# Snowball: Debt Payoff Planner — Snowball & Avalanche Tracker

> Snowball & Avalanche Tracker (iPhone/iPad app by RAPHAEL MOMANYI.)

- Source: https://appshunter.io/ios/app/snowball-debt-payoff-planner/id6761525820 (this page in markdown: same URL + `.md`)
- Developer: [RAPHAEL MOMANYI](https://appshunter.io/developer/1884462424)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 11 MB
- Languages: American English, Canadian French
- Released: 2026-04-30
- Data updated: 2026-08-20
- User reviews in markdown: https://appshunter.io/ios/app/snowball-debt-payoff-planner/id6761525820/reviews.md

## What is Snowball?

Snowball is a debt payoff planner that turns your real balances into a clear, actionable plan. See your estimated debt-free date, choose what to pay next, and stay consistent month after month.
Build a payoff strategy
• Compare debt snowball, debt avalanche, custom-order, and minimum-only plans.
• See payoff dates, projected interest, payoff order, and payment schedules.
• Add recurring extra payments and one-time snowflake payments.
• Model credit cards, personal loans, student loans, auto loans, mortgages, medical debt, and more.
Track real progress
• Keep current balances separate from projected balances.
• Log, edit, and review payments with an audit-friendly history.
• See your focus debt, monthly minimums, due dates, and payoff progress.
• Explore what-if scenarios and export CSV or PDF reports.
Review payments privately
• Import CSV, OFX, or QFX bank files.
• Scan statements on-device or paste a transaction you choose.
• Use Siri and Shortcuts to prepare payments for review.
• On supported devices, optionally use Apple Wallet financial data to find possible debt payments.
• Snowball suggests matches but never changes a balance without your confirmation.
Private by design
• No bank login, ads, or Snowball account.
• Your plan works offline on your device.
• Optional private iCloud sync, device lock, and recovery backups.
Snowball supports USD and CAD for users in the United States and Canada. Choose assumptions for monthly periodic interest, daily simple interest, and Canadian mortgage compounding.
Snowball is an estimation and planning tool, not financial advice. A monthly or annual subscription is required for continued tracking. The annual plan may include a three-day introductory trial for eligible users. Pricing, trial eligibility, and billing details appear in the App Store before purchase.


https://socialreporthq.com/snowball/terms

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| InspectKit Pro — Monthly | $49.99 | per month |
| InspectKit Pro — Annual (Save 25%) | $399.99 | per year |



## Version history (last 4 releases)

### 1.0.3 — 2026-08-18

New: Smart Payment Inbox

Review possible debt payments before they affect your balance. Import bank files, scan statements on-device, paste a transaction you choose, or use supported Apple Wallet data. Snowball suggests a debt match while keeping the final decision with you.
Also improved:
• Payment history and audit records
• Payoff projections and strategy comparisons
• Onboarding and walkthrough reliability

### 1.0.2 — 2026-05-12

Welcome to Snowball.

• Build a personalized debt payoff plan in minutes
• Compare Snowball and Avalanche side by side
• Log payments and track progress over time
• See your debt-free date, reports, and reminders

### 1.0.1 — 2026-05-04

This release rebuilds InspectKit as a premium mobile workflow for solo home inspectors.

• New onboarding that creates a real starter draft before subscription
• New workspace with cleaner inspection-focused navigation
• New company identity tools, including logo support
• New polished report styling and improved preview flow
• New appearance settings: System, Light, and Dark
• Returning users keep read-only access to existing data with raw export
• Removed demo data and cleaned up user-facing copy throughout

### 1.0.0 — 2026-04-30

No release notes.

## More apps by RAPHAEL MOMANYI

- [SupportLog: Child Support Log](https://appshunter.io/ios/app/supportlog-child-support-log/id6760437638)
- [MedCertify: Credential Tracker](https://appshunter.io/ios/app/medcertify-credential-tracker/id6760706188)
- [Nursely: Nurse Brain & SBAR](https://appshunter.io/ios/app/nursely-nurse-brain-and-sbar/id6760734104)
- [Fondly: Memory Journal](https://appshunter.io/ios/app/fondly-memory-journal/id6760737353)
- [Auren: Stablecoin Invoices](https://appshunter.io/ios/app/auren-stablecoin-invoices/id6760799155)
- [GutScan: FODMAP Guide](https://appshunter.io/ios/app/gutscan-fodmap-guide/id6761317282)

All apps by RAPHAEL MOMANYI: https://appshunter.io/developer/1884462424

## Related topics

[debt snowball vs avalanche](https://appshunter.io/ios/topics/debt-snowball-vs-avalanche)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-20.*