# Sono: Debt tracker and manager — Record & Track Debts

> Free debt tracker and manager for recording and summarizing financial transactions. (iPhone/iPad app by Danh Minh Ngo.)

- Source: https://appshunter.io/ios/app/sono-debt-tracker-and-manager/id1595389624 (this page in markdown: same URL + `.md`)
- Developer: [Danh Minh Ngo](https://appshunter.io/developer/1595389716)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 4.70/5 from 22 App Store ratings · 27 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.6 · 94 MB
- Languages: British English, Arabic, Bulgarian, Catalan, Croatian, Czech, Danish, Dutch, Estonian, Filipino and 35 more
- Released: 2022-11-13
- Data updated: 2026-08-28
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/sono-debt-tracker-and-manager/id1595389624/reviews.md

## What is Sono?

Manage your debts easily and efficiently with Sono. Keep track of borrowed and lent money, send invoices, and stay organized — download our free app today!

▼ Why choose Sono for debt management?

Avoid the hassle of forgetting important transaction details or relying on error-prone notes or Excel sheets. Sono is a smart and simple debt tracker and manager that makes it easy to record and keep track of all your financial activities.

With Sono, you just record the transaction details each time you borrow or lend money — Sono does the rest.

▼ Sono's standard features include:

- Clear summary dashboard of all your debts
- Record transactions to track what people owe you and what you owe people
- Manage debtors and creditors with notes for each contact
- Repayment tracking — log repayments against open transactions
- Due dates with reminders so you never forget
- Multiple currencies supported
- Organize transactions with tags for easy filtering
- Add comments to transactions and notes to contacts
- Itemized invoice generation with PDF export
- Multiple accounts to keep personal and business debts separate
- Dark mode, light mode, or follow system setting
- Customizable color themes
- Lock app with a PIN code
- Store data locally on your device or sync to the cloud
- Import existing data from a CSV file
- Export data to PDF format
- Backup and restore data

▼ Premium features:

- Ad-free experience
- Multi-device support — use Sono on all your devices
- Multiple accounts (workspaces)
- Custom currency — add your own currency unit
- Interest for transactions — simple or fixed interest calculation
- Attach files, photos, or audio recordings to transactions
- Export data to CSV or Excel format
- Biometric authentication (Face ID / Touch ID)
- iCloud backup and restore
- Add profile pictures for contacts
- Business profile — display your business info on invoices

▼ Your data is safe and secure

Your data is safe with Sono. Store information locally on your device or sync to the cloud — so you never lose your important financial data.

---
About premium subscription:

- At confirmation of purchase, or following the completion of a free-trial period, payment will be charged to your Apple account.

- Your subscription will automatically renew unless auto-renew is turned off at least 24-hours before the end of the current subscription period.

- Your account will be charged for renewal within 24-hours prior to the end of the current subscription period. Automatic renewals will cost the same price you were originally charged for the subscription.

- You can manage your subscriptions and turn off auto-renewal by going to your Account Settings on the App Store after purchase.

- Any unused portion of a free trial period, if offered, will be forfeited.

---
Terms of Use: https://sonofinance.com/terms-conditions/
Privacy policy: https://sonofinance.com/privacy-policy/

---
If you have any questions, issues or suggestions don't hesitate to send us a message at hello@sonofinance.com. If you love our app, we would greatly appreciate it if you could leave a 5-star rating and review. Thank you!

## Key features

- Record borrowed and lent money
- Display debt summaries
- Manage debtors and creditors
- Support multiple currencies
- Dark theme
- Transaction reminders
- Local and cloud storage

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Professional Monthly | $12.99 | per month |
| Professional Annually | $129.99 | per year |
| Monthly | $3.99 | per month |
| 3 months | $8.99 | per 3 months |
| Annual | $29.99 | per year |
| Annual | $17.99 | per year |
| Annual | $17.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Ads removal | $9.99 | one-time |
| Lifetime premium | $49.99 | one-time |
| Lifetime premium | $99.99 | one-time |
| Lifetime premium | $69.99 | one-time |


## Recent user reviews (10 of 27)

All indexed reviews: https://appshunter.io/ios/app/sono-debt-tracker-and-manager/id1595389624/reviews.md

### 5/5 — Đơn giản dễ dùng

*2026-06-19, version 4.6.6*

Đơn giản dễ dùng

### 5/5 — Phù hợp

*2026-05-10, version 4.6.6*

Quá tiện lợi

### 1/5 — Chán

*2026-04-20, version 4.6.0*

Dùng đc thời gian vào k đc. Cứ báo phần mềm đang chạy.

