# Southwest Debit — Spend, Earn, Fly! > Debit card app for earning travel points on everyday purchases. (iPhone/iPad app by Galileo Financial Technologies, LLC.) - Source: https://appshunter.io/ios/app/southwest-debit/id6751347951 (this page in markdown: same URL + `.md`) - Developer: [Galileo Financial Technologies, LLC](https://appshunter.io/developer/406008963) - Category: Finance - Price: Free - Rating: 4.50/5 from 438 App Store ratings · 44 written reviews indexed - Age rating: 17+ - Requires: iOS 15.0 · 33 MB - Languages: American English - Released: 2025-10-27 - Data updated: 2026-08-24 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/southwest-debit/id6751347951/reviews.md ## What is Southwest Debit? Start earning travel points made with your Southwest Rapid Rewards® Debit Card on everyday purchases. Simplify, track spending, and earn points for your next vacay! Benefits of the Southwest Rapid Rewards® Debit Card app: * Make fast, secure payments
 Add your Southwest Rapid Rewards® Debit Card to Apple Pay® and make tap-to-pay purchases with your mobile device. * Get instant notifications Stay informed with real-time alerts for purchases and deposits while you earn Rapid Rewards® points. * Manage card settings anytime Freeze or unfreeze your card, update your information, and manage security settings. * Stay secure and protected Keep your funds safe with built-in fraud monitoring and FDIC insurance (up to $250,000) so you can travel and bank with peace of mind. * Track everyday purchases Track your everyday purchases while you earn points to redeem for reward travel. Southwest® is an airline and not a bank. Banking services are provided by Sunrise Banks, N.A., Member FDIC. Your funds are FDIC insured up to $250,000. The Southwest Rapid Rewards® Debit Card is issued by Sunrise Banks, N.A., pursuant to license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association. This card can be used everywhere Visa debit cards are accepted. See the Southwest Privacy Notice for how your information is processed for Rapid Rewards® ## Key features - Earn travel points on purchases - Make secure mobile payments - Receive instant transaction notifications - Manage card settings (freeze/unfreeze) - Track everyday spending - Fraud monitoring and FDIC insurance ## Recent user reviews (10 of 44) All indexed reviews: https://appshunter.io/ios/app/southwest-debit/id6751347951/reviews.md ### 5/5 — Not that good *2026-08-21, version 1.34.0* I like Southwest Airlines that’s why I stand up for this card. I have some side gig jobs. Sometimes when I finish my job, I get paid instantly so you know I’m trying to use like a instant transfer to get my money to this bank account. It’s taking forever for them to receive the money. ### 2/5 — Phillip Levine - applicant *2026-07-24, version 1.31.0* This has taken quite sometime, repeating the same steps over and over. Quite a few error messages. I’ve almost given up on occasion. Very inconvenient. ### 1/5 — Horrible product *2026-07-01, version 1.28.0* They only support 4 banks, good luck if you have BOA or chase. If the transfer actually happens (which is hit or miss, some days it works. Most it doesnt), it takes 8 business days to reflect on the account. You can only fund via debit card once. And verifying via small deposits never works. And when you try to close the account, they charge you $20 to your own money. There a bunch of hidden fees. Go elsewhere earning points. ### 1/5 — Do Not Use This Card. I may even stop flying Southwest because if it. *2026-06-16, version 1.24.0* UPDATE: Beware, initial authorizations do not drop off this card once the transaction posts. 4 times now with 2 different companies I had to wait 7 business days for holds to drop off my pending transactions even though the transaction had already been showing under “Settled and posted” once posted, the pending amount is supposed to go away immediately. These people are holding hundreds of dollars of my money unnecessarily for 7 business days until it automatically drops due to the hold expiring. UPDATE: Filed a complaint with customer service 1 week ago. My card still has a negative balance and the app and website are showing completely different balances from the IVR system. Not a single word from technical support. ****************** started using this card a few weeks ago and it has been a disaster. Nothing but problems that customer service can’t resolve. Right now the app and the website are showing a completely different balance than what customer service and the phone IVR are showing. It’s off by over 300 dollars. I have 3 pending charges that shouldn’t be there because the transactions have settled. It is a mess! Customer service is outsourced and show a lot of fake empathy, but as usual they don’t get it. There’s certainly a comprehension issue. I spent 2 hours today calling Southwest Debit, Kroger Corporste and Fred Meyer. Each one blamed the other. Bottom line: I am missing 300 dollars and nobody seems to really care or want to help. The way to a resolution is the customer service department at SW Debit. It is a nightmare full of people who lack basic English comprehension skills, which only makes the situation worse. ### 3/5 — Needs some updates *2026-05-29, version 1.23.0* This is a good way to earn some additional SW RR points but there are some inherent limitations to this card. It often rejects instant transfers from PayPal or Venmo. You cannot instantly make a deposit with cash or a funds transfer. You need to plan very strategically if you plan to use it regularly. ### 1/5 — Bops! *2026-05-28, version 1.23.0* Very hard to navigate! ### 5/5 — Earning as I spend *2026-05-08, version 1.20.0* I use this card to make a lot of online purchases. I’m starting to track my spending better and will be using this card when I travel for work and personal use more. So far loving this