# Snap Finance — user reviews > 138 indexed App Store user reviews of Snap Finance by Snap Technology SRL, rated 4.90/5 from 25,230 ratings. - Source: https://appshunter.io/ios/app/snap-finance/id1580164214/reviews - App overview in markdown: https://appshunter.io/ios/app/snap-finance/id1580164214.md - Rating breakdown: 5★ 24,106 · 4★ 694 · 3★ 149 · 2★ 43 · 1★ 238 ## What do users think of Snap Finance? Overall sentiment: neutral **Pros** - 👍 Easy terms and upfront information - 👍 Friendly and helpful customer service - 👍 Reliable financing option - 👍 Excellent app for rebuilding credit - 🚀 Fast and easy application process **Cons** - 🐛 Buggy and unreliable mobile app - 🔒 Concerns about predatory lending practices - 🔒 Lack of transparency around fees and interest rates **Commonly reported bugs** - Login issues and verification code problems - App crashes and freezes - Inability to access account information and manage payments **Most requested features** - Allow early/ahead of schedule payments without calling - Improve mobile app functionality and user experience ## Newest reviews (13 of 138) ### 2/5 — Can’t log in *2026-08-07, version 2.2.11632* I’ll try again later because maybe it’s just compiling my account but I was approved and entered all info complete with a receipt. I’ll give it 24 hours for tire agent to complete the purchase before I try again but for now it’s saying it can’t confirm my identity. ### 2/5 — I love the idea of snap but the payments are a pain to deal with *2026-07-24, version 2.2.11099* I have multiple cards on my account but only use one I made a (one time) payment off another card and the next week my payment tried to come from that one and it was returned, instead of trying my correct card I instantly have a $20 fee. ### 5/5 — Great company *2026-07-07, version 2.2.11099* Need furniture Snap will help you and pay later ### 5/5 — Outstanding Company *2026-07-07, version 2.2.11099* The best financial company in the world. ### 5/5 — Low Credit Score *2026-07-04, version 2.2.11099* Snap Finance has been superb. I have used them to basically furnish my home. Will be using them again soon. I have had nothing but satisfactory experiences with them. I had been turned down many times by the banks but Snap Finance approved me for more than what I needed. I would recommend them to anyone. ### 2/5 — Easy but… *2026-07-01, version 2.2.11099* Automatically signs you up for automatic payments, and you have to contact support for them to turn it off. I hate automatic payments. It is actually extremely inconvenient and now I have to wait for a random time for a payment to process that could take any time over the next couple days, when paying with my card is basically instant. Don’t sign me up for automatic payments. Thanks for being another company I dislike having to use. ### 5/5 — My number one *2026-06-26, version 2.2.11099* Very happy ### 5/5 — Snap Finance is always a Five Star Experience! *2026-06-18, version 2.2.11099* Snap Finance is always a Five Star Experience! I’ve used them many times in the past. If one needs to finance look no further. ### 5/5 — Funcional *2026-06-08, version 2.2.11099* Rapides ### 5/5 — Price *2026-05-27, version 2.2.10683* Good when you need that extra help ### 5/5 — Amazing *2026-05-02, version 2.2.10683* Very good company ### 5/5 — Great *2026-05-01, version 2.2.10683* Helped me out with everything that I needed. I really love snap. ### 5/5 — Fast Approval in Real Time! *2026-04-22, version 2.2.10683* I got the approval I needed within seconds! Fast, Convenient, and Comfortable payments! ## Most critical reviews (10 lowest-rated) ### 1/5 — No me parece buena! Opción *2026-08-25, version 2.2.11632* Esta app la he utilizado 2 veces y la primera vez me senti totalmente burlado, porque me hicieron pagar una cuenta doble! La segunda ocasión me sacaron 2 pagos de mi