# Spade Finance — Smart Guidance, Strong Finance

> AI personal finance platform with chatbot for budgeting and wealth maximization. (iPhone/iPad app by Kilo World LLC.)

- Source: https://appshunter.io/ios/app/spade-finance/id6740787188 (this page in markdown: same URL + `.md`)
- Developer: [Kilo World LLC](https://appshunter.io/developer/1791654847)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 5.00/5 from 3 App Store ratings
- Age rating: 4+
- Requires: iOS 17.0 · 31 MB
- Languages: English
- Released: 2025-06-29
- Data updated: 2026-10-02
- Monetization: freemium

## What is Spade Finance?

AI Powered Personal Finance Platform & Interactive Chatbot Designed to Simplify Budgeting, Automate Finances, and Maximize Wealth

Terms of Use: https://spadefinance.tech/terms-of-service/

## Key features

- AI-powered personal finance
- Interactive chatbot
- Budgeting simplification
- Automated finances
- Wealth maximization tools

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly | $14.99 | per month |
| Yearly | $74.99 | per year |



## Frequently asked questions about Spade Finance

### What is Spade Finance?

Spade Finance is an AI-powered personal finance platform featuring an interactive chatbot designed to simplify budgeting, automate finances, and help users maximize their wealth.

### Is Spade Finance free to use?

Spade Finance is free to download and use, with optional subscription plans available for advanced features. The app offers monthly and yearly subscription options.

### What are the subscription costs for Spade Finance?

Spade Finance offers a monthly subscription for $14.99 and a yearly subscription for $74.99, providing access to premium features and enhanced guidance.

### What devices is Spade Finance available on?

Currently, Spade Finance is supported on iPhone devices, as indicated by the provided device compatibility information.

### How secure is Spade Finance?

While specific security measures are not detailed, the app is designed for financial management, implying a focus on data protection. Users can review the Terms of Use for more information.

### How often is Spade Finance updated?

Spade Finance was last updated on June 30, 2025, with version 1.0.1. This indicates a recent update, suggesting ongoing development and maintenance.

### What is the age rating for Spade Finance?

Spade Finance has an age rating of 4+, making it suitable for a wide range of users. This rating is based on general content appropriateness.

### Does Spade Finance offer support for multiple financial institutions?

The provided data does not specify whether Spade Finance supports integration with multiple financial institutions. Further details would be available within the app or its documentation.

## Version history (last 2 releases)

### 1.0.1 — 2025-06-30

· Essential bug fix when adding new savings
· Added sign-out button in Settings
· Fixed a bug that caused the keyboard to cover the sign-in button

### 1.0 — 2025-06-29

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-02.*