# South Central Bank Inc. — user reviews

> 59 indexed App Store user reviews of South Central Bank Inc. by South Central Bank, Inc., rated 4.80/5 from 2,635 ratings.

- Source: https://appshunter.io/ios/app/south-central-bank-inc/id551617951/reviews
- App overview in markdown: https://appshunter.io/ios/app/south-central-bank-inc/id551617951.md
- Rating breakdown: 5★ 2,220 · 4★ 160 · 3★ 49 · 2★ 17 · 1★ 50

## What do users think of South Central Bank Inc.?

Overall sentiment: negative

**Pros**

- 💻 Easy mobile banking
- 🏠 Convenient home banking
- 🚀 Works like a charm

**Cons**

- 🐛 Constant app issues
- 🔑 Login problems
- 🤖 Unreliable automated systems
- 📱 Compatibility issues with newer iOS versions

**Commonly reported bugs**

- App crashes on launch
- Face ID/Touch ID not working
- Unable to log in or validate credentials

**Most requested features**

- Ability to view pending transactions
- iPad app version
- Improved external transfer functionality

## Newest reviews (14 of 59)

### 2/5 — Don’t let it fool you

*2025-10-26, version 25.1.33*

The app seems VERY easy at first. It’s to the point. But the longer you own the app, and the longer you have an account…more stuff happens. Almost every single time I get paid the app says it can’t validate my info or there was an issue logging me in. When you go to reset your password, most of the time an email doesn’t even send.

### 2/5 — Needs work

*2025-07-26, version 24.2.60*

When it actually open and allows you access to your account, it’s good. But half the time it won’t open, or freezes on the south central page before the login page. Needs some serious work done to it So aggravating needing to get into your account to unlock your card etc yet can’t get in.

### 3/5 — Good if it works

*2025-04-14, version 24.2.60*

When it works it’s good.  Occasionally it takes my login information but won’t open even though it sends a message saying it did.  Happens more often on my iPhone 16 but also does it on my iPad Air.  Both running the latest updates.

### 2/5 — So infuriating to use

*2024-01-30*

Update- *again this app is infuriating to use, either something is always broke or can’t be used.* No matter how hard I try to be patient with this company it all goes back to pure aggravation. One day my card is working fine and the next day it’s not. Not to mention when activating a card their automated system is absolutely garbage, either connect us to actual people or rework that automative system. In person my experience with the bank is relatively good, other than this god forsaken app and some issues with the credit/debit card system.

### 2/5 — Absolutely frustrated

*2023-10-01*

No matter how hard I try to be patient with this company it all goes back to pure aggravation. One day my card is working fine and the next day it’s not. Not to mention when activating a card their automated system is absolutely garbage, either connect us to actual people or rework that automative system. In person my experience with the bank is relatively good, other than this god forsaken app and some issues with the credit/debit card system.

### 3/5 — Can’t Sign in a Second Time

*2023-09-23, version 23.1.71*

If I’ve already signed in once, it won’t bring up your face ID if you sign in again that day. It says it’s unable to validate your information. You have to go out and then come back in.

### 3/5 — Unable to open on iOS 16.4

*2023-03-28, version 22.2.40*

After updating my iPhone to iOS 16.4, I am unable to launch the app. I have attempted uninstalling and reinstalling the app, along with disabling FaceID. The app crashes immediately at startup.

### 2/5 — Crash closing

*2023-03-16, version 22.2.40*

The last 3 weeks I’ve been unable to even open the app. I’ve uninstalled and reinstalled it several times with no luck. 😏

### 1/5 — Update

*2023-02-04, version 22.1.101*

I should not have to update my phone to get the new update.  The other bank I used. Updated everything and I did not have to update my phone.

### 1/5 — So so but it’s all we got. It could be a LOT better.

*2022-01-04, version 21.2.70*

I have to restart it almost every time I use it. Why? What you get when it’s all you have. I’m about to change my wife’s account she’s had for over 10 years to a bank that can keep up.

### 1/5 — Very dissatisfied, developers can’t seem to correct the issue

*2021-12-09, version 21.2.70*

App works okay, but when it recently stopped validating my credentials, and after a couple of phone calls to try and resolve the issue, I was told that my iPhone 6s Plus was no longer supported. Customers should be notified of changes such as this prior to the new release. I did not find any such information about supported devices in the description on the App Store or even from the person I spoke with at the bank. It seems that because I had an older phone, which by the way, Apple continues to support, that must be the problem. I purchased a new iPhone 13 and still having the same problem.  Very unprofessional as well as an unnecessary aggravation for the customer.

