# SouthPoint FCU > Mobile banking app for account management, fund transfers, check deposits, and bill payments. (iPhone/iPad app by Southpoint Financial Credit Union.) - Source: https://appshunter.io/ios/app/southpoint-fcu/id1186048182 (this page in markdown: same URL + `.md`) - Developer: [Southpoint Financial Credit Union](https://appshunter.io/developer/1186048181) - Category: Business - Price: Free - Rating: 4.77/5 from 1,455 App Store ratings · 9 written reviews indexed - Age rating: 4+ - Requires: iOS 17.0 · 215 MB - Languages: English - Released: 2017-02-08 - Data updated: 2026-09-03 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/southpoint-fcu/id1186048182/reviews.md ## What is SouthPoint FCU? SouthPoint's FREE Mobile Banking Application - optimized for iPhone and iPad devices.* FEATURES OF SOUTHPOINT MOBILE BANKING • Review account balances and transactions • Transfer funds between accounts • Deposit checks • Pay bills • View copies of cleared checks • Locate surcharge-free ATM’s and SouthPoint's branches SAFE AND SECURE SouthPoint's mobile banking app uses SSL (Secure Socket Layer) encryption to communicate securely through all mobile devices. *Must be enrolled in Online Banking. There is no charge from South Point's app, but messaging and data rates may apply. ## Key features - Review account balances and transactions - Transfer funds between accounts - Deposit checks - Pay bills - Locate ATMs and branches - Secure SSL encryption ## Recent user reviews (9 of 9) All indexed reviews: https://appshunter.io/ios/app/southpoint-fcu/id1186048182/reviews.md ### 3/5 — It’s ok *2025-07-29, version 2025.05* When the app works, it works great. I do run into a lot of trouble with the app not wanting to open and run into a lot of issues with using Zelle/transfers- it will completely shut down the app and take me back to my Home Screen. ### 1/5 — Sad day *2025-02-27, version 2024.10.1.10* Seems to not want to load or takes forever ### 3/5 — Mobile deposit not working on new iPhone *2022-10-14, version 2022.6.0.1* Getting a message about rotating camera but it won’t recognize my camera is correctly oriented ### 1/5 — Useless mobile deposit *2022-10-06, version 2022.6.0.1* Locked on rotate phone to deposit. No matter how many times you rotate your phone, the app will not recognize that. Have to drive to the actual bank to deposit even though you already wrote for mobile deposit only. ### 2/5 — Latest Release Breaks Mobile Check Deposit *2022-10-03, version 2022.6.0.1* The most recent release breaks mobile check deposits by not allowing you to take the picture because of the “Rotate Phone” overlay. Otherwise good app ### 2/5 — Will not show badge icon. *2022-01-17, version 2021.06* Will not show badge icon no matter what. Why? Edit: In the last update, badge icon still does not work. All options are selected for it to work but get nothing. Edit again: need to get support for badge and sound notification for transactions. Same thing with card valet app. ### 4/5 — Love App But.. *2019-12-22, version 5.11.0.35* Recently I have been given a error message every time I log in. Therefore, I am unable to see my balance or transfer money. ### 5/5 — At the bank *2019-12-01, version 5.11.0.35* Ann Warwick is the most polite person, she always has a smile for everyone! New Ulm branch. ### 5/5 — I love this app more than any banking app *2017-04-05, version 5.3.4* I love this app more than any banking app I've ever had. ## Frequently asked questions about SouthPoint FCU ### What does the SouthPoint FCU mobile banking app do? The app allows you to manage your finances on the go. You can review your account balances and transactions, transfer funds between your accounts, deposit checks remotely, and pay your bills. It also helps you locate surcharge-free ATMs and SouthPoint's branches. ### Is the SouthPoint FCU mobile banking app free to use? Yes, the app itself is free to download and use. SouthPoint does not charge for the application. However, standard messaging and data rates from your mobile carrier may apply. ### How secure is the SouthPoint FCU mobile banking app? The app is designed to be safe and secure. It utilizes SSL (Secure Socket Layer) encryption to ensure that your communication through all mobile devices is protected and confidential. ### Who can use the SouthPoint FCU mobile banking app? To use the SouthPoint mobile banking app, you must be enrolled in SouthPoint's Online Banking. This ensures that your account access is already established and secured through their online platform. ### What are the main features of the app? Key features include reviewing account balances and transactions, transferring funds between accounts, depositing checks, paying bills, viewing copies of cleared checks, and locating ATMs and branches. It also offers secure communication through SSL encryption. ## Version history (last 5 releases) ### 2026.4.2.1 — 2026-07-07 This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience. ### 2026.01 — 2026-04-07 This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience. ### 2025.10.1.3 — 2025-12-09 This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience. ### 2025.7.2.1 — 2025-09-15 This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience. ### 2025.05 — 2025-07-16 This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience. ## More apps by Southpoint Financial Credit Union - [SouthPoint VideoConnect](https://appshunter.io/ios/app/southpoint-videoconnect/id1462190710) All apps by Southpoint Financial Credit Union: https://appshunter.io/developer/1186048181 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*