# SÒL - Savings Circles

> Digital recordkeeping and coordination tool for community savings circles. (iPhone/iPad app by Narvens Joseph.)

- Source: https://appshunter.io/ios/app/sol-savings-circles/id6792436901 (this page in markdown: same URL + `.md`)
- Developer: [Narvens Joseph](https://appshunter.io/developer/6792436903)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 3 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 39 MB
- Languages: American English
- Released: 2026-07-27
- Data updated: 2026-09-03
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/sol-savings-circles/id6792436901/reviews.md

## What is SÒL?

Our community has been saving together for generations: the sòl, the susu, the tanda, the partner hand. SÒL brings that tradition into one clear, beautiful app, without changing what makes it work: trust.

SÒL never holds or moves your circle's money. Members pay each other directly, by Zelle, Cash App, Venmo, cash, or however your circle already works. SÒL keeps the records straight so nobody has to chase, guess, or wonder.

FOR MEMBERS
• See exactly what you owe and when it's due
• Submit your payment with a receipt photo in seconds
• Watch the payout rotation and know your round and your amount
• Get a reminder before every due date
• Get notified when your payment is confirmed and when your payout is next

FOR ORGANIZERS
• Create a circle in minutes
• Invite members with a private code
• Review payment proofs and confirm payments
• See a running ledger for every round
• Send reminders and announcements
• Export your ledger to CSV

BUILT ON TRUST
• Every payment and payout is recorded
• Receipts remain private to your circle
• Clear round-by-round history reduces confusion

WHAT SÒL IS NOT
SÒL is not a bank and does not hold, pool, transfer, or guarantee funds. It is a recordkeeping and coordination tool for savings circles run by people who trust each other. Statuses in SÒL reflect what your circle has entered and confirmed.

Whether you call it sòl, susu, sousou, tanda, tontine, esusu, pardna, or a savings circle, SÒL was built for you.

Questions? Contact support@joinsolapp.com.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://joinsolapp.com/privacy

## Key features

- Create and manage savings circles
- Track member payments and due dates
- Submit and confirm payment receipts
- View payout rotation and schedule
- Send reminders and announcements
- Export transaction ledgers

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Circle Plus | $9.99 | per month |
| Community | $29.99 | per month |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/sol-savings-circles/id6792436901/reviews.md

### 5/5 — Simple, Convenient, and Reliable

*2026-08-21*

Been using SOL and it’s honestly been great. Everything is simple, organized, and easy to track. The reminders, payment confirmations, and payout tracking make everything so much smoother. Definitely recommend it!

## Frequently asked questions about SÒL

### What is SÒL?

SÒL is a digital recordkeeping and coordination tool designed for community savings circles, also known as sòl, susu, tanda, or partner hands. It helps members track payments and payout schedules without holding or transferring funds.

### Does SÒL hold or transfer money?

No, SÒL does not hold, pool, transfer, or guarantee funds. Members pay each other directly using their preferred payment methods like Zelle, Cash App, or Venmo. SÒL only records these transactions.

### How much does SÒL cost?

SÒL is free to download and use for basic features. It offers optional subscription plans like 'Circle Plus' for $9.99/month and 'Community' for $29.99/month for enhanced features.

### What payment methods can I use with SÒL?

SÒL itself does not process payments. Members pay each other directly using methods they already use, such as Zelle, Cash App, Venmo, or cash. You can submit a receipt photo to confirm your payment within the app.

### Can I export my savings circle data from SÒL?

Yes, organizers can export their savings circle ledger to CSV format. This allows for easy record-keeping and analysis of all transactions within the circle.

### What devices does SÒL support?

SÒL is currently supported on iPhone devices. The app was last updated on September 2, 2026, with version 1.1.0.

### Is SÒL safe to use for my savings circle?

SÒL is built on trust and provides clear recordkeeping for every payment and payout. While SÒL itself does not handle funds, it ensures that all confirmed transactions are recorded and visible to circle members, reducing confusion and disputes.

### How often is SÒL updated?

The latest version of SÒL, 1.1.0, was released on September 2, 2026. The app is actively maintained, with updates aimed at improving functionality and user experience for savings circles.

## Version history (last 2 releases)

### 1.1.0 — 2026-09-02

This release brings the native iOS experience to SÒL with smoother member and organizer workflows, improved reminders, and more reliable account settings.

### 1.0 — 2026-07-27

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*