# SMS Direct — user reviews

> 3 indexed App Store user reviews of SMS Direct by SEFCU Services, LLC, rated 4.72/5 from 295 ratings.

- Source: https://appshunter.io/ios/app/sms-direct/id1438791953/reviews
- App overview in markdown: https://appshunter.io/ios/app/sms-direct/id1438791953.md
- Rating breakdown: 5★ 251 · 4★ 23 · 3★ 11 · 2★ 1 · 1★ 9

## Most critical reviews (3 lowest-rated)

### 1/5 — Disappointment

*2023-02-26, version 8.0.0*

This app is not good. You have saturated this with so many safety precautions that it’s not enjoyable whatsoever. You have tried to make it easy and it’s just a jumbled mess: 

Your camera function is terrible. It never recognizes the object being captured, and you don’t just have an manual option to begin. I have to wait for the camera to realize it can’t recognize the object. Get rid of that function. It’s just way easier to use the other way. 

If I could leave your bank I would. Strictly based on this app. I liked the old one a lot better.

### 5/5 — Great member experience

*2020-08-13, version 7.0.1*

My realtor sent me this app and I am pumped she did!  I just sent this to 5 friends to use Laura Podbielski’s calculator on this App.  This isn’t your parent’s credit union.  This is the easiest way to home shop out there, I am in the App calculating daily and I already heard this App has trackers to make the whole process stress free.  The save a property feature is legit.

### 5/5 — Doesn’t work on iPhone 8 Plus

*2020-07-24, version 7.0.1*

I get a blank screen when  I try and login.

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*