# SPEDN by Flexa — Unleash your electronic cash > Spend cryptocurrencies like Bitcoin directly at stores with a tap. (iPhone/iPad app by Flexa Inc..) - Source: https://appshunter.io/ios/app/spedn-by-flexa/id1456135087 (this page in markdown: same URL + `.md`) - Developer: [Flexa Inc.](https://appshunter.io/developer/1394099976) - Category: Shopping, Finance - Price: Free - Rating: 4.22/5 from 110 App Store ratings · 93 written reviews indexed - Age rating: 4+ - Requires: iOS 15.6 · 27 MB - Languages: English - Released: 2019-05-13 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/spedn-by-flexa/id1456135087/reviews.md ## What is SPEDN by Flexa? SPEDN is shutting down on March 31, 2026. It’s been an incredible journey, but it’s time to say good-bye. Please visit our website at spedn.io to withdraw your funds and learn more about what the shutdown of the SPEDN app means for you. ----- Unleash your electronic cash—instantly—with just one tap and no fees. Powered by Flexa, SPEDN makes it possible to spend Bitcoin and other cryptocurrencies without needing to cash out to US dollars or load a plastic card. Instead, just take your phone into any store that accepts Flexa, tap the brand where you’d like to spend your cryptocurrency, and scan your unique flexcode for payment. LOAD Tap the asset you want to load into the SPEDN app, and then reveal a unique deposit address in order to easily load the balance of your choice from any other cryptocurrency exchange service. TAP When you’re ready to spend, just open SPEDN, tap the name of the Flexa-accepting store where you’d like to use your cryptocurrency, and reveal your flexcode for instant payment at point-of-sale. PAY Finally, have your cashier scan the dynamic flexcode that appears on screen. In seconds, your cryptocurrency balance is converted into dollars, covering all or part of your purchase, and your transaction is complete. SPEDN currently supports Bitcoin (BTC), Ether (ETH), Litecoin (LTC), Bitcoin Cash (BCH), Celo native asset (CELO), Dogecoin (DOGE), the Gemini dollar (GUSD), and Zcash (ZEC), with many more coins coming soon. ## Key features - Spend Bitcoin and other cryptocurrencies - Instant payments with one tap - No fees for transactions - Supports multiple cryptocurrencies - Direct payment at point-of-sale - Load balances from exchanges ## What do users think of SPEDN by Flexa? Overall sentiment: negative **Pros** - 🚀 Fast and instant transactions at supported merchants - 👍 Easy to use interface and simple setup process - 💡 Innovative crypto payment solution for real-world spending - 🌍 Growing merchant network and partnerships - 💰 Lower fees for merchants compared to credit cards - 🔒 Secure transaction processing - ⚡ Faster than traditional credit card payments **Cons** - 🚫 No withdrawal functionality - funds locked in app - ❌ Non-functional at many listed merchant locations - 📞 Non-existent or unresponsive customer support - 🐛 Frequent app crashes and technical issues - 💸 Funds disappearing after deposits - 😕 Cashiers unfamiliar with payment method - 🔄 Deposits not appearing in wallet despite blockchain confirmation - ⚠️ QR codes failing to generate or load - 📉 Limited and shrinking merchant acceptance - 🔐 Suspicious activity resembling scam behavior - ⏱️ Slow app interface and responsiveness - ❓ Lack of clarity on app functionality and purpose **Commonly reported bugs** - QR codes won't generate for deposits - App crashes after updates - Deposits confirmed on blockchain but not appearing in wallet - Balance display errors showing zero balance despite funds - Slow interface with 5+ second response times - Account stuck in 'under review' status indefinitely - Merchant codes not working at listed locations - Help links and support pages non-functional - App crashes on startup with 'Let's get started' loop - Inconsistent merchant availability status displays **Most requested features** - Withdrawal functionality to transfer crypto back to external wallets - Integration with major exchanges like Binance - Grocery store merchant partnerships - Hotel and travel merchant options - Mobile staking feature - App rebrand with clearer, more memorable name - Better merchant listing clarity showing which cryptocurrencies are accepted where - Subsidiary store listings for major retailers - Help page and support documentation that actually works ## Recent user reviews (10 of 93) All indexed reviews: https://appshunter.io/ios/app/spedn-by-flexa/id1456135087/reviews.md ### 1/5 — My crypto is held hostage *2025-12-09* 4 years can’t send cant use. When this ponzi goes belly up, where my crypto go Riddle me that At this point, and this is an update December 20 25. Are you still holding my money hostage? I can’t spend it. You have never even added Stores to your thing that doesn’t even work. I’ve tried it doesn’t work. Nobody knows what the hell it is. I’ll be finally a complaint with the App Store. That you take people’s money you hold it it’s in your possession. I can’t send you move it or do anything. ### 1/5 — Error message for all merchants *2025-11-15, version 23.11.1* None of the businesses give a QR code for me. My money is locked in the app now and customer support doesn’t reply. Do. Not. Download. This. App. You will lose your money. It’s amazing that Apple hasn’t removed this app from the AppStore. ### 1/5 — Withdrawal function necessary *2025-10-26* I’m unable to use stores have not accepted tho they remain on the list now I just have my balance sitting in limbo? Please withdrawal ability so I can remove and load when I find availability which is rare Thank you ### 1/5 — Stole funds *2025-10-24, version 23.11.1* Deposit never appeared in wallet, address confirmed, days later, sufficient tx