# Southern Bank — user reviews

> 80 indexed App Store user reviews of Southern Bank by Southern Bank, rated 4.80/5 from 6,665 ratings.

- Source: https://appshunter.io/ios/app/southern-bank/id469546599/reviews
- App overview in markdown: https://appshunter.io/ios/app/southern-bank/id469546599.md
- Rating breakdown: 5★ 5,806 · 4★ 532 · 3★ 154 · 2★ 55 · 1★ 118

## What do users think of Southern Bank?

Overall sentiment: negative

**Pros**

- 👍 Easy to use
- 🚀 Convenient mobile banking
- 💡 Great customer service
- 👍 User-friendly app
- 🚀 Excellent mobile deposit feature

**Cons**

- 🐛 Frequent crashes and login issues
- 🐛 Unreliable mobile deposit functionality
- 🐛 Slow and laggy performance
- 🐛 Buggy app updates
- 🔒 Lack of security features (e.g., Face ID)

**Commonly reported bugs**

- Constant log-outs and password resets
- Mobile deposit failures and issues
- App freezes and crashes
- Incompatibility with newer devices
- Delayed transaction updates and balances

**Most requested features**

- Improve login and security features
- Enhance mobile deposit reliability
- Optimize app performance and stability
- Provide better customer support channels
- Develop an iPad-specific app version

## Newest reviews (13 of 80)

### 3/5 — Update

*2024-02-20, version 7.48.1.12352*

Ever since the new update the app will not accept my face to log me in. Also it lags pretty bad running on full bars.

### 3/5 — iPad version

*2024-02-16, version 7.48.1.12352*

Although the iPhone version can be used on an IPad it would be great to have an iPad version that can leverage the screen space and landscape views to provide more information without having to traverse existing menu/workflows to get the information you need.  Thanks.

### 4/5 — Needs fixed

*2023-07-28, version 7.37.1.11026*

Great app just needs to fix the freezing up part. Every other day I have to turn my phone off and restart to get the app to work. I have an iPhone 11.

### 3/5 — Transfer to external banking institutions

*2023-07-15, version 7.28.1.10225*

Transfer Limit is lower than I am needing. Have requested it be raised from $1000/day with no success.

### 4/5 — Great Except Log In Trouble

*2022-11-02, version 7.18.1.9031*

Love the app overall but REALLY wish they would get the log in working better. It is very annoying that the facial recognition doesn't work very often nor will it won’t save my log in info even though I check the box to do so! I get locked out of my account far too frequently trying to log in.

### 4/5 — It works…. Kind of.

*2022-10-16, version 7.18.1.9031*

The app is slow to show pending payments or debits. I don’t like that some things take SO LONG to post.

### 3/5 — Decent app with annoying problems

*2022-09-03, version 7.18.1.9031*

Overall the app has an easy to use, streamlined feel. The fingerprint recognition is terrible though, always makes me put in my  password regardless. Also, the Zelle money transfer system is not great, it forces the recipient to get Zelle software and allow them to track your phone usage

### 5/5 — Great App!  It’s so convenient!

*2022-07-01, version 7.14.2.7961*

I’m so glad you

### 5/5 — Best bank ever!

*2022-05-06, version 7.9.2.4861*

What a blessing this bank is meeting all my needs! Thank you and bless you!
Rev Laura Beth Gordon

### 5/5 — Southern Bank Customer Service

*2022-01-30, version 7.9.2.4861*

I bank at the Southwest Dr. branch in Jonesboro and they are the friendliest, most helpful group. Mr. Paul Cossey is just wonderful. They always greet you with a smile and I can’t imagine banking anywhere else.

### 2/5 — Great while it worked

*2022-01-21, version 7.9.2.4861*

App worked fine for years until now. Now app won’t start. Only gets a “Loading failed. The operation could not be completed. Retry error. 

Followed instructions from bank on the usual delete app turn phone off download app but same results. 

IOS 14.8.1 (iPhone 11)

### 5/5 — On line banking

*2021-12-17, version 7.9.2.4861*

I appreciate online banking. The app is comparable to the other banks that I have dealt with. My only complaint is not pertaining to the app but rather the payment date. Previously I was able to set the payment date a few days away from the transaction date. Now it is set too far in advance unless I pay a fee. In the future I will research other banks policies and if I find one that sets payment dates within a few days after the transaction without additional fees, I will change banks. I do receive exceptional service from the West Plains staff however I deal more with online banking rather than in person.

### 2/5 — Pretty terrible

*2021-12-15, version 7.9.2.4861*

I get a lot of ridiculous error messages that are no help for trying to solve the problem.

