# Smira - Smart Expense Tracker — Budget, Save & Chat With Money

> Budget, Save & Chat With Money (iPhone/iPad app by Gunal Bondre.)

- Source: https://appshunter.io/ios/app/smira-smart-expense-tracker/id6765641591 (this page in markdown: same URL + `.md`)
- Developer: [Gunal Bondre](https://appshunter.io/developer/1896021121)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.1 · 51 MB
- Languages: American English
- Released: 2026-06-04
- Data updated: 2026-08-04
- User reviews in markdown: https://appshunter.io/ios/app/smira-smart-expense-tracker/id6765641591/reviews.md

## What is Smira?

Smira is the expense tracker that lets you log money in seconds using simple, natural language.

No complicated forms. No endless categories. Just type what happened and Smira takes care of the rest.

Type:
• "Coffee 20"
• "Netflix 30"
• "Salary 5000"
• "Uber 15"

Smira instantly records the transaction, updates your budget, and keeps your finances organised in currency you selected during onboarding.

### LOG EXPENSES IN SECONDS

Adding expenses and income should be quick.

Simply type a transaction in plain language and Smira automatically captures the amount, date, and transaction details. Use Expense or Income mode whenever needed for complete control.

### TRACK YOUR MONEY IN ONE PLACE

Manage all your finances across multiple accounts.

• Cash
• Bank accounts
• Credit cards
• Digital wallets

Transfer money between accounts and keep an accurate picture of your finances.

### STAY ON BUDGET

Create monthly budgets for the categories that matter most.

Smira tracks your spending throughout the month and helps you spot overspending before it becomes a problem.

### REACH YOUR SAVINGS GOALS

Whether you're saving for a vacation, emergency fund, new car, or major purchase, Smira helps you stay focused and monitor progress.

### ASK QUESTIONS ABOUT YOUR FINANCES

Your personal finance assistant is always available.

Ask questions like:
• How much did I spend on food this month?
• What were my biggest expenses last week?
• How much money do I have left in my budget?

Get answers based on your own financial data.

### SMART INSIGHTS (PRO)

Understand where your money goes with AI-powered analysis.

Pro features include:
• Spending insights
• Weekly financial summaries
• Budget risk alerts
• Burn rate analysis
• 7-day spending forecasts

### REPORTS & ANALYTICS (PRO)

See the bigger picture with detailed reports.

• Monthly spending trends
• Category breakdowns
• Financial summaries
• CSV export

### FREE FEATURES

• Unlimited expense tracking
• Unlimited income tracking
• Budgets
• Savings goals
• Multiple accounts
• Basic reports
• 5 AI chats per week

### PRO FEATURES

• 50 AI chats per day
• Smart Insights
• Budget risk alerts
• Burn rate analysis
• 7-day forecasts
• Advanced reports
• Priority support

### PRIVATE & SECURE

Your financial data is encrypted and stored securely. Your information belongs to you and is never sold to third parties.

Take control of your money with faster expense tracking, smarter budgeting, and actionable insights.

Download Smira today.

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Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy - https://niprajdigital.com/privacy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Smira Premium Monthly | $9.99 | per month |
| Smira Premium Yearly | $79.99 | per year |



## Version history (last 4 releases)

### 1.2.3 — 2026-07-31

added new screenshot and fixed localisation issue in chat screen

### 1.2.2 — 2026-07-14

removed few images

### 1.2.1 — 2026-06-22

added multi language support
added voice enabled expense logging

### 1.2.0 — 2026-06-04

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-04.*