# Social Security Optimizer:Boss — user reviews

> 72 indexed App Store user reviews of Social Security Optimizer by Sawhney Systems, rated 4.20/5 from 1,443 ratings.

- Source: https://appshunter.io/ios/app/social-security-optimizerboss/id1301593017/reviews
- App overview in markdown: https://appshunter.io/ios/app/social-security-optimizerboss/id1301593017.md
- Rating breakdown: 5★ 1,036 · 4★ 122 · 3★ 61 · 2★ 47 · 1★ 177

## Newest reviews (14 of 72)

### 2/5 — Not accurate

*2024-07-20, version 3.3*

The values for each year’s benefits match SS for some years and not others. For example the benefits for age 62 to 67 within a few dollars of what SS says but way off for ages 68 to 70. 

The spousal benefit is sometimes accurate and sometimes not. 

Per SS when you apply for your benefits the first check happens the following month. When you use a January value the first check is in February. This is correct in the app. When you use a December value the app has the first check in December not January. This is incorrect.

### 4/5 — Good, but cannot print/save report

*2023-07-07, version 3.0*

Easy to use app, visually helpful to understand, fast. The “email” function/button shut down the app, which is very annoying. Also can’t save, which greatly limits use. Please fix the shutting down when clicking email.

### 3/5 — Cost

*2022-08-09, version 2.3*

Wasn’t this app a one time purchase and is now annually?

### 3/5 — Don’t like the short activation feature

*2021-09-10, version 2.1*

The short duration of the least expensive activation interval means you miss out on bug fixes and features added after you first explore the application.

### 2/5 — Quite limited and annoying

*2021-05-17, version 1.49*

Requires user to go to SSA and find Their own benefits information and then type it into this app for analysis. Then this app constantly offers you more meaningful advice for extra money

### 3/5 — Insightful now frustrated

*2019-09-14, version 1.47*

When I first started using this app a year ago, I used it monthly to adjust retirement planning. I found the projection insightful and user friendly to data manipulations. 

However, since the most recent IOS upgrades the app loads then crashes. I can see the program I’m the desktop too. 

I was encouraged with this most recent app update , but the same crash happens. 

Should I uninstall?

### 2/5 — OK

*2019-09-05, version 1.46*

This app does what I can do easily with a pencil and paper. I Downloaded it just to make sure my calculations were correct and they were.

There’s nothing magic about doing these calculations but it does make it a bit easier to see.

### 2/5 — SS Benefit Analysis App

*2019-06-26, version 1.46*

Not user friendly.  Works sometimes and others where it doesn’t calculate.  Great tool for retirees when it works properly.

### 5/5 — Benefits

*2019-05-17, version 1.45*

Can’t check on children’s benefits

### 5/5 — Great!!

*2019-05-08, version 1.45*

Excellent app for social security analysis

### 5/5 — Love it!

*2019-05-08, version 1.45*

Wonderful Social Security app for analyzing the timing of benefit drawdown. It was quite helpful.

### 5/5 — Excellent

*2019-05-08, version 1.45*

Well done app. This is a good choice for checking out numerically the pros and cons of opting to start taking benefits at a certain age. It provides simple and understandable results.

### 5/5 — Great app!!

*2019-05-08, version 1.45*

Excellent ss benefit calculator.

### 5/5 — Fabulous

*2019-05-04, version 1.44*

Nice app for quantifying overall benefits from social security at different start ages. Well designed and easy to use

## Most critical reviews (10 lowest-rated)

### 1/5 — Math is off

*2026-01-11, version 3.3*

When comparing scenarios for the break-even, the math is way off.    I don't feel like I can trust this program.

### 1/5 — This program gives bad numbers. Use with caution.

*2024-04-02, version 3.1*

There are bugs in this program.  You should use with caution.  The reports show me and my spouse getting social security BEFORE the dates input into the program for benefits to start.  If you put in your birthdate and then ask for benefits to start at age 66 and 6 months, the reports show those benefits starting at age 66. Fortunately I only lost $1.99 on this.  But this is a seriously bad bug that could cost you thousands of dollars over your lifetime if you make decisions based on the reports in this program that can’t be changed down the road.

### 1/5 — Setting up the account on computer

*2021-10-21, version 2.1*

Cannot find on my phone where to scan to authenticate the account on my computer.  
I downloaded the app social security benefits with the red check mark but am stuck at that point.

### 1/5 — Horrible

*2020-02-07, version 1.47*

Horrible doesn’t work d

### 1/5 — If you don’t pay it does nothing.

*2019-11-17, version 1.47*

Gotta pay to see anything.

### 1/5 — ?

*2019-08-08, version 1.46*

Do not know how to use.
Instructions?

### 1/5 — Great appearance, great options, However no output

*2019-01-30, version 1.40*

I was thrilled, to be able to put scenarios in. I placed a couple of scenarios in, it gives me my basic data but does not project any of the information, that you ask for when you click the specific report. I look forward to the updated versions.

### 1/5 — Lack of information

*2018-12-19, version 1.40*

Can’t get any benefit numbers unless you pay for it? What a sham!!!!

### 1/5 — Useless without paid upgrade

*2018-06-02, version 1.36*

You can’t even do a married couple analysis without the paid upgrade. The whole description basically applies to the paid version.

### 1/5 — Too much items on a single page

*2018-05-25, version 1.35*

Too confusing to use. Should break down into more pages then combine into a single report.

## Most praised reviews (10 highest-rated)

### 5/5 — Луиза

*2024-05-03, version 3.3*

класс супер

### 5/5 — Ivan

*2024-04-11, version 3.1*

Super.

### 5/5 — Thanks

*2023-02-17, version 3.0*

One of the best apps for information

### 5/5 — Special Agent T.D.Reeves US Marines Corps Secret Service

*2022-06-10, version 2.2*

I was really hoping that Boss app would recognize me as the 
United States Secret Service Federal Economics Agent and a U.S. Secret Service Fiduciary Agent as well as a US Secret Service secret us service special agent / Technician and realize that I have been volunteering since selective service registration

### 5/5 — Bobfloy

*2022-03-19, version 2.2*

Help

### 5/5 — 🦅All in one 🌎

*2022-02-04, version 2.1*

For a better future 🤔

### 5/5 — happy & bless.

*2021-10-12, version 2.1*

i won! thanks disability!

### 5/5 — SSN Benefit Analysis

*2020-05-09, version 1.47*

Awesome, good information very helpful

### 5/5 — Love it!

*2019-12-05, version 1.47*

The planner/calculator helps to forecast future benefits.

### 5/5 — Doesn’t do calculation properly

*2019-10-29, version 1.47*

Software doesn’t take into consideration the 50% option for spousal benefit.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-19.*