### 5/5 — Công nợ

*2026-02-26, version 4.5.6*

Dễ sử dụng

### 4/5 — Lỗi font khi xuất pdf

*2026-02-08, version 4.5.6*

Xuất dữ liệu dạng pdf đang bị lỗi font, mong team sớm fix, còn lại thì tuyệt vời.

### 5/5 — Sổ bán nợ

*2025-11-19, version 4.3.0*

Làm sổ bán hàng nợ

### 5/5 — Tuyệt vời

*2025-09-20, version 4.2.1*

Tính năng đơn giản gọn nhưng đầy đủ ok

### 5/5 — dễ gọn, thao tác nhanh

*2025-08-14, version 3.6.1*

ứng dụng tốt để quản lý công nợ, thu tiền và đơn mua của đại lý

### 5/5 — tanggapan

*2025-06-16, version 3.5.0*

sangat baik,cepat respon jika ada masalah.

### 5/5 — Not relevant

*2025-05-10, version 3.3.1*

Why did you block me

## Frequently asked questions about Sono

### What is Sono?

Sono is a free debt tracker and manager app designed to help you easily record and keep track of all financial activities related to debts, whether you've borrowed or lent money.

### Does Sono have ads?

Yes, Sono contains advertisements. As a free app with in-app purchases, it utilizes ads to support its development and maintenance.

### What are the premium features in Sono?

Premium features include multi-device support, custom currency options, biometric authentication, CSV/Excel export, iCloud backup, file attachments, interest calculations, and profile pictures for contacts.

### How is my data secured in Sono?

Your data is safe with Sono. You can choose to store your information locally on your device or on the cloud, ensuring it's not lost if you lose your phone. The app also offers a PIN code lock for added security.

### What subscription plans are available for Sono?

Sono offers several subscription plans including Monthly ($3.99 with a 7-day free trial), 3 months ($8.99 with a 7-day free trial), Professional Monthly ($12.99), and Annual ($17.99 with a 14-day free trial).

### Can I import my existing debt data into Sono?

Yes, Sono allows you to import your existing data from a CSV file, making it easy to transition your financial records into the app.

### How often is Sono updated?

Sono was last updated on March 30, 2026, indicating a recent update. The app is generally updated to introduce new features and improve performance.

### What devices does Sono support?

Sono is available on iPhone, iPad, and iPod, making it accessible to a wide range of Apple users who need to manage their debts.

## Version history (last 5 releases)

### 4.7.0 — 2026-08-25

- Export data: Support giveaway transactions and field exclusion.
- Require confirmation when deleting transactions with interests or attachments.
- Bug fixes for data migration, comments, and contact selection.

### 4.6.7 — 2026-07-12

- Added an option to recalculate your contact statistics in the Help screen
- Fixed various bugs and improved performance

### 4.6.6 — 2026-05-09

- Added support for including a custom business logo in PDF exports.

### 4.6.3 — 2026-04-27

- Added Demo Mode so you can explore the app with sample data without creating an account
- Added an onboarding tour to guide new users through the app's main features

### 4.6.2 — 2026-04-23

- Fixed a crash that could occur when saving a workspace
- Fixed Google sign-in button remaining unresponsive after dismissing the account picker
- Fixed various bugs and improved performance

## Apps similar to Sono

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Debt Control – payoff planner](https://appshunter.io/ios/app/debt-control-payoff-planner/id1315617808) | 4.5 (32) | Free | Finance |
| [Stack - Simple Debt Manager](https://appshunter.io/ios/app/stack-simple-debt-manager/id1673751951) | 4.3 (6) | Free | Finance |
| [Debt Tracker - Debts](https://appshunter.io/ios/app/debt-tracker-debts/id1507396142) | 4.4 (105) | Free | Finance |
| [Debt Tracker: Personal Debts](https://appshunter.io/ios/app/debt-tracker-personal-debts/id1632402707) | 4.8 (60) | Free | Finance |
| [Debt Tracker Master](https://appshunter.io/ios/app/debt-tracker-master/id6473278027) | 3.7 (3) | Free | Finance |
| [My Debt Manager & Tracker](https://appshunter.io/ios/app/my-debt-manager-and-tracker/id6444747466) | 5.0 (5) | Free | Finance |

## More apps by Danh Minh Ngo

- [Luka - Property Manager](https://appshunter.io/ios/app/luka-property-manager/id6753338741)

All apps by Danh Minh Ngo: https://appshunter.io/developer/1595389716

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*