/id1471189023)
- [SMBT Treasury Management](https://appshunter.io/ios/app/smbt-treasury-management/id1616197293)

All apps by Southern Michigan Bancorp, Inc.: https://appshunter.io/developer/551378818

## Related topics

[smbt mobile](https://appshunter.io/ios/topics/smbt-mobile) · [southern bank and trust](https://appshunter.io/ios/topics/southern-bank-and-trust) · [smb bank](https://appshunter.io/ios/topics/smb-bank)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-08.*