# Social Security Optimizer:Boss — Soc Sec age & benefit analyzer > Social Security benefit age and amount analyzer for individuals and couples. (iPhone/iPad app by Sawhney Systems.) - Source: https://appshunter.io/ios/app/social-security-optimizerboss/id1301593017 (this page in markdown: same URL + `.md`) - Developer: [Sawhney Systems](https://appshunter.io/developer/570593131) - Category: Finance, Lifestyle - Price: Free with in-app purchases - Rating: 4.20/5 from 1,443 App Store ratings · 72 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 24 MB - Languages: American English - Released: 2017-11-18 - Data updated: 2026-08-19 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/social-security-optimizerboss/id1301593017/reviews.md ## What is Social Security Optimizer? When to start taking your Social Security benefits? This is a critical retirement decision. You may start as early as 62 but the payment reaches full potential at your Full Retirement Age as set by the Social Security Administration. The monthly payment can grow even further if you decide to wait till age 70. It is nice start getting the funds sooner than later but does it really work out better? The answer depends on how long you plan on working, marital status, life expectancy, inflation and other factors. A careful analysis is needed to make an informed once-in-a-lifetime decision. This app, Benefit Optimizer for Social Security (Boss) is developed to help you evaluate such important factors and analyze your options. Boss is designed by financial planning specialists who have been serving professional planners with comprehensive solutions for decades. The essential elements needed to analyze the benefit options are packed in a simple app that can be used by all potential retirees. Some of the key features of Boss include- • Benefit profile of Singles • Benefit profile of Married couples • Compare options • Minimal data needs • Condensed and detailed results • Tabular or graphic reports • Break-even analysis • Cash needs fulfillment analysis • Income tax impact analysis • Future value analysis • Fully documented operation · Boss displays full-span reports & Graphs that can also be printed: • Monthly Benefits • Annual Benefits • Cumulative Benefits • First Full Year • Monthly Payment Graph • Option Comparing Graph • Cash Needs Fulfillment Pie Chart Quick & Easy Analysis with Boss is quick and simple. All you need for an essential analysis is a birth date and the benefit amount at full retirement age (FRA). The Social Security Administration provides the FRA amount to social security payers periodically. With these two data items entered you are ready to analyze. Pick an eligible month and year to view benefit details. Enter different option and view the comparative results and line graphs for an easier grasp of projected results. This simple exercise can now be expanded with other factors such as the inflation rate, life expectancy, rate-of-return, expenses and tax related information. Use with confidence You can use Boss with complete confidence for the security of your data and the integrity of computations. Your data stays in your device all the time until you delete it. Boss is developed and supported by a team of professionals located in USA that have been providing applications to financial planners for over three decades. ## Key features - Benefit profile for singles - Benefit profile for married couples - Compare benefit options - Break-even analysis - Cash needs fulfillment analysis - Income tax impact analysis - Tabular and graphic reports ## Pricing and in-app purchases Base price: Free. **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Premium features for one month | $1.99 | one-time | | Premium features for one year | $7.99 | one-time | ## Recent user reviews (10 of 72) All indexed reviews: https://appshunter.io/ios/app/social-security-optimizerboss/id1301593017/reviews.md ### 1/5 — Math is off *2026-01-11, version 3.3* When comparing scenarios for the break-even, the math is way off. I don't feel like I can trust this program. ### 2/5 — Not accurate *2024-07-20, version 3.3* The values for each year’s benefits match SS for some years and not others. For example the benefits for age 62 to 67 within a few dollars of what SS says but way off for ages 68 to 70. The spousal benefit is sometimes accurate and sometimes not. Per SS when you apply for your benefits the first check happens the following month. When you use a January value the first check is in February. This is correct in the app. When you use a December value the app has the first check in December not January. This is incorrect. ### 5/5 — Луиза *2024-05-03, version 3.3* класс супер ### 5/5 — Ivan *2024-04-11, version 3.1* Super. ### 1/5 — This program gives bad numbers. Use with caution. *2024-04-02, version 3.1* There are bugs in this program. You should use with caution. The reports show me and my spouse getting social security BEFORE the dates input into the program for benefits to start. If you put in your birthdate and then ask for benefits to start at age 66 and 6 months, the reports show those benefits starting at age 66. Fortunately I only lost $1.99 on this. But this is a seriously bad bug that could cost you thousands of dollars over your lifetime if you make decisions based on the reports in this program that can’t be changed down the road. ### 4/5 — Good, but cannot print/save report *2023-07-07, version 3.0* Easy to use app, visually helpful to understand, fast. The “email” function/button shut down the app, which is very annoying. Also can’t save, which greatly limits use. Please fix the shutting down when clicking email. ### 5/5 — Thanks *2023-02-17, version 3.0* One of the best apps for information ### 3/5 — Cost *2022-08-09, version 2.3* Wasn’t this app a one time purchase and is now annually? ### 5/5 — Special Agent T.D.Reeves US Marines Corps Secret Service *2022-06-10, version 2.2* I was really hoping that Boss app would recognize