# Smoney App — Your Monthly Savings App > Financial companion that finds monthly savings by analyzing credit reports and interest rates. (iPhone/iPad app by Smart Money Capital, LLC.) - Source: https://appshunter.io/ios/app/smoney-app/id6736343958 (this page in markdown: same URL + `.md`) - Developer: [Smart Money Capital, LLC](https://appshunter.io/developer/1771518315) - Category: Finance - Price: Free - Rating: 5.00/5 from 4 App Store ratings · 5 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 25 MB - Languages: American English - Released: 2024-10-10 - Data updated: 2026-06-04 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/smoney-app/id6736343958/reviews.md ## What is Smoney App? Ready to unlock your financial potential? Smoney is your ultimate money-saving companion! By leveraging your real-time credit report, Smoney finds ways to save you money every month while keeping a watchful eye on your credit activity. We scout for the best interest rates on cars, credit cards, and mortgages, offer programs to consolidate or eliminate debt, and even find savings on insurance and other financial needs. Discover all the ways Smoney helps you save every month!   Smoney is a dba of Smart Money Capital LLC. ## Key features - Monthly savings identification - Credit report analysis - Interest rate scouting (cars, credit cards, mortgages) - Debt consolidation and elimination programs - Insurance savings - Credit activity monitoring ## Recent user reviews (5 of 5) All indexed reviews: https://appshunter.io/ios/app/smoney-app/id6736343958/reviews.md ### 5/5 — Easy to use *2025-09-08* Saves money monthly ### 5/5 — Easy *2025-04-09* Works great and super simple. Saves 150 bucks a month ### 5/5 — Super EZ to use *2024-10-24* This is a great app … I love it! ### 5/5 — Amazing *2024-10-23* From the start it is so easy and will really get me to save some money and make positive changes ### 5/5 — Easy peezy *2024-10-18* Love the app. Easy to use and helps you save like it says. ## Frequently asked questions about Smoney App ### What is Smoney App? Smoney App is a financial companion designed to help you save money monthly by analyzing your credit report and identifying opportunities for better interest rates and debt management. ### How does Smoney App help me save money? Smoney App scouts for better interest rates on cars, credit cards, and mortgages, offers debt consolidation programs, and finds savings on insurance and other financial needs based on your credit activity. ### Is Smoney App free to use? Yes, Smoney App is free to download and use. It is supported by advertisements. ### Does Smoney App have ads? Yes, Smoney App contains advertisements. ### What devices does Smoney App support? Smoney App is available on iPhone and iPod devices. ### How often is Smoney App updated? The latest version of Smoney App is 1.5.1, last updated on November 14, 2025. Updates are frequent, ensuring the app is reliable and current. ### What is the age rating for Smoney App? Smoney App has an age rating of 4+, making it suitable for a wide range of users. ### What do users think of Smoney App? Smoney App has a perfect 5.0-star rating from 4 reviews, indicating a very positive user sentiment. ## Version history (last 5 releases) ### 1.5.1 — 2025-11-14 What’s New in This Version? Oh, Glad You Asked! UI Updates! Our app just got a fresh coat of digital paint! Sleeker, smoother, and shinier than ever. It’s so pretty now, you might just stare at it instead of actually using it. (But hey, we won’t judge.) Offers Are Here! Wanna build credit while doing, well, not much? See your brand-new offers and start building credit like a pro. Bug Squashing (As Always) We hunted down some bugs and sent them packing. If you spot any more, let us know—they won’t stand a chance. General Vibes Improvement We fine-tuned the vibes. Seriously. The app just feels better. Science can't explain it, but you'll know what we mean. ### 1.5.0 — 2025-10-30 What’s New in This Version? Oh, Glad You Asked! UI Updates! Our app just got a fresh coat of digital paint! Sleeker, smoother, and shinier than ever. It’s so pretty now, you might just stare at it instead of actually using it. (But hey, we won’t judge.) Offers Are Here! Wanna build credit while doing, well, not much? See your brand-new offers and start building credit like a pro. Bug Squashing (As Always) We hunted down some bugs and sent them packing. If you spot any more, let us know—they won’t stand a chance. General Vibes Improvement We fine-tuned the vibes. Seriously. The app just feels better. Science can't explain it, but you'll know what we mean. ### 1.4.9 — 2025-10-24 What’s New in This Version? Oh, Glad You Asked! UI Updates! Our app just got a fresh coat of digital paint! Sleeker, smoother, and shinier than ever. It’s so pretty now, you might just stare at it instead of actually using it. (But hey, we won’t judge.) Offers and Affiliate Programs Are Here! Wanna build credit while doing, well, not much? Join our brand-new affiliate programs and start building credit like a pro. Bug Squashing (As Always) We hunted down some bugs and sent them packing. If you spot any more, let us know—they won’t stand a chance. General Vibes Improvement We fine-tuned the vibes. Seriously. The app just feels better. Science can't explain it, but you'll know what we mean. ### 1.4.8 — 2025-09-24 What’s New in This Version? Oh, Glad You Asked! UI Updates! Our app just got a fresh coat of digital paint! Sleeker, smoother, and shinier than ever. It’s so pretty now, you might just stare at it instead of actually using it. (But hey, we won’t judge.) Affiliate Programs Are Here! Wanna build credit while doing, well, not much? Join our brand-new affiliate programs and start building credit like a pro. Bug Squashing (As Always) We hunted down some bugs and sent them packing. If you spot any more, let us know—they won’t stand a chance. General Vibes Improvement We fine-tuned the vibes. Seriously. The app just feels better. Science can't explain it, but you'll know what we mean. ### 1.4.7 — 2025-09-04 What’s New in This Version? Oh, Glad You Asked! UI Updates! Our app just got a fresh coat of digital paint! Sleeker, smoother, and shinier than ever. It’s so pretty now, you might just stare at it instead of actually using it. (But hey, we won’t judge.) Affiliate Programs Are Here! Wanna build credit while doing, well, not much? Join our brand-new affiliate programs and start building credit like a pro. Bug Squashing (As Always) We hunted down some bugs and sent them packing. If you spot any more, let us know—they won’t stand a chance. General Vibes Improvement We fine-tuned the vibes. Seriously. The app just feels better. Science can't explain it, but you'll know what we mean. ## Apps similar to Smoney App | App | Rating | Price | Category | | --- | --- | --- | --- | | [Ryze - Credit Score Tracker](https://appshunter.io/ios/app/ryze-credit-score-tracker/id6752028670) | — | Free | Finance | | [MobilePay by Certegy LLC](https://appshunter.io/ios/app/mobilepay-by-certegy-llc/id1578027111) | 5.0 (4) | Free | Finance | | [Blitz: AI Cash App for College](https://appshunter.io/ios/app/blitz-ai-cash-app-for-college/id6723902198) | 2.0 (4) | Free | Finance | | [Lendee App](https://appshunter.io/ios/app/lendee-app/id6737959895) | 3.5 (89) | Free | Finance | | [PaySitters](https://appshunter.io/ios/app/paysitters/id6443752126) | 4.0 (4) | Free | Finance | | [Sail Loans](https://appshunter.io/ios/app/sail-loans/id1578869732) | 5.0 (3) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-04.*