# SOCU Mobile Banking — user reviews > 18 indexed App Store user reviews of SOCU Mobile Banking by Streator Onized Credit Union, rated 4.90/5 from 2,121 ratings. - Source: https://appshunter.io/ios/app/socu-mobile-banking/id1575111614/reviews - App overview in markdown: https://appshunter.io/ios/app/socu-mobile-banking/id1575111614.md - Rating breakdown: 5★ 1,914 · 4★ 170 · 3★ 26 · 2★ 4 · 1★ 7 ## What do users think of SOCU Mobile Banking? Overall sentiment: positive **Pros** - 👍 Easy and straightforward to use - 🚀 Great service - 🚀 Smooth online banking experience - 👍 Easy access **Cons** - 🐛 Been very glitchy when opening app **Commonly reported bugs** - Login screen freezes **Most requested features** - Display date and time of/or the items from within the transaction - Make the app more interactive - Improve external account confirmation process - Make Apple Pay features more readily accessible - Add option to view check image before depositing ## Newest reviews (4 of 18) ### 5/5 — Great Credit Union *2022-10-13, version 22.8.2* SOCU is easy to deal with and is always there when you need them. ### 5/5 — My business *2022-08-23, version 22.8.2* I love the socu. Always updated and easy access ### 5/5 — Review *2022-08-20, version 22.8.2* Been very glitchy when opening app. ### 5/5 — Best Banking app ever! *2022-07-19, version 22.6.1* This app puts all of your accounts in one place on the main screen, it is so easy to make and schedule payments, keep track of your credit card, mortgage and vehicles on one screen with simple payment and transfer functions. I LOVE it! ## Most critical reviews (10 lowest-rated) ### 3/5 — Balance issues. *2026-02-23, version 26.01.23* Late to updating your account on weekends and at night. Doesn’t reflect real time true balance. ### 3/5 — Deposits *2022-07-15, version 22.6.1* There needs to be an option to view the check image before depositing ### 4/5 — SOCU Review *2024-05-23, version 24.02.2* To whom it may concern; Greetings. I find myself aloof, more often than not, while pertaining to my financial well-being that is, but nonetheless, I’ve briefly give our app some thought. It is of my belief that a dark background, with bright text, is more accurate in order to achieve a goal, especially when challenging the eye to focus on something specific, or bringing to it’s attention(in laymen’s terms). Is it possible that we could see the date and time of/or the items from within the transaction, after having selected the value set of information from within the app? We may never know the answers to such things. I do appreciate, sincerely, face identification, having been returned to the app’s accessibility features. What more could be said, since all things are temporary? Perhaps I could request an interview to discuss the parameters of our app’s boundaries. What if SOCU Mobile were more interactive? I do appreciate device recognition, even more: all stored account information. I hope you find all that you’re looking for within these reviews. “Be the change you wish to see in the world.” ### 4/5 — SOCU Review *2023-05-18* Hello! To whom it may concern, I look forward to seeing Face ID returning to the app features. The confirmation process pertaining to external account confirmation takes a considerable amount of time, thought not unreasonable , and I would like to see account confirmation for Apple Pay features become more readily accessible, but I believe all associated parties do a very good job. Thank you for your time! ### 5/5 — Socu *2026-02-24, version 26.01.23* I really enjoy Socu bank they have always been really good to my family. ### 5/5 — Customer *2026-02-23, version 26.01.23* Great service ### 5/5 — Mobile Banking (SOCU) *2026-02-23, version 26.01.23* I been banking with SOCU since my teens and I love that they made mobile banking online . I can access my account and handle what I need to do in my account without going to my bank locations. Thanks SOCU for bank mobile app. The only thing I suggest is one we can’t transfer to other people or they can’t directly send us money that’s the only thing missing on the app. Overall, I love app keep recommending . ### 5/5 — App *2026-02-23, version 26.01.23* Very easy to move around in the app and look up information rapidly. Very secure app. ### 5/5 — MB *2026-02-23, version 26.01.23* SOCU’s mobile banking is user friendly. I find it very easy to navigate and manage. ### 5/5 — Really easy *2023-12-20, version 23.12.2* Easy and straightforward to use very useful! ## Most praised reviews (4 highest-rated) ### 5/5 — Great app *2023-06-09, version 23.03.1* Great service ### 5/5 — Update *2023-01-31, version 23.01.2* Thank you for adding the memo option back! ### 5/5 — works great *2022-12-24, version 22.12.2* works great ### 5/5 — Great online mobile banking!! *2022-10-19, version 22.8.2* I left a five star, this is one of the smoothest online banking experiences you can get. You can see everything extremely easily, the bank is always looking for more innovative options to make it simpler great app and bank all around!! --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*