# SmEx: Smart Expense Manager — #1 budget & expense management

> Comprehensive personal finance manager for income, expenses, loans, and budgets. (iPhone/iPad app by Ngoc Ninh Van.)

- Source: https://appshunter.io/ios/app/smex-smart-expense-manager/id1544379296 (this page in markdown: same URL + `.md`)
- Developer: [Ngoc Ninh Van](https://appshunter.io/developer/1544379298)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 4.90/5 from 25 App Store ratings · 20 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 100 MB
- Languages: Khmer, Catalan, Czech, Danish, Dutch, English, Finnish, French, German, Hindi and 18 more
- Released: 2022-01-02
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/smex-smart-expense-manager/id1544379296/reviews.md

## What is SmEx?

Are you looking for a tool for income and expense, borrowing, loan and budget management? Stop searching! Smart Expensee is just the right thing for you.

SmEx is simple with a user-friendly interface, an intuitive, stable and feature-rich application designed just for you. All management of expenses, income, borrowings, loans, debt collection and debt repayment are now just few taps away. Manage all your finances easily with Smart Expensee.

SALIENT FEATURES:
- Plan
- Budget management
- Income plan
- Spending plan
- Plans for Future Events
- Income Management
- Expense Management
- Account - Wallet management
- Borrowing and Repayment management
- Lending and Debt collection management
- Debtor management
- Detailed record of daily cash flow changes
- Record addition even when offline
- Two-Layer Password
- Family management, co-management of income and expenses with separate member accounts 
- Anonymous spending with backup code
- Intuitive statistical charts
- Periodic income - expenses
- Data sync and backup
- Simple / Detailed / Custom Budget
- Custom category
- Overview of spending 
- Multi-color interface, easy to customize

As the name of this App, we hope Smart Expensee will help you effectively manage your spending and income and thus becoming the best personal finance tool to give you the best experience. If you have any problems using the app or ideas on how to improve it, please email us. We would greatly appreciate your feedback!

Read our Privacy Policy: https://smexapp.com/privacy?lang=en

## Key features

- Budget management
- Income and expense tracking
- Borrowing and loan management
- Debt collection and repayment
- Offline record addition
- Family management
- Statistical charts

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Package 5000 points | $11.99 | one-time |
| Package 400 points | $1.99 | one-time |
| Package 4000 points | $19.99 | one-time |
| Package 4000 points | $10.99 | one-time |
| Pack 5000 points (limited) | $6.99 | one-time |
| Pack 5000 points (limited) | $6.99 | one-time |
| Pack 5000 points (limited) | $5.99 | one-time |
| Pack 5000 points (limited) | $4.99 | one-time |
| Lifetime Package | $14.99 | one-time |
| Lifetime Package | $34.99 | one-time |


## Recent user reviews (10 of 20)

All indexed reviews: https://appshunter.io/ios/app/smex-smart-expense-manager/id1544379296/reviews.md

### 5/5 — Tốt

*2023-11-16*

Mọi thứ ok mã 170702
ZXF22Q

### 5/5 — Nhận xét

*2023-11-09*

Úng dụng quá tuyệt vời ❤️❤️❤️

### 5/5 — Amazing app

*2023-10-27*

174146

### 5/5 — Good

*2023-10-19*

Rất tốt

### 5/5 — Very amazing app

*2023-10-17*

I always wanted to control my expenses and this one is awesome to track it and know where i do spend money

### 3/5 — Ok

*2023-09-24*

Ok

**Developer response:** Nếu bạn yêu thích ứng dụng, xin hãy đánh giá 5 sao để người dùng khác biết tới và cùng sử dụng ạ.

### 5/5 — Best tracking app

*2023-09-21*

Mã 112630

### 5/5 — Buena

*2023-08-31*

Me está ayudando mucho

### 5/5 — Buena

*2023-08-16*

Me está ayudando

### 5/5 — 192454

*2023-08-10*

192454

## Frequently asked questions about SmEx

### What does SmEx: Smart Expense Manager do?

This app is designed to help you manage all aspects of your personal finances. It allows you to track income and expenses, manage borrowings and loans, handle debt collection and repayment, and create budgets for various needs.

### What are the key features of this finance app?

Key features include comprehensive budget management, income and expense planning, account and wallet management, borrowing and lending tracking, detailed cash flow records, offline data entry, and family management for co-management of finances.

### Is this app free to use?

Based on the provided information, the app is offered for free. There are no mentions of subscription fees or paid versions, and in-app purchases are also not indicated.

### Can I manage finances with family members using this app?

Yes, the app supports family management, allowing you to co-manage income and expenses with separate member accounts. This feature enables collaborative financial oversight within a household.

### What if I don't have an internet connection?

The application allows for record addition even when offline. This means you can log your income and expenses without an active internet connection, ensuring your financial data is always captured.

## Version history (last 5 releases)

### 2.6.2 — 2023-11-16

- Added the function to review previous month's data in the overview screen, please switch to the monthly calendar interface to see this option.

### 2.6.1 — 2023-11-08

- Fixed a few minor bugs in the interface.

### 2.6 — 2023-10-31

- Fixed a few minor bugs in the interface.

### 2.5.5 — 2023-08-29

- Fixed a few minor bugs in the interface.

### 2.5.4 — 2023-08-22

- Fixed a few minor bugs in the interface.

## Apps similar to SmEx

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [VETC](https://appshunter.io/ios/app/vetc/id1190447960) | 2.2 (78) | Free | Finance |
| [Alzex Finance](https://appshunter.io/ios/app/alzex-finance/id665873607) | 4.6 (46) | Free | Finance |
| [YourMoney: Quản lý thu chi](https://appshunter.io/ios/app/yourmoney-quan-ly-thu-chi/id1661901764) | — | Free | Finance |
| [MyXpense - incomes & expenses](https://appshunter.io/ios/app/myxpense-incomes-and-expenses/id1193007779) | 4.9 (7) | Free | Finance |
| [Rocky App - Money Manager](https://appshunter.io/ios/app/rocky-app-money-manager/id1660919199) | 4.5 (2) | Free | Finance |
| [Money Tracker:Expense & Budget](https://appshunter.io/ios/app/money-trackerexpense-and-budget/id6444122615) | 4.6 (187) | Free | Finance |

## More apps by Ngoc Ninh Van

- [Quiz - Bíblia e Harpa Cristã](https://appshunter.io/ios/app/quiz-biblia-e-harpa-crista/id1639459798)
- [Timesheet and Attendance: MyWo](https://appshunter.io/ios/app/timesheet-and-attendance-mywo/id6450991025)

All apps by Ngoc Ninh Van: https://appshunter.io/developer/1544379298

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*