me as the United States Secret Service Federal Economics Agent and a U.S. Secret Service Fiduciary Agent as well as a US Secret Service secret us service special agent / Technician and realize that I have been volunteering since selective service registration ### 5/5 — Bobfloy *2022-03-19, version 2.2* Help ## Frequently asked questions about Social Security Optimizer ### What does the Social Security Optimizer: Boss app do? This app helps you determine the best time to start receiving your Social Security benefits. It analyzes factors such as your marital status, life expectancy, inflation, and other financial considerations to provide insights into maximizing your retirement income. ### What are the key features of this Social Security app? Key features include benefit profiles for singles and married couples, the ability to compare different benefit options, break-even analysis, cash needs fulfillment analysis, income tax impact analysis, and the generation of both tabular and graphic reports. ### How much does the Social Security Optimizer: Boss app cost? The app is free to download and use, but it offers in-app purchases for additional features or advanced analysis tools. Specific pricing for these in-app purchases can be found within the app itself. ### What information do I need to use the app? For an essential analysis, you primarily need your birth date and the benefit amount you expect to receive at your Full Retirement Age (FRA). The app can then be expanded with additional factors like inflation rate, life expectancy, rate-of-return, expenses, and tax information. ### Who is the target audience for this app? The app is designed for potential retirees, including singles and married couples, who are looking to make an informed, once-in-a-lifetime decision about when to start their Social Security benefits to optimize their retirement income. ## Version history (last 5 releases) ### 3.4 — 2026-08-01 This version includes- • Updated income tax rate tables for 2026 • Enhanced data input menus • Expanded trial usage for new users ### 3.3 — 2024-04-17 This version includes- • Minor computation modifications • Enhanced data input menus • Expanded trial usage for new users ### 3.2 — 2024-04-17 This version includes- • Minor computation modifications • Enhanced data input menus • Expanded trial usage for new users ### 3.1 — 2024-02-29 This version includes- • New prompts and refined titles • Enhanced data input menus • Safe area display implemented for iPhone 14+ screens • Expanded trial usage for new users ### 3.0 — 2022-12-20 This version includes- • Enhanced data input menus • Safe area display implemented for iPhone 14 screens • Expanded trial usage for new users ## Apps similar to Social Security Optimizer | App | Rating | Price | Category | | --- | --- | --- | --- | | [My Security Benefit](https://appshunter.io/ios/app/my-security-benefit/id1519408408) | 4.1 (55) | Free | Finance | | [SSA Mobile Wage Reporting](https://appshunter.io/ios/app/ssa-mobile-wage-reporting/id563535561) | 2.1 (145) | Free | Finance | | [My SSI Benefits - SSA Guide](https://appshunter.io/ios/app/my-ssi-benefits-ssa-guide/id6745024611) | — | Free | Finance | | [Currency Converter – FX Rates](https://appshunter.io/ios/app/currency-converter-fx-rates/id6478278932) | 4.9 (35) | Free | Finance | | [Ybit: Crypto & DeFi Wallet](https://appshunter.io/ios/app/ybit-crypto-and-defi-wallet/id6483864038) | 5.0 (24) | Free | Finance | | [SSI Benefits 2026](https://appshunter.io/ios/app/ssi-benefits-2026/id6478109739) | 4.6 (804) | Free | Finance | ## More apps by Sawhney Systems - [Income Tax Calculator: TaxMode](https://appshunter.io/ios/app/income-tax-calculator-taxmode/id570883946) - [PlanMode: Retirement Planner](https://appshunter.io/ios/app/planmode-retirement-planner/id979979311) - [GamePool-Football Pool & Party](https://appshunter.io/ios/app/gamepool-football-pool-and-party/id1106680152) - [GameBet for Football GamePool](https://appshunter.io/ios/app/gamebet-for-football-gamepool/id1131385336) - [Baseball GamePool-Match&Series](https://appshunter.io/ios/app/baseball-gamepool-match-and-series/id1216753105) - [GameBet for Baseball GamePool](https://appshunter.io/ios/app/gamebet-for-baseball-gamepool/id1234777564) All apps by Sawhney Systems: https://appshunter.io/developer/570593131 ## Related topics [optimizer system](https://appshunter.io/ios/topics/optimizer-system) · [social security calculator](https://appshunter.io/ios/topics/social-security-calculator) · [social security app estimate](https://appshunter.io/ios/topics/social-security-app-estimate) · [security benefit](https://appshunter.io/ios/topics/security-benefit) · [social security calculator app](https://appshunter.io/ios/topics/social-security-calculator-app) · [belize social security board](https://appshunter.io/ios/topics/belize-social-security-board) · [social security app belize](https://appshunter.io/ios/topics/social-security-app-belize) · [social security wage reporting](https://appshunter.io/ios/topics/social-security-wage-reporting) · [social security system](https://appshunter.io/ios/topics/social-security-system) · [edward jones](https://appshunter.io/ios/topics/edward-jones) · [social services](https://appshunter.io/ios/topics/social-services) · [social security app gov](https://appshunter.io/ios/topics/social-security-app-gov) · [philippine social security system](https://appshunter.io/ios/topics/philippine-social-security-system) · [social security](https://appshunter.io/ios/topics/social-security) · [social security app disability](https://appshunter.io/ios/topics/social-security-app-disability) · [social security app font](https://appshunter.io/ios/topics/social-security-app-font) · [the retirement planner](https://appshunter.io/ios/topics/the-retirement-planner) · [ssdi](https://appshunter.io/ios/topics/ssdi) · [1988 distributions](https://appshunter.io/ios/topics/1988-distributions) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-19.*