# Smoov Finance — Automated Couple Expenses. > AI-powered app for couples to automate shared expense tracking and settlement. (iPhone/iPad app by Smoov Inc.) - Source: https://appshunter.io/ios/app/smoov-finance/id1609337232 (this page in markdown: same URL + `.md`) - Developer: [Smoov Inc](https://appshunter.io/developer/1609337234) - Category: Finance, Productivity - Price: Free with in-app purchases (on sale, was $6.99) - Rating: 4.89/5 from 35 App Store ratings · 20 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 81 MB - Languages: English - Released: 2024-03-11 - Data updated: 2026-09-10 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/smoov-finance/id1609337232/reviews.md ## What is Smoov Finance? Split Bills. Not Relationships. Money is one of the leading causes of stress in relationships. Couples argue about expenses, forget who paid last, and send money back and forth multiple times a week. It’s awkward, it’s emotional, and it’s exhausting. That’s why we built Smoov — the first AI-powered money app made just for couples. Why Smoov Automatic expense tracking – Connect your credit and debit cards and let Smoov pull in shared expenses for you. One-tap splitting – Whether it’s 50/50, 70/30, or any custom split, settle expenses the way that works for your relationship. Private and secure settle-ups – Pay your partner back instantly, safely, and without awkward reminders. AI insights – Get personalized tips and smarter money choices, built to reduce tension and build trust. No more calculating in Excel. No more “I’ll get it next time.” No more Venmo-ing back and forth every time one of you picks up groceries or fills up the car with gas. Built for Modern Couples Modern banking wasn’t built for relationships. Before joint accounts, couples spend months (or even years) splitting bills—often across 10 or more different cards and accounts. That adds up to hundreds of shared expenses and thousands of dollars before marriage or a combined account. With Smoov, you can make those years easier, smoother, and more fair. Features Couples Love Works with all your cards (credit and debit) Instant notifications for new expenses Split history that keeps everything clear Flexible settle-up schedule (pay instantly or at the end of the month) Designed for fairness, transparency, and peace of mind Peace of Mind, Not Just Math Money fights are the number one predictor of divorce. Smoov takes the emotion out of the process, so you can focus on what really matters—your relationship. Our mission is simple: make relationships easier. Get Started Today Download Smoov and try your first week free. Experience how simple it can be to split smarter, save time, and reduce stress. Because your relationship deserves better than spreadsheets and Venmo. #SmoovIt Abiding by Apple EULA :: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ToS & Privacy Policy :: https://www.smoov.app/privacy ## Key features - Automatic expense tracking - One-tap custom splitting - Private and secure settlements - AI-powered financial insights - Works with all credit and debit cards - Flexible settle-up schedules ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Smoov Pro Monthly | $12.99 | per month | | Smoov Pro Annual | $69.99 | per year | ## Chart rankings - #187 in Top Grossing · Finance (US App Store) ## Recent user reviews (10 of 20) All indexed reviews: https://appshunter.io/ios/app/smoov-finance/id1609337232/reviews.md ### 5/5 — Great app *2026-03-31, version 2.1.0* FREE and Better then all the other finance app ### 5/5 — Finance should be this ez *2025-10-17, version 1.4.5* So easy to split expenses! Wish I had this sooner ### 5/5 — Excellent service *2025-04-15, version 1.3.5* Smoov has made expense splitting a breeze! Can’t recommend enough and helps me avoid difficult conversations about money in my relationship ### 5/5 — Necessary *2024-12-14, version 1.3.0* Was hesitant at first but fantastically simple way to manage expenses with the gf! ### 5/5 — Best money app hands down! *2024-11-27, version 1.2.9* This app is by far the best one around for money management between people. It handles three things specifically. That no other app on the market does. Connecting cards and accounts. Sending payments. Change and modify split percentage at any time. All very secure too using the latest and greatest tech available. ### 5/5 — Killer app *2024-11-13, version 1.2.6* Saved my relationship. ### 5/5 — Venmo who? *2024-11-12, version 1.2.6* Great app! Simple, easy to use and perfect for my GF and I to split expenses ### 5/5 — Epic and need more of it! *2024-11-10, version 1.0.35* This app has been awesome for my partner and I, I’d love to have more people be able to split on here!! This would be a game changer for a group of roommates. ### 5/5 — Ideal *2024-10-15, version 1.0.33* So needed! So much better then your “standard” money apps perfect for my girlfriend and I we love it 👍👍 ### 5/5 — Great app, super helpful *2024-10-15* Love it- so glad this exists and I don’t have to spend more time on excel. Easiest way to manage finances between couples ## Frequently asked questions about Smoov Finance ### What does Smoov Finance do? Smoov Finance is an AI-powered app designed to help couples manage their shared expenses. It automatically tracks bills by connecting to your credit and debit cards, allows for flexible expense splitting, and facilitates secure and instant settlements between partners. ### How does Smoov Finance help couples with money? It aims to reduce stress and arguments related to finances by automating expense tracking and settlement. The app provides personalized AI insights to help couples make smarter money choices, fostering trust and transparency in their relationship. ### Is Smoov Finance free to use? The app offers a free trial period. Based on the provided information, it operates on a freemium model with in-app purchases, suggesting that some features or advanced functionalities may require payment after the trial. ### What kind of expenses can I track with Smoov Finance? You can track all shared expenses that are paid for using your connected credit and debit cards. This includes everyday costs like groceries, gas, dining out, and any other shared purchases made through these accounts. ### Can I customize how expenses are split? Yes, the app offers one-tap splitting with flexible options. You can choose to split expenses 50/50, or any other custom percentage that works for your relationship, ensuring fairness and transparency. ## Version history (last 5 releases) ### 2.2.3 — 2026-05-06 A fresh start. • A redesigned welcome flow that gets you from "downloaded the app" to "ready to share expenses" in minutes • Clearer explanations of how Smoov tracks your shared spending, no spreadsheets, no Venmo requests • A simpler partner invite: share a code, no broken links ### 2.1.0 — 2026-02-09 Improved UX. Responsiveness. Bug fixes. ### 2.0.4 — 2026-02-02 Bug fixes. Improved performance. ### 2.0.3 — 2026-01-28 Internal fixes for some tracking and optimization. ### 2.0.2 — 2026-01-26 Bug fixes. Improved responsiveness. Free trial fix. ## Apps similar to Smoov Finance | App | Rating | Price | Category | | --- | --- | --- | --- | | [Grassfeld - Financial planner](https://appshunter.io/ios/app/grassfeld-financial-planner/id6742227069) | — | Free | Finance | | [Groove - Money Meets Wellness](https://appshunter.io/ios/app/groove-money-meets-wellness/id6742924370) | 5.0 (27) | Free | Finance | | [PitchIn App](https://appshunter.io/ios/app/pitchin-app/id6449269457) | — | Free | Finance | | [Cashews](https://appshunter.io/ios/app/cashews/id1582436070) | 4.4 (69) | Free | Finance | | [Club Money: Simple Budget](https://appshunter.io/ios/app/club-money-simple-budget/id1541773173) | 4.5 (23) | Free | Finance | | [Finwello](https://appshunter.io/ios/app/finwello/id1553873165) | — | Free | Finance | ## More apps by Smoov Inc - [940 Saturdays](https://appshunter.io/ios/app/940-saturdays/id6763228533) All apps by Smoov Inc: https://appshunter.io/developer/1609337234 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-10.*