### 1/5 — App update

*2021-08-15, version 20.2.80*

This app is awful to use,  sometimes it would not let you log into your own account . Other bank’s ap and website are way much better compares with south central bank’s app and website. The app and website definitely needs more updates and developments.

### 2/5 — Sad

*2021-02-26, version 20.2.50*

There’s always something wrong with this app. Today it’s error is no internet connection🙄 There is definitely a internet connection but  this is the only app that doesn’t thinks so! Please fix all the bugs in this thing.

### 1/5 — South Central Bank

*2021-02-12, version 20.2.50*

The app won’t even open

## Most critical reviews (10 lowest-rated)

### 1/5 — Poor Functioning Ap

*2026-07-20, version 26.1.20*

Constant issues. When contacting customer service, there is no resolution nor feeling of concern.

### 1/5 — Just never works

*2026-06-24, version 26.1.20*

Doesn’t work hardly ever. Have to spend most of the time calling the offices to get support. Disaster of an app and rarely gets updates, so they have no interest in making it better. Extremely unfortunate.

### 1/5 — Trash

*2026-06-12, version 26.1.20*

doesn’t work half the time , might as well burry your money. at least then you can see how much you have whenever.

### 1/5 — The app is a hassle.

*2026-05-16, version 25.2.100*

Honestly have thought about switching banks simply due to not being able to check my bank account through the app when I need to. There are constant issues with the app. Even when you set up Face ID it only works half the time and then when you type your password in it never works and you have to reset it multiple times. All this just to check my account. Not worth it.

### 1/5 — Known issues with iPhone

*2026-02-13, version 25.1.70*

I’m running the app on my Windows computer and also on my iPhone 12 Pro. If I login on one of them, the app won’t recognize my credentials on the other. I’ve tried this multiple times. And every time. I get logged in on the computer. I get locked out of the app. It may be a fine app, but it does nothing for me because I can’t login if I use it on use the web site. I’m can see I’m not the only one…

### 1/5 — App is terrible

*2025-07-30, version 24.2.60*

The app has constant problems, always have a hard time logging in and not being able to look at my account when needed because of issues with the app. Very frustrating. Happens very frequently.

### 1/5 — Dumb

*2025-03-06, version 24.2.60*

So what’s the point of saving my credentials, if I’m just going to have to enter it again? Like seriously, and upon that if you guess your login wrong even once you’re screwed until you can get ahold of the bank. Imagine if you’re in another country and this happens, whoops looks like you’re screwed.

### 1/5 — It’s a hit and miss

*2024-06-06, version 23.2.30*

I’m not really one to leave a bad review but here I am.  Here lately the app has been telling me to check my credentials, so yesterday I changed my password to see if it would help and then it still wouldn’t let me login. Face ID won’t even work. I even tried logging in online and it says the same thing.

### 1/5 — Crashing

*2023-03-30, version 22.2.40*

App keeps crashing anytime I open it. Have uninstalled and restarted my phone, contacted app support (they stopped responding). Still not working after 2 weeks!

### 1/5 — Newest iPhone update

*2023-03-30, version 22.2.40*

My app won’t open since newest iPhone update on March 28. Just blinks and goes back to home screen on iPhone

## Most praised reviews (10 highest-rated)

### 5/5 — Extern transfer

*2025-11-17, version 25.1.33*

Wish I could send money to-my Wes banco acct.

### 5/5 — Easy Mobile app

*2024-12-30, version 24.1.71*

I like that I can check balances and make deposits easily. Highly recommend!

### 5/5 — Bank

*2024-08-25, version 24.1.71*

Love the convenience in my own home

### 5/5 — Online banking

*2024-02-23, version 23.2.30*

Great service.  Easy to navigate

### 5/5 — Works like a charm!

*2023-07-12, version 22.2.200*

Works like a charm with little to no issues!

### 5/5 — Great love my bank

*2023-05-10, version 22.2.200*

Good

### 5/5 — Very convenient!

*2020-07-14, version 19.3.20*

I can bank anywhere anytime. So convenient!!!!

### 5/5 — Banking

*2020-05-21, version 19.3.20*

Love mobile banking best thing a bank can do

### 5/5 — Great

*2019-09-18, version 19.1.200*

Good

### 5/5 — Touch ID will not store and work on this version

*2019-02-20, version 18.3.70*

Touch ID will not store and work on this version

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*