## Most critical reviews (10 lowest-rated)

### 1/5 — Sign in

*2026-09-02, version 7.115.0.17973*

I’ve tried getting someone to fix my account I am now on my 24th password and 8th time calling someone to unlock it

### 1/5 — Terrible App

*2025-10-16, version 7.93.0.15748*

We switched to Southern Bank due to great offers; but their app is the most awful experience. Constantly logging me and my husband out, locking us out. We nearly have to reset our password each time we open it. Needed to be in online statements, app told us we were. The bank branch made us go in person just to tell us we were correct and they had to submit a ticket to fix it. It’s just always something with this dang app!

### 1/5 — Awful

*2025-09-22, version 7.89.0.15412*

The latest update I cannot even make a mobile check deposit because it will not take a picture of my check. And of course Southern Bank has such limited access, that NOW I have to go to the bank in order to make a deposit. And of course nobody seems to know how to fix this problem so we're just gonna leave it here for the Devs to get working on it.

Actually tried to contact someone through chat through the app and they were pretty helpful but could not fix the problem so two hours later & several attempts to delete and reload the app were unproductive.

It would be nice if there was a way to actually contact tech-support from the app, but of course that would be too convenient

I HATE this app about as much as I don't like leaving reviews.

As for the Bank, I would tell you to go somewhere else. I got stuck with it when my bank got sold to it and I've hated it ever since. If I didn't have a six figure business in there with multiple  accounts, I would probably close it and move it to somewhere else.

09/22/2025 still not working

### 1/5 — Awful

*2025-09-12*

The latest update I cannot even make a mobile check deposit because it will not take a picture of my check. And of course Southern Bank has such limited access, that NOW I have to go to the bank in order to make a deposit. And of course nobody seems to know how to fix this problem so we're just gonna leave it here for the Devs to get working on it.

Actually tried to contact someone through chat through the app and they were pretty helpful but could not fix the problem so two hours later & several attempts to delete and reload the app were unproductive.

It would be nice if there was a way to actually contact tech-support from the app, but of course that would be too convenient

I HATE this app about as much as I don't like leaving reviews.

As for the Bank, I would tell you to go somewhere else. I got stuck with it when my bank got sold to it and I've hated it ever since. If I didn't have a six figure business in there with multiple  accounts, I would probably close it and move it to somewhere else.

### 1/5 — Laggy

*2024-08-17, version 7.57.0.12845*

Whenever u am trying to enroll it lags and freezes and makes me repeat the whole thing

### 1/5 — Terrible service

*2023-06-22, version 7.28.1.10225*

This place has gone down hill. Cannot speak with anyone at the bank. 
They don’t answer messages. 
Even the people who talk to the people at the bank cannot get answers. 
I needed money moved and they didn’t honor my requests.

### 1/5 — Not the bank it once was

*2023-02-17, version 7.25.2.10078*

Not sure what management has done but they need to evaluate what going on.

### 1/5 — App won’t open. Keeps crashing.

*2021-11-23, version 7.9.2.4861*

When I try to open the app, it tries to open then crashes.

### 1/5 — Banking app

*2021-08-16, version 7.6.1.3711*

Doesn’t work at all for me! I’ve tried everything…

### 1/5 — Don’t roll it out if it’s not ready

*2021-07-26, version 7.5.2.3087*

The old app was quite functional.  This app only occasionally loads, and as of today once I do manage to log in I can’t even deposit a check.  Deposit screen won’t load or camera won’t.  Next time get your act together before you force a switch.  This is absurd.

## Most praised reviews (10 highest-rated)

### 5/5 — In top of things !

*2024-02-07, version 7.38.1.11184*

I appreciate how “Southern Bank” sends me a text each time card is used.

### 5/5 — Happy customer

*2024-02-06, version 7.38.1.11184*

Best bank ever

### 5/5 — Review…

*2023-08-18, version 7.37.1.11026*

Love this app, makes everything so much easier!! I love how I can go in and immediately find what I’m looking for! Great great job with this app!😊

### 5/5 — great app

*2023-08-06, version 7.37.1.11026*

easy to use!!

### 5/5 — Simple

*2023-05-17, version 7.28.1.10225*

Easy to use app awesome bank

### 5/5 — Good

*2023-04-11, version 7.25.2.10078*

Makes it simple!

### 5/5 — Johnny clover

*2022-12-17, version 7.18.1.9031*

I love southern bank.but most of all,I love the people that work in it ,the clever branch has been absolutely amazing,and so helpful to me.I can’t put it in words how much of a blessing they are to me The nixa branch same thing Thank you May you all have a safe and blessed holidays SAFE TRAVELS TO  AND FROM JOHNNY CLOVER

### 5/5 — Spendable balance is confusing… then things come out just take that away and keep it simple

*2022-11-03, version 7.18.1.9031*

The s

### 5/5 — Mobile deposit

*2022-10-13, version 7.18.1.9031*

It can take several hours for a check to post using this app.

### 5/5 — Kathy White

*2022-09-29, version 7.18.1.9031*

Been with this bank for a long time, it’s the only one I will ever bank with.  They are very on spot and very helpful.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*
