# Southern Bank Personal — user reviews

> 89 indexed App Store user reviews of Southern Bank Personal by Southern Bank and Trust, rated 4.80/5 from 3,939 ratings.

- Source: https://appshunter.io/ios/app/southern-bank-personal/id1517525489/reviews
- App overview in markdown: https://appshunter.io/ios/app/southern-bank-personal/id1517525489.md
- Rating breakdown: 5★ 3,509 · 4★ 276 · 3★ 68 · 2★ 21 · 1★ 65

## What do users think of Southern Bank Personal?

Overall sentiment: mixed

**Pros**

- 🚀 Fast and efficient
- 🔒 Secure with good security features
- 👍 User-friendly app
- 💡 Convenient features like mobile deposit

**Cons**

- 🐛 Login issues and app crashes
- 🔍 Navigation and UI not intuitive
- 🔄 Frequent app updates make it worse
- 💻 Old app was better than the new version

**Commonly reported bugs**

- Face ID/biometric login not working consistently
- App frequently logs users out
- Transferring funds to external accounts is limited
- Delayed processing of deposits and transactions

**Most requested features**

- Allow checking credit card transactions
- Improve mobile deposit functionality
- Add password check before submission
- Provide more transaction history visibility

## Newest reviews (18 of 89)

### 4/5 — Great bank and good app!

*2026-06-27, version 6.0.0.17031*

I wish there was not such a low limit on transferring funds to an external source, but, otherwise, the app is great!

### 5/5 — Great App

*2026-05-01, version 6.0.0.15488*

Excellent

### 5/5 — Excellent

*2026-03-26, version 6.0.15002*

Love the reliability and ease of use

### 5/5 — Mr

*2026-03-17, version 6.0.0.13759*

Great

### 5/5 — Very excellent and applies more than wonderful

*2026-03-10, version 6.0.0.13759*

Aliii

### 5/5 — Annie B. Good

*2026-03-06, version 6.0.0.13759*

I’m pleased and very satisfied.

### 4/5 — Good app

*2026-03-05, version 6.0.0.13759*

Good app with some decent features. Not crazy about the statement retrieval process. The dashboard feature gives a nice ledger for other accounts (sorta like a Mint or WalletHub app does)

### 5/5 — it be good doe

*2026-02-13, version 6.0.0.13095*

it always be telling me how much duckets yah boi gotss

### 5/5 — Easy to use banking app

*2026-01-07*

Southern Bank mobile banking app is very easy to use and offers all of the services you need right from your phone!

### 5/5 — SB App

*2025-12-31, version 6.0.0.12311*

Very helpful and easy to use

### 5/5 — Bank accounts

*2025-12-27, version 6.0.0.12311*

Very easy to use

### 5/5 — Great service

*2025-12-17, version 6.0.0.12311*

The staff at every Southern Bank that I have been to have been extremely kind and helpful. I have no regrets in moving my accounts from one of the National chains to this customer focused bank!

### 3/5 — Can the font be bigger??

*2025-12-17, version 6.0.0.12311*

Fairly simple to use. Just hard to see for this old folk!! Can font be made bigger??

### 5/5 — Marc

*2025-12-16, version 6.0.0.12311*

The app works great.

### 5/5 — Managing Member

*2025-12-15, version 6.0.0.12311*

we appreciate the detail to extra security

### 2/5 — Yip

*2025-12-15, version 6.0.0.12311*

Not the most up to date kinda behind from other banking apps I’ve seen

### 5/5 — Great service

*2025-12-09, version 6.0.0.11326*

Great Bank with Great Service both in person & online.

### 5/5 — DFV

*2025-12-06, version 6.0.0.11326*

I love this.  No matter where I am I can check on my account.

## Most critical reviews (10 lowest-rated)

### 1/5 — App sucks

*2026-06-27, version 6.0.0.17031*

I can never get the app to open. SMH

### 1/5 — Horrible

*2026-03-18, version 6.0.0.13759*

Out dated, antiquated!

### 1/5 — Worst banking app ever.

*2025-09-16*

With every update, their app becomes more and more broken. I have been able to access it a grand total of one time in the last two months; every other attempt is met with a “please wait” message permanently stuck on my screen, or the app completely refusing to allow me the slightest attempt at signing in. You would think for an app used to view necessary information like money, they would have put a little more effort into making it functional. I’m switching banks soon simply because of their lack of effort in ensuring a smooth customer experience at every possible opportunity.

### 1/5 — Hate it!

*2025-08-28, version 6.0.9320*

Keeps logging me out. I liked the old app better.

### 1/5 — Review

*2025-08-24, version 6.0.9320*

Always logs you out, limited transferring abilities to other accounts not within southern bank.

### 1/5 — App

*2025-06-15*

This app is beyond terrible. I love the bank. Been with them for a very long time. But this app makes me want to change banks. I don’t get notifications anymore on when a transaction takes place. In the notification options there is nothing about a notification for purchases or when something is drafted out of the account. It’s very frustrating. Please fix or revert back to the old app.

### 1/5 — Not very punctual

*2025-04-03, version 5.0.31.195*

I still can’t access paycheck after almost a week after deposit I transfer funds to my old bank to cover transactions and they still haven’t hit after 3das caused over draft fees your bank is slow I’m considering finding a new bank

### 1/5 — Crappy software

*2024-04-02, version 5.0.31.195*

Everything is unintuitive, terribly slow, and generally a relic of 20 years ago. Seriously, every single other bank app I have ever used is light years ahead of Southern. The only thing worse is Southern’s desktop experience through web browser.

### 1/5 — Using app

*2023-07-01, version 5.0.20.4684860507*

This app is not user friendly. I found the same issue in the past. Subsequently I removed from my phone. Today I began using again with the hope that is user friendly after all these years, only to discover it has not improved.

### 1/5 — Non Functional App

*2021-04-24, version 4.6.4.11*

I’ve attempted to access my account on 4 separate occasions and it does not recognize my password.  I have to contact tech support to help reset and I still cannot get in.  I don’t  have the time nor patience to keep messing with this.  I deleted this app off my phone.

## Most praised reviews (10 highest-rated)

### 5/5 — Password

*2026-07-11, version 6.0.0.17031*

Hi I would prefer if password would prefill as with another bank app I use.  Thank you

### 5/5 — SB personal

*2026-07-03, version 6.0.0.17031*

5 stars.

### 5/5 — Bank Here

*2026-07-03, version 6.0.0.17031*

Loveeeee this bank . Wouldnt trade them for the world

### 5/5 — good app

*2026-07-02, version 6.0.0.17031*

Old app was better. New app is not worth the time. Login with Face ID don’t work most of the time. (UPDATE) app is working much better now.

### 5/5 — Great service

*2026-07-01*

The staff at every Southern Bank that I have been to have been extremely kind and helpful. I have no regrets in moving my accounts from one of the National chains to this customer focused bank!

### 5/5 — Trustworthy

*2026-06-28, version 6.0.0.17031*

Always there when I need them!

### 5/5 — Love this

*2026-06-27, version 6.0.0.17031*

It’s so nice to have this app and my info readily available.

### 5/5 — DFV

*2026-06-27, version 6.0.0.17031*

I love this.  No matter where I am I can check on my account.

### 5/5 — Great Bank

*2026-06-27*

I’ve been with Southern Bank for about 30 years. Their services and personal attention is why they are so successful. 
Thank you Southern for the valuable service provided over the years.

### 5/5 — App Love

*2026-06-27, version 6.0.0.17031*

Love the app. 5 stars

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-04.*
