# Snowball Budget — Budget, save, and pay off debt

> Budget, save, and pay off debt (iPhone/iPad app by MITCHELL THOMAS ISLER.)

- Source: https://appshunter.io/ios/app/snowball-budget/id6788221389 (this page in markdown: same URL + `.md`)
- Developer: [MITCHELL THOMAS ISLER](https://appshunter.io/developer/6779658545)
- Category: Finance, Productivity
- Price: Free
- Age rating: 4+
- Requires: iOS 26.4 · 11 MB
- Languages: American English
- Released: 2026-07-20
- Data updated: 2026-07-23
- User reviews in markdown: https://appshunter.io/ios/app/snowball-budget/id6788221389/reviews.md

## What is Snowball Budget?

Snowball Budget helps you plan your month with confidence, stay on top of spending, grow your savings, and pay off debt faster.

Start by setting your income, fixed costs, savings, and budget categories. From there, Snowball Budget shows you the one number that matters most day to day: "Left to Spend".

Whether you are building better habits, paying down loans, or trying to make your paycheck stretch further, Snowball Budget gives you a simple system you can actually stick with.

Features
- Track everyday expenses by category
- See your Left to Spend amount at a glance
- Set savings goals and monitor progress
- Manage loans with snowball and avalanche payoff strategies
- Estimate your projected debt-free date
- Plan monthly income, fixed costs, and category budgets
- Review annual progress and spending trends
- Switch between budgeting styles without losing your data

Budgeting Styles
Snowball Budget supports multiple ways to budget so you can choose the system that fits your life:
- Flexible Budgeting
- Zero-Based Budgeting
- 50/30/20 Budgeting
- Kakeibo Budgeting
- Strict Envelope Budgeting

Snowball Budget is designed to help you feel more organized, more intentional, and more in control of your money.


## Version history (last 2 releases)

### 1.1.0 — 2026-07-22

Snowball Budget now backs up to your private iCloud automatically. Get a new phone or reinstall the app and your income, expenses, budgets, loans, and savings all restore on their own — nothing to export, no account to create. Open the new Settings screen anytime to see when your data last backed up.

Also in this update:
• Guided setup — a new checklist on the Dashboard walks you through getting started one step at a time, and remembers where you left off if you step away.
• Suggested budgets — tap once to fill a starting budget for any method (Zero-Based, 50/30/20, Kakeibo, or Envelopes), then adjust to taste. Re-balance in a tap whenever you add a category.
• Smarter 50/30/20 — suggested amounts now always fit what you actually have to spend.
• Fresh months start from last month's budget automatically, so you're never building from scratch.

Thanks for budgeting with Snowball! Have a question or an idea? We'd love to hear it.

### 1.0.9 — 2026-07-20

No release notes.

## More apps by MITCHELL THOMAS ISLER

- [PlanThology](https://appshunter.io/ios/app/planthology/id6779658543)

All apps by MITCHELL THOMAS ISLER: https://appshunter.io/developer/6779658545

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-23.*