# Snowballer: Debt Payoff — See your debt-free date > Habit tracker and personal finance manager with AI coaching. (iPhone/iPad app by Broc Mayo.) - Source: https://appshunter.io/ios/app/snowballer-debt-payoff/id6780282192 (this page in markdown: same URL + `.md`) - Developer: [Broc Mayo](https://appshunter.io/developer/6780282194) - Category: Finance, Productivity - Price: Free - Rating: 5.00/5 from 6 App Store ratings · 5 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 45 MB - Languages: American English - Released: 2026-06-19 - Data updated: 2026-08-23 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/snowballer-debt-payoff/id6780282192/reviews.md ## What is Snowballer? Snowballer shows you the exact month you'll be debt-free — then helps you get there faster. Add your debts, set what you can pay each month, and Snowballer builds your payoff plan. Log payments and watch your debt-free date roll closer. YOUR PAYOFF PLAN • Your debt-free date, computed from real math • Snowball (smallest first) or avalanche (highest APR) — your call • What-if chips: see what an extra $25/mo does to your date • Dial-a-Date: pick a payoff month, get your monthly number • Payment streaks, milestones, and confetti when a debt dies TRACK SPENDING WITHOUT TYPING • Scan receipts and bank-statement screenshots — no manual entry • Budgets, categories, trends, and a monthly net view • Apple Pay auto-capture with a Shortcut SNOWBALLER PLUS (optional subscription) • Connect your bank — transactions and debt balances update automatically • Custom payoff order, calendar, CSV export • AI that finds hidden money in your spending and turns it into payoff speed PRIVATE BY DESIGN • The payoff math is free forever — no paywall on your plan • No ads, and we never sell your data • Delete your account and all data anytime, right from the app Small wins, snowballs. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.snowballerapp.com/privacy-policy.html ## Key features - Build and track daily habits with growing snowman visual - One 'snow day' forgiveness for missed habits - Log spending and income via typing, voice, or photo - Scan receipts and statements for automatic data import - Set monthly budgets and track 'Safe to Snowball' spending - Personalized AI coaching on habits and spending - Private by design with no ads or trackers ## Recent user reviews (5 of 5) All indexed reviews: https://appshunter.io/ios/app/snowballer-debt-payoff/id6780282192/reviews.md ### 5/5 — Deb *2026-07-02* This app helps me stay productive and helps track all my finances **Developer response:** Thank you, Deb! Productivity and money in one place is exactly what we're going for — so glad it's clicking for you. 🙏 ### 5/5 — Greggo *2026-07-01* I think this app is very clever and provides great value. **Developer response:** Appreciate it, Greggo! "Great value" is exactly what we're aiming for — more good stuff on the way. Thanks for the support. 🙏 ### 5/5 — Super helpful *2026-06-26* Consolidating features into one app takes the stress away from having to remember where to track my day-to-day activities. I particularly like the receipt reading function! **Developer response:** Taking the stress out of remembering where to track everything is the whole idea — so glad it's landing, and that you're enjoying the receipt scanner. Thanks for the thoughtful review! 🙏 ### 5/5 — Very Convenient! *2026-06-23* This is my new favorite app! It’s combined with habit tracking, and money/budget tracking which is very cool. I don’t need to go on multiple or separate apps anymore! With snowballer i can do it all in one and i can also customize my habits which makes it more fun to use. Habits and money doesn’t always have to be boring you can level it up and adjust it to your liking , add a couple of emojis and different colors and that’s it! I find this app very convenient! I hope more people talk about this app and start using it to help build better habits. If you are a parent, this is also a good tool to teach your kid how to balance money and how to budget in a cool way. **Developer response:** This absolutely made my day. Everything in one place, habits you can level up and make your own, no more juggling separate apps — you described exactly what Snowballer is meant to be. And I love the idea of it helping kids learn to budget too. Thank you for being one of the reasons I keep building this. 🙌 ### 5/5 — Love this app *2026-06-23* Perfect app for tracking **Developer response:** Thank you! Simple, reliable tracking is what it's all about — glad Snowballer's earned a spot on your phone. 