# Sparkasse mToken

> Secure identification and transaction authorization for Sparkasse netBanking. (iPhone/iPad app by PING d.o.o. Sarajevo.)

- Source: https://appshunter.io/ios/app/sparkasse-mtoken/id1029455592 (this page in markdown: same URL + `.md`)
- Developer: [PING d.o.o. Sarajevo](https://appshunter.io/developer/673685585)
- Category: Finance, Utilities
- Price: Free
- Rating: 1.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 11.0 · 7 MB
- Languages: American English
- Released: 2015-08-24
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/sparkasse-mtoken/id1029455592/reviews.md

## What is Sparkasse mToken?

Sparkasse mToken is an application used for user identification when accessing Sparkasse netBanking services and for authorizing payment transactions.

After the installation, the mToken application needs to be activated using an activation code. The activation code is issued in any branch office of the Bank when the mToken service is being activated.
After entering the activation code, the user is asked to define a PIN number.

Sparkasse mToken application is SAFE because the user is the only one who knows the PIN, and the PIN is not stored on the phone itself which ensures complete data secrecy.

## Key features

- User identification for netBanking
- Payment transaction authorization
- Activation via branch code
- PIN-based security
- Data secrecy

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/sparkasse-mtoken/id1029455592/reviews.md

### 1/5 — Ne radi!!!

*2016-06-28*

Aplikacija nakon update ne funkcionise. Traži mi sa unesem pin, nakon unesenog pina opet traži pin i tako u krug.

## Frequently asked questions about Sparkasse mToken

### How do I activate Sparkasse mToken?

You need to activate the mToken application using an activation code. This code is issued in any branch office of the Bank when you activate the mToken service.

### Is Sparkasse mToken secure?

Yes, Sparkasse mToken is designed to be safe. The user is the only one who knows the PIN, and the PIN is not stored on the phone itself, ensuring complete data secrecy.

### What devices does Sparkasse mToken support?

Sparkasse mToken is available for iPhone, iPad, and iPod devices.

### What is the age rating for Sparkasse mToken?

The app has an age rating of 4+, making it suitable for a wide range of users.

### When was Sparkasse mToken last updated?

The latest version of Sparkasse mToken was released on September 20, 2023.

### Does Sparkasse mToken have ads?

No, Sparkasse mToken does not contain advertisements.

### What is the user sentiment for Sparkasse mToken?

Based on the available data, Sparkasse mToken has a rating of 1.0 stars from 1 rating, indicating a very low user satisfaction.

### How does Sparkasse mToken authorize payments?

The application is used for authorizing payment transactions when accessing Sparkasse netBanking services. This is done securely through the user's defined PIN.

## Version history (last 4 releases)

### 1.0.6 — 2023-09-20

Bug fix for iPhone users

### 1.0.5 — 2016-06-27

This app has been updated by Apple to display the Apple Watch app icon.

UI adjustments

### 1.0.1 — 2015-09-03

Feature update.

### 1.0.0 — 2015-08-21

No release notes.

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## More apps by PING d.o.o. Sarajevo

- [PBS mToken](https://appshunter.io/ios/app/pbs-mtoken/id1363917486)
- [trebalsta.ba](https://appshunter.io/ios/app/trebalstaba/id1591396263)

All apps by PING d.o.o. Sarajevo: https://appshunter.io/developer/673685585

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*