cuenta de banco sin yo estar atrasado. Y eso me parece un irrespeto total. No la recomiendo 👎🏽 ### 1/5 — Estafa *2026-08-24, version 2.2.11632* Te cobran el triple, pones un plan de 100 dias y te lo ponen al tiempo que ellos quieren diciendo que ya no se puede hacer nada. Cuidado con esta aplicacion es estafa ### 1/5 — Major Regrets *2026-08-12, version 2.2.11632* I regret ever using your company to finance anything. Your app is claiming I’m past due on a payment when I’m not, and your customer service seems to be inefficient at their job. Surprised you’re still in business honestly. ### 1/5 — False Advertisement Installment Loans *2026-06-09, version 2.2.11099* The app claims no credit is needed. It then informs you that you’re applying for an installment loan. Which of course requires credit. Stay far away from dishonest companies like this. ### 1/5 — AVOID UNDER ALL CIRCUMSTANCES *2026-05-28, version 2.2.10683* I took this loan in an attempt to have some car repairs done. Not realizing the amount of money I would be charged if it wasn’t paid off in 90 days! 134.7 APR THIS COMPANY IS RIPPING MIDDLE CLASS PEOPLE OFF. TAKE MY WORD AND FIND ANOTHER WAY! A $1200 car repair job has now cost me 3k and I still have 1600 to pay off. As a single mom this really brought me to tears that companies like this are out here ripping people off this way! I’m stuck in a contract so I have no choice but to pay it off but if I could only hope that people read my review and RUN !!! ### 1/5 — Low approval *2026-05-21, version 2.2.10683* I have used this service several times before and had a $3000 limit. I always paid it off on time and now I am only getting approved for $300. ### 1/5 — Son de lo peor *2026-05-14, version 2.2.10683* Son unos estafadores no. Les recomiendo está financiera con fallar un día de pago te quieta. Los 90 días son unos ladrones ### 1/5 — No recomiendo *2026-04-03, version 2.2.10683* Pedí un préstamo para unos rines y supuestamente era para pagar a 12 meses pero de la nada resulta que cambió todo y que ahora son 18 meses y de un monto de 1800 dólares tengo que pagar casi 5000 si tienes la oportunidad opium es más claro si puedes evitar esta financiera hazlo ### 1/5 — They check credit *2026-03-12, version 2.2.10543* Did a soft credit check they stated no credit check needed they use credit ### 1/5 — customer service *2026-03-07, version 2.2.10543* the app / website crashes, i called plenty times to speak with an agent, no one ever picks up, the phone rings until it hangs up.. ## Most praised reviews (10 highest-rated) ### 5/5 — Great Program *2026-08-25, version 2.2.11632* I always pay off with the 100 day option. Always comes in handy ### 5/5 — Review *2026-08-22, version 2.2.11632* Amazing ### 5/5 — 1100$ turned to 5500$ *2026-08-21, version 2.2.11632* Don’t use this company, they double charge you, they start off with oh it says insufficient funds then hit you with it again then try saying it doesn’t cover your next payment. Doesn’t take off from the remaining amount owed either. Garbage company don’t do it, go to Les Schwab they only do 3% interest vs 500% with snap finance ### 5/5 — Snap finance *2026-08-03, version 2.2.11632* It’s the way to go if you don’t have great credit ### 5/5 — Veronica *2026-07-23, version 2.2.11099* Exelente ### 5/5 — Snap is Real *2026-07-22, version 2.2.11099* Just when I was bout to give up. Dont give up try Snap much love shown ### 5/5 — Exelente *2026-07-17, version 2.2.11099* Exelente ### 5/5 — Snap Is The Best!!!! *2026-07-14, version 2.2.11099* I love the support from Snap Finance and I recommended to the world. 👍👍👍 ### 5/5 — Easy Breezy *2026-07-14, version 2.2.11099* Fast easy and right in time when i had a dilemma snap Came thru ### 5/5 — Jodi *2026-07-10, version 2.2.11099* This makes hard times better thanks --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*