# Smipay — Utility Platform

> Mobile platform for everyday payments, top-ups, and utility bill settlements. (iPhone/iPad app by Smipay technologies Ltd.)

- Source: https://appshunter.io/ios/app/smipay/id6760297048 (this page in markdown: same URL + `.md`)
- Developer: [Smipay technologies Ltd](https://appshunter.io/developer/1883692836)
- Category: Utilities, Finance
- Price: Free
- Rating: 1.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 40 MB
- Languages: American English
- Released: 2026-03-30
- Data updated: 2026-08-15
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/smipay/id6760297048/reviews.md

## What is Smipay?

SmiPay is your all-in-one mobile app for everyday payments and top-ups.

• AIRTIME & DATA — Top up your phone or buy data plans for yourself or others.
• BILLS — Pay for cable TV, electricity, education, and other utilities.
• SECURE — Built with security in mind. Use Face ID or fingerprint to unlock the app.
• SIMPLE — Clear menus and quick flows so you can pay in a few taps.

Whether you need to send airtime to a friend, pay your DSTV, or buy data, SmiPay makes it quick and hassle-free.

Download SmiPay and manage your payments from one place.

## Key features

- Airtime and data top-ups
- Utility bill payments
- Secure login with Face ID/fingerprint
- Simple and quick payment flows
- Send airtime to others

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/smipay/id6760297048/reviews.md

### 1/5 — This app is so annoying

*2026-08-07*

The app is literally a trash ,over 24 hours now I can’t do nothing on this app , can’t purchase airtime can’t buy data either , what exactly is the app for ???? Just stare at my money sitting patiently and useless on the app

## Frequently asked questions about Smipay

### What can I pay for with Smipay?

Smipay allows you to pay for a variety of services including airtime and data top-ups, cable TV bills, electricity bills, and education fees. It aims to be an all-in-one solution for everyday payments.

### Is Smipay secure to use?

Yes, Smipay is built with security in mind. It offers secure login options such as Face ID or fingerprint authentication to protect your transactions and personal information.

### How easy is it to make payments with Smipay?

Smipay is designed for simplicity. It features clear menus and quick payment flows, enabling users to complete transactions in just a few taps, making it a hassle-free experience.

### Can I use Smipay to send airtime to friends?

Yes, you can use Smipay to top up your own phone or buy data plans for yourself or for others. This feature makes it convenient to help out friends and family with their mobile needs.

### What devices does Smipay support?

Smipay is available for iPhone, iPad, and iPod devices. It is designed to run on Apple's mobile operating system.

### How often is Smipay updated?

The latest version of Smipay is 3.3, and it was last updated on August 14, 2026. This indicates regular updates to improve functionality and security.

### What is the age rating for Smipay?

Smipay has an age rating of 4+, meaning it is suitable for users aged 4 and above. This suggests it contains no mature content.

### Does Smipay have ads?

No, Smipay does not contain advertisements. The app is free to download and use without interruptions from ads.

## Version history (last 5 releases)

### 3.3 — 2026-08-14

Security fixes, performance optimisation, and increased delivery speed

### 3.2 — 2026-07-31

Bug fixes, Performance Optimization and faster customer support

### 3.1 — 2026-07-30

What's New

• Phone verification — Confirm your number with a secure SMS code to complete tier requirements and unlock your full account limits.

• Account Limits — See your current tier, and verification status in Profile → Account Limits.

• Smoother sign-in & sign-up — Sign in with your phone number using the SmiPay Secure Keypad for a consistent experience on every device.

• Better verification flow — Clearer OTP entry, resend timing, and the option to update your phone number before verification is complete.

• General improvements — Cleaner auth screens, clearer verification emails, and stability fixes throughout the app.

### 3.0 — 2026-07-24

Introduction of a faster support response to answer all your questions or complaints, Performance optimization and security fixes.

### 2.5 — 2026-07-08

Performance Improvement, Security and Bug Fixes

## More apps by Smipay technologies Ltd

- [Smart Edu Hub](https://appshunter.io/ios/app/smart-edu-hub/id6771395346)

All apps by Smipay technologies Ltd: https://appshunter.io/developer/1883692836

## Related topics

[bpay ng](https://appshunter.io/ios/topics/bpay-ng)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-15.*