# SMCU Mobile Banking > Mobile banking app for account management, deposits, transfers, and payments. (iPhone/iPad app by St. Mary's Credit Union.) - Source: https://appshunter.io/ios/app/smcu-mobile-banking/id1278422717 (this page in markdown: same URL + `.md`) - Developer: [St. Mary's Credit Union](https://appshunter.io/developer/658295783) - Category: Finance, Business - Price: Free - Rating: 4.85/5 from 2,267 App Store ratings · 36 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 106 MB - Languages: English, French, Spanish - Released: 2017-10-10 - Data updated: 2026-09-06 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/smcu-mobile-banking/id1278422717/reviews.md ## What is SMCU Mobile Banking? Easily access all of your accounts and features right at your fingertips with our mobile app. Manage your accounts, deposit checks, make transfers, pay bills and more! Manage Your Accounts [+] Monitor your checking and savings accounts (current and available) [+] View mortgage, auto loan and other account balances [+] Set up Account Alerts and adjust your preferences Quick Access [+] Enable Touch ID® or Face ID® for a fast and safe way to access your account [+] View your balances on the go with Fast Balances Enhanced Navigation [+] My profile menu to manage notifications and personal preferences [+] Navigation tray with quick access to our top used features [+] Hamburger menu with all of the transactional tools needed to stay on top of your finances Deposit Funds [+] Deposit checks by taking photos of checks to deposit them [+] Instantly view the processing deposit in your account Make Transfers and Payments [+] Transfer funds between your accounts and to other financial institutions [+] View and manage your bills and recurring payments in one place [+] Securely send and receive money with friends and family using a U.S. mobile phone number or email address with Zelle® Disclosure [+] Our mobile app is Free, mobile carrier message and data rates may apply [+] Some features are only available for eligible account holders and/or accounts. [+] Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. ## Key features - Account management - Mobile check deposit - Fund transfers - Bill pay - Send money with Zelle® - Biometric login ## What do users think of SMCU Mobile Banking? Overall sentiment: negative **Pros** - 👍 Accessible branch locations - 👍 Helpful customer service - 🚀 Accurate account information - 👍 Enjoyable banking experience **Cons** - 🐛 Frequent app crashes and glitches - 🐛 Login issues and account lockouts - 🐛 Unreliable ATM system - 🐛 Delayed deposit processing - 🐛 Outdated and cluttered app interface **Commonly reported bugs** - App fails to load or connect to the internet - Inability to update app or access accounts - Inconsistent behavior when depositing checks - Unexpected account lockouts and login issues **Most requested features** - Face ID/biometric login support - Improved app performance and stability - Expanded branch network for better convenience - Streamlined app navigation and design ## Recent user reviews (10 of 36) All indexed reviews: https://appshunter.io/ios/app/smcu-mobile-banking/id1278422717/reviews.md ### 1/5 — More options and simpler steps *2026-04-10, version 25.2.103.1* Needs more options more buttons to figure things out in the app app could just be updated with more features ### 5/5 — Mr. Nour *2026-01-27, version 25.2.101.1* I have been with SMCU SINCE 2004 and I have been so lucky to be with SMCU, the team is so supportive and welcoming. Thank you so much for all of your hard work! ### 1/5 — Never works properly *2025-08-15, version 25.2.101.1* Every time I need to use the app, it tells me I need to update info even though it’s all up to date, horrible banking app. ### 2/5 — Poor *2025-05-23, version 25.1.101.1* Service is poor. System with ATM is really bad. Several issues depositing money at ATM machine. Several times machine has been down. Could use a couple more branches. Maybe one in Ashland or Holliston. Convenience reasons. Other than that the banking policies are pretty good. Wondering why it takes so long for you to reply to these reviews. Are you going to replace the ATM machines with new ones that work? ### 2/5 — Poor *2025-04-06* Service is poor. System with ATM is really bad. Several issues depositing money at ATM machine. Several times machine has been down. Could use a couple more branches. Maybe one in Ashland or Holliston. Convenience reasons. Other than that the banking policies are pretty good. ### 5/5 — Mainly favorable *2025-02-01, version 24.9.201.1* I enjoy the accessibility of my branch, and helpful service. Only criticism is phone sign in into sensitive and puts a hold on the account too quickly if you make a mistake signing in. ### 1/5 — Refinance Imminent *2024-12-24, version 24.8.0.1* Very dysfunctional app Atrocious customer service ### 1/5 — Disappointed *2024-10-17* Do not hold my deposits longer than you quote me This is infuriating **Developer response:** We are sorry to hear that you are experiencing difficulties. Please contact our team at (866)-585-7628 so we can get a better understanding of this and work towards a solution. ### 1/5 — Glitchy App *2024-04-29, version 24.1.0.1* I love SMCU. However, the new mobile app update is poor. It gives an error message that I need an internet connection when I try to access my accounts. I need at least two tries and sometimes more to view my accounts. ### 1/5 — Try again…. *2024-04-08, version 24.1.0.1* Just recently it started getting glitchy and logging you out time to redo it ## Frequently asked questions about SMCU Mobile Banking ### What can I do with the SMCU Mobile Banking app? The app allows you to easily access and manage all your accounts. You can monitor checking and savings accounts, view loan balances, deposit checks by taking photos, make transfers between accounts and to other institutions, pay bills, and securely send money to friends and family using Zelle®. ### Is the SMCU Mobile Banking app free to use? Yes, the mobile app itself is free to download and use. However, your mobile carrier may charge message and data rates for usage. ### How can I access my accounts quickly and securely? The app offers quick and safe access options. You can enable Touch ID® or Face ID® for fast biometric login. Additionally, Fast Balances allows you to view your account balances on the go without fully logging in. ### Can I deposit checks using the app? Yes, you can deposit checks by simply taking photos of them directly within the app. The processing deposit will be instantly visible in your account. ### What are the compatibility requirements for the app? While specific OS version requirements are not detailed, the app is designed for mobile devices. Some features may only be available for eligible account holders and/or accounts. ## Version history (last 5 releases) ### 26.1.401.1 — 2026-05-05 Bug Fixes Improved Performance and navigation ### 25.2.103.1 — 2026-02-18 Bug Fixes Improved Performance and navigation ### 25.2.102.1 — 2026-02-13 Bug Fixes Improved Performance and navigation ### 25.2.101.1 — 2025-06-10 Bug Fixes Improved Performance and navigation ### 25.1.101.1 — 2025-04-01 Bug Fixes Improved Performance and navigation ## Related topics [smcu mobile banking](https://appshunter.io/ios/topics/smcu-mobile-banking) · [smcu](https://appshunter.io/ios/topics/smcu) · [stmarysbank](https://appshunter.io/ios/topics/stmarysbank) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-06.*