# Southwest Missouri Bank \| SMB

> Mobile banking app for managing accounts, payments, and deposits securely. (iPhone/iPad app by Southwest Missouri Bank.)

- Source: https://appshunter.io/ios/app/southwest-missouri-bank-smb/id1494777457 (this page in markdown: same URL + `.md`)
- Developer: [Southwest Missouri Bank](https://appshunter.io/developer/536609213)
- Category: Finance
- Price: Free
- Rating: 4.90/5 from 4,505 App Store ratings · 50 written reviews indexed
- Age rating: 12+
- Requires: iOS 18.4 · 173 MB
- Languages: American English, European Spanish
- Released: 2020-02-27
- Data updated: 2026-09-02
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/southwest-missouri-bank-smb/id1494777457/reviews.md

## What is Southwest Missouri Bank | SMB?

The SMB Online app gives you an up-to-minute view so you can stay organized and make good financial decisions. It's fast, secure, and makes life easier by giving you the tools you need to manage your finances.


Here's what you can do with the SMB Online app: 



Alerts & Notifications: Set up alerts for low funds and incoming transactions, and receive convenient push notifications, emails, and/or in-app messages.


Payments: Make payments to companies and friends.


Transfer Money: Transfer funds between your accounts.


Deposit checks: Take a picture of the front and back and deposit it in a snap.


Manage your debit cards: Easily turn your card off and on if you've temporarily misplaced it. You may also activate a new card, cancel one that is lost or stolen, and set travel 
notifications right from your app. 



View statements: View and save your electronic account statements.


Add Tags, Notes, & Images: By adding custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what you're looking for when searching through your transactions.


Support: Locate ATMs or branches and message SMB Customer Service directly from the app.




SAFE AND SECURE
The SMB Online app utilizes the same bank-level security that protects you when you're banking online. The app features a unique 4-digit passcode setting that prevents unauthorized access. You can also secure your account with biometrics supported by your device - fingerprint or facial recognition.




GETTING STARTED
To use the SMB Online app, you must be enrolled as an Southwest Missouri Bank online banking user. If you currently use our online banking, simply download the app, launch it, and login with the same username and password. If you don't currently use online banking, get enrolled today by selecting "Enroll now" on the login screen of the app.

## Key features

- Mobile check deposit
- Fund transfers
- Bill payments
- Debit card management
- Account alerts
- View e-statements
- Transaction tagging

## What do users think of Southwest Missouri Bank | SMB?

Overall sentiment: neutral

**Pros**

- 🚀 Smooth and fast app
- 👍 User-friendly interface
- 🔒 Secure banking experience
- 💡 Convenient features like mobile deposit and bill pay

**Cons**

- 🐛 Compatibility issues with older devices
- 🐛 Occasional app crashes or bugs
- 🚫 Removal of popular features like Zelle

**Commonly reported bugs**

- Mobile deposit issues with incorrect check amounts
- Inability to log in after app update

**Most requested features**

- Ability to view transactions for individual accounts
- More detailed bill pay confirmation
- Endorse check instructions for mobile deposit

## Recent user reviews (10 of 50)

All indexed reviews: https://appshunter.io/ios/app/southwest-missouri-bank-smb/id1494777457/reviews.md

### 2/5 — Not updating transactions correctly

*2026-08-08, version 3.36.0*

Why has app stopped updating transactions correctly sometimes as much as a week later?

### 4/5 — Memo

*2026-07-23, version 3.36.0*

Need more character added for memo’s notes

### 5/5 — Deleted my account

*2026-05-30, version 3.34.1*

They deleted it wth

### 5/5 — SMB Best Bank Ever

*2026-05-24, version 3.34.1*

I have banked with SMB for many years and I love the online Bill Payer, it saves me so much time paying bills as a rental property owner. 
They have amazing Customer Service and a small town bank feel, even though they’re a big bank!  They have several convenient of bank locations and ATM’s around town and the area!

### 2/5 — Remote deposit

*2026-03-08, version 3.31.2*

Required several attempts, about amount entered was incorrect, and remote only on check, which were both correct

### 5/5 — MK

*2026-03-05, version 3.31.2*

Alls well as always. When I need help they're always very helpful. I'm a senior, and they're always friendly when I need extra assistance.

### 5/5 — Easy to use

*2026-02-25, version 3.30.2*

Convenient

### 5/5 — 100%

*2026-02-06, version 3.30.2*

I have banked at SMB for at least 40 years and their app makes the loyalty even better!!!

### 5/5 — Perfect app

*2025-12-04, version 3.29.0*

Works great and is very useful to have. Happy our bank offers this to us.

### 2/5 — App update

*2025-11-12, version 3.17.0*

I was disappointed to find out I could no longer use the app on my iPhone 8
This has been the best bank I have ever dealt with but what good is it if you can’t get to your account. The safari site ask for a verification code which sometimes takes hours to receive. Is that much security worth losing clients you have had for 20 plus years?

## Frequently asked questions about Southwest Missouri Bank | SMB

### What can I do with the Southwest Missouri Bank app?

The app allows you to manage your bank accounts from your mobile device. You can deposit checks by taking pictures, transfer funds between your accounts, make payments to companies and friends, and view your electronic account statements. It also offers features like debit card management and customizable alerts.

### Is the Southwest Missouri Bank app secure?

Yes, the app utilizes the same bank-level security as online banking. It features a 4-digit passcode setting and supports biometric authentication such as fingerprint or facial recognition to prevent unauthorized access.

### How do I get started with the Southwest Missouri Bank app?

To use the app, you must be enrolled as a Southwest Missouri Bank online banking user. If you already use online banking, simply download the app and log in with your existing username and password. If you are not yet enrolled, you can select 'Enroll now' on the app's login screen.

### Can I manage my debit cards through the app?

Yes, you can easily manage your debit cards within the app. This includes turning your card on or off if you misplace it, activating a new card, canceling a lost or stolen card, and setting travel notifications.

### Is there a cost to use the Southwest Missouri Bank app?

The app is free to download and use for existing Southwest Missouri Bank customers who are enrolled in online banking. There are no additional charges for using the app's features.

## Version history (last 5 releases)

### 3.37.0 — 2026-08-19

Version 3.37.0
• Bug fixes and performance improvements

### 3.36.0 — 2026-07-16

Version 3.36.0
• Bug fixes and performance improvements

### 3.35.0 — 2026-06-09

Version 3.35.0
• Bug fixes and performance improvements

### 3.34.1 — 2026-05-22

Version 3.34.1
• Bug fixes and performance improvements

### 3.33.0 — 2026-04-15

Version 3.33.0
• Bug fixes and performance improvements

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*