🙏 ## Frequently asked questions about Snowballer ### What is Snowballer? Snowballer is a free app designed to help you build positive habits and track your money. It combines habit tracking with personal finance management, offering AI coaching to support your goals. ### How does Snowballer help with habits? Snowballer allows you to build daily habits and maintain streaks with a visual snowman that grows. It offers features like 'snow day' forgiveness, custom schedules, and time goals for habits. ### How does Snowballer help with money? You can log spending and income quickly by typing, speaking, or snapping photos of receipts. The app also supports scanning statements for bulk import and provides monthly budget tracking with a daily 'Safe to Snowball' number. ### Does Snowballer have ads? No, Snowballer is ad-free. The app is designed with privacy in mind and does not feature advertisements or trackers. ### Is my data safe with Snowballer? Yes, Snowballer is private by design. Your data syncs securely and is only readable by you. You can delete your account and all data at any time directly from the app. ### What devices does Snowballer support? Snowballer is currently supported on iPhone and iPod devices. ### How often is Snowballer updated? The latest version of Snowballer is 1.1, which was last updated on June 30, 2026. Updates aim to improve features and reliability. ### What is the age rating for Snowballer? Snowballer has an age rating of 4+, making it suitable for a wide range of users. ## Version history (last 5 releases) ### 1.8.0 — 2026-08-22 This is the big one. Snowballer is now a debt payoff app — with your habits as the accelerator. YOUR PAYOFF PLAN • Add your debts and see the exact month you'll be debt-free • Snowball or avalanche order — or drag them into any order you want • Log a payment and watch the date move • Try any extra amount before you commit to it ON YOUR HOME SCREEN • A widget with your payoff progress, the debt you're knocking out next, and your debt-free date • Lock Screen and Smart Stack, too MONEY, SHARPER • Find my snowball: spots your recurring charges and prices each one in months off your payoff date • Savings goals, 6-month spending trends, category breakdowns, and your net position — savings minus debts • A Sunday recap of your week • Auto-log Apple Pay purchases with a Shortcuts automation — amount and merchant only, never card data • Share a screenshot from your bank app straight into Snowballer to import a batch of transactions HABITS • The Habits tab is now opt-in — turn it on in Settings if you want it, ignore it if you don't • A second app icon you unlock by paying off your first debt And Snowballer Plus, a new subscription for the deeper tools: custom payoff order, dial-a-date, CSV export, and full amortization tables. Start small. Stay consistent. Let it snowball. ### 1.5.0 — 2026-07-31 This one is all your feedback — thank you for sending it. • Pick a transaction date from a calendar instead of typing it out • Recurring transactions can now repeat weekly, every two weeks, quarterly or yearly — not just monthly • Choosing a category is now a clean list instead of a wall of buttons • Transactions sort by when they happened, not when you entered them • New Food Delivery category — and DoorDash and Uber Eats stop landing in the wrong one. Rideshare apps stay rideshare • Clearer, consistent dates across the Money screen ### 1.4.0 — 2026-07-24 • A brand-new start: pick the habits that are actually yours — and instantly see how much money the money-smart ones could save you • Money habits: mark a packed lunch, skipped coffee, or no-spend day and watch it add up to real dollars on your Money screen • A clearer first run that gets you to your first win faster, plus a gentle nudge so your new streak survives day two • Fixes and polish, including the spending donut ### 1.3.1 — 2026-07-12 • Recurring transactions — rent, subscriptions, and paychecks now add themselves each month • One-number monthly budget — set it in one tap, see what's safe to spend each day • Income by category — flip the spending chart to see what came in • Simpler first run and one-tap workout logging • Your coach now refreshes the moment you log • Sharper screenshots and plenty of polish ### 1.3 — 2026-07-10 • Partial credit now counts — did 3 of 5? Your streak still holds. Showing up beats being perfect. • Tap any pip to set a habit's progress in one touch. • Your coach refreshes the moment you log a habit or a purchase. • Spending now shows in your local currency automatically. • Smoother, faster, and a few papercuts fixed. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-23.*