card! ### 5/5 — App *2026-04-20, version 1.18.0* I love the app and Southwest Airlines. ### 1/5 — App is fine. Bank is not. *2026-02-27, version 1.14.0* When they detect fraud which is basically anytime I use the card for more than $100 the transaction is decline. No warning. Nothing. This is so frustrating. ### 1/5 — Incompetent and awful app *2026-02-19, version 1.14.0* Can’t add debit cards for instant transfer. Keep getting an error that states the name on the card doesn’t match the name on the account when it very much does. Can’t transfer Venmo payments over to the card because the bank is rejecting it for whatever reason. Just an awful app all around and it makes me not trust the usage of the card. ## Frequently asked questions about Southwest Debit ### What does the Southwest Debit app do? This app allows you to manage your Southwest Rapid Rewards® Debit Card. You can earn travel points on everyday purchases, track your spending, make secure mobile payments, and manage your card settings. It also provides security features like fraud monitoring and FDIC insurance. ### How do I earn rewards with this app? You earn Rapid Rewards® points on everyday purchases made with your Southwest Rapid Rewards® Debit Card. These points can then be redeemed for reward travel. The app helps you track these purchases and your accumulated points. ### Is there a cost to use the Southwest Debit app? The application itself is free to download and use. The benefits of earning rewards and managing your card are tied to having the Southwest Rapid Rewards® Debit Card, which is issued by Sunrise Banks, N.A. ### What security features are included? The app offers built-in fraud monitoring to keep your funds safe. Additionally, your funds are FDIC insured up to $250,000 through Sunrise Banks, N.A., providing peace of mind for your banking activities. ### Can I use this app for all my banking needs? This app is specifically designed for managing your Southwest Rapid Rewards® Debit Card, including earning points and tracking spending. While it offers secure banking services through Sunrise Banks, N.A., it is not a full-service banking application for all financial transactions. ## Version history (last 5 releases) ### 1.34.0 — 2026-08-20 We are continuously improving the app with regular updates, performance enhancements, and bug fixes. Enjoy the latest version, and stay tuned for more upgrades as the app continues to evolve. ### 1.33.0 — 2026-08-14 We are continuously improving the app with regular updates, performance enhancements, and bug fixes. Enjoy the latest version, and stay tuned for more upgrades as the app continues to evolve. ### 1.32.0 — 2026-07-29 We are continuously improving the app with regular updates, performance enhancements, and bug fixes. Enjoy the latest version, and stay tuned for more upgrades as the app continues to evolve. ### 1.31.0 — 2026-07-21 We are continuously improving the app with regular updates, performance enhancements, and bug fixes. Enjoy the latest version, and stay tuned for more upgrades as the app continues to evolve. ### 1.30.0 — 2026-07-14 We are continuously improving the app with regular updates, performance enhancements, and bug fixes. Enjoy the latest version, and stay tuned for more upgrades as the app continues to evolve. ## Apps similar to Southwest Debit | App | Rating | Price | Category | | --- | --- | --- | --- | | [SHOW® Mastercard](https://appshunter.io/ios/app/show-mastercard/id1464725603) | 4.8 (900) | Free | Finance | | [Taekus](https://appshunter.io/ios/app/taekus/id6469246619) | 4.7 (14) | Free | Finance | | [Credit Card Rewards: Savewise](https://appshunter.io/ios/app/credit-card-rewards-savewise/id6740288292) | 4.6 (178) | Free | Finance | | [SWACU](https://appshunter.io/ios/app/swacu/id6740840849) | 4.9 (3,713) | Free | Finance | | [First Savings Mastercard](https://appshunter.io/ios/app/first-savings-mastercard/id1477061316) | 4.7 (4,667) | Free | Finance | | [Juzt Card](https://appshunter.io/ios/app/juzt-card/id6587575512) | 1.5 (23) | Free | Finance | ## More apps by Galileo Financial Technologies, LLC - [Insight Visa® Prepaid - Mobile](https://appshunter.io/ios/app/insight-visa-prepaid-mobile/id531774828) - [Amscot Card](https://appshunter.io/ios/app/amscot-card/id536349409) - [Exact Prepaid MasterCard®](https://appshunter.io/ios/app/exact-prepaid-mastercard/id1058535425) - [WiredPlastic2](https://appshunter.io/ios/app/wiredplastic2/id1292067041) - [Upward Wealth](https://appshunter.io/ios/app/upward-wealth/id1334545710) - [Galileo Money+](https://appshunter.io/ios/app/galileo-money-plus/id1461410237) All apps by Galileo Financial Technologies, LLC: https://appshunter.io/developer/406008963 ## Related topics [southwest rapid rewards debit card](https://appshunter.io/ios/topics/southwest-rapid-rewards-debit-card) · [southwest airlines debit card](https://appshunter.io/ios/topics/southwest-airlines-debit-card) · [southwest debit rapid rewards](https://appshunter.io/ios/topics/southwest-debit-rapid-rewards) · [southwest airlines rapid rewards](https://appshunter.io/ios/topics/southwest-airlines-rapid-rewards) · [southwest credit card](https://appshunter.io/ios/topics/southwest-credit-card) · [southwest rapid rewards](https://appshunter.io/ios/topics/southwest-rapid-rewards) · [southwest airlines credit card](https://appshunter.io/ios/topics/southwest-airlines-credit-card) · [southwest rapid rewards visa](https://appshunter.io/ios/topics/southwest-rapid-rewards-visa) · [southwest debit](https://appshunter.io/ios/topics/southwest-debit) · [southwest credit](https://appshunter.io/ios/topics/southwest-credit) · [chase southwest credit card app](https://appshunter.io/ios/topics/chase-southwest-credit-card-app) · [united airlines debit card](https://appshunter.io/ios/topics/united-airlines-debit-card) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-24.*