confirmations ### 1/5 — Made a deposit, it’s disappeared and website help link doesn’t work *2025-08-15* Well, I’m wondering if this is some type of scam because that’s interesting that this deposit didn’t go through and that’s your help link doesn’t work ### 1/5 — My ADA coin value was cut in half right after depositing to SPEDN. *2025-06-16* I need to get it fixed to receive the other half of coin value. And there is no customer service contact information listed on SPEDN. It’s hopeless and frustrating. ### 1/5 — money back! *2025-05-03* I have had this app for 3 years and i cant use my funds no where and there is still no ption to withdraw to another wallet i feel like it is a scam just give me my money back. ### 1/5 — Can’t transfer back, extremely limited options *2025-04-27* They need to make it so I can transfer my BTC back to my wallet. Customer service is literally non-existent. The Help page does not even work. None of the stores where I tried to use their codes have even heard of it, nor do the codes work at all. ### 1/5 — My crypto is held hostage *2025-02-11, version 23.11.1* 4 years can’t send cant use. When this ponzi goes belly up, where my crypto go Riddle me that ### 1/5 — Just allow me to pull what I put in. *2024-12-18* I’ve had the app for four years now, and most places I’ve visited that the app apparently supports, are skeptical of scanning the app. For four years whatever I deposited has been stuck, and the team behind the app at Flexa will still not allow you to withdraw your deposits or send your Dogecoin out to another wallet. Unless the world and businesses alike completely accept crypto, this app is a scam. It’s been four years, and the help page is no longer active either. I want my money. ## Frequently asked questions about SPEDN by Flexa ### What does the SPEDN app do? The SPEDN app allows users to spend cryptocurrencies like Bitcoin directly at participating stores. It enables instant payments without needing to convert to US dollars or use a physical card, by generating a unique flexcode for payment at the point of sale. ### What cryptocurrencies does SPEDN support? SPEDN currently supports Bitcoin (BTC), Ether (ETH), Litecoin (LTC), Bitcoin Cash (BCH), Celo native asset (CELO), Dogecoin (DOGE), the Gemini dollar (GUSD), and Zcash (ZEC). More coins are expected to be added in the future. ### How do I pay with SPEDN? To pay, open the SPEDN app, select the store where you wish to spend your cryptocurrency, and reveal your unique flexcode. The cashier will scan this code at the point of sale, and your cryptocurrency balance will be converted to cover the purchase. ### Is SPEDN free to use? Yes, the SPEDN app is free to use and does not charge any fees for transactions. Users can spend their electronic cash instantly with just one tap. ### What is the shutdown date for SPEDN? The SPEDN app is scheduled to shut down on March 31, 2026. Users are advised to visit the spedn.io website to withdraw their funds and learn more about the implications of the app's closure. ## Version history (last 5 releases) ### 25.0.0 — 2026-03-10 SPEDN is shutting down on March 31, 2026. We’re so thankful to everyone who made a payment with SPEDN over the last seven years, and look forward to continuing to focus our team’s energy on making Flexa payments available in more apps and at even more stores and restaurants. Open the app to learn how to withdraw your funds and more about what happens next. ### 23.11.1 — 2023-11-22 What's New: • Now available for select brands, get details and directions for specific store locations where you can pay with Flexa. ### 23.7.1 — 2023-07-22 What's New: • We’re laying the groundwork for some major upgrades to flexcode payments that will make it faster, easier, and more convenient to use your digital currencies in hundreds of stores across the US. Stay tuned for more details very soon. Bug Fixes: • Fixed: The list of Places to Pay was getting sluggish, and should now appear almost immediately in all cases. ### 22.7.1 — 2022-12-10 What's New: • We’ve added more information about supported currencies and networks to give you more confidence when adding funds. • Your issue reports helped us identify and fix some irksome bugs. Along the way, we made improvements to the error handling and feedback process. Thanks for your help! Bug Fixes: • Fixed: Some payments were missing icons in History. The icons have been found, and shouldn’t go missing again. • Fixed: In rare instances, a wallet with no balance could prevent the Spend SDK from loading properly (no longer). ### 22.2.3 — 2022-02-24 What's New: • We’re delivering some improvements to support payments at new stores and restaurants. ## Apps similar to SPEDN by Flexa | App | Rating | Price | Category | | --- | --- | --- | --- | | [SCB NEQATY](https://appshunter.io/ios/app/scb-neqaty/id1576339940) | — | Free | Shopping | | [eGifter – Discounted Gift Card](https://appshunter.io/ios/app/egifter-discounted-gift-card/id543236238) | — | Free | Shopping | | [RBunny: Shop & Earn Crypto](https://appshunter.io/ios/app/rbunny-shop-and-earn-crypto/id1592660374) | 3.3 (8) | Free | Shopping | | [Lolli: Earn Cashback & Bitcoin](https://appshunter.io/ios/app/lolli-earn-cashback-and-bitcoin/id1477476830) | 4.8 (19,118) | Free | Shopping | | [Miles Care](https://appshunter.io/ios/app/miles-care/id1520842980) | — | Free | Shopping | | [Autonomy](https://appshunter.io/ios/app/autonomy/id1568544395) | 4.0 (252) | Free | Shopping | ## More apps by Flexa Inc. - [Flexa Point of Sale (POS)](https://appshunter.io/ios/app/flexa-point-of-sale-pos/id6749637348) All apps by Flexa Inc.: https://appshunter.io/developer/1394099976 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*