# Spencer: Money & Budget — Personal Finance and Expenses > Simple expense tracker and budget planner with smart financial insights. (iPhone/iPad app by Konstantin Shmykov.) - Source: https://appshunter.io/ios/app/spencer-money-and-budget/id6753139181 (this page in markdown: same URL + `.md`) - Developer: [Konstantin Shmykov](https://appshunter.io/developer/1693020939) - Category: Finance, Lifestyle - Price: Free with in-app purchases - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 18.4 · 22 MB - Languages: American English - Released: 2025-10-14 - Data updated: 2026-08-20 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/spencer-money-and-budget/id6753139181/reviews.md ## What is Spencer? Take control of your money with Spencer: Spending Tracker — the easy money & expense manager designed for your lifestyle. Quickly track your spending, add expenses in seconds, and plan your budget — all in a clean, modern, and customizable interface. Spencer makes managing personal finance simple, whether you’re keeping an eye on daily expenses or planning monthly budgets. Key Features: Fast expense tracking — Add transactions and manage money in seconds Beautiful, modern design — Minimal, glass-style interface for easy navigation Clear spending overviews — See exactly where your money goes Fully customizable — Categories, colors, layouts, and more to suit your style Smart insights — Track spending, manage budgets, and optimize your finances Why choose Spencer: Spencer: Spending Tracker helps you stay organized, track daily expenses, plan budgets, and take full control of your money. Your personal finance companion that makes money management easy, intuitive, and stress-free. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Key features - Fast expense tracking - Budget planning - Clear spending overviews - Customizable interface - Smart financial insights ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | PRO Yearly (Family Sharing) | $22.99 | per year | | PRO Monthly | $5.99 | per month | ## Frequently asked questions about Spencer ### What is Spencer's subscription model? Spencer offers a 'PRO' subscription with monthly ($5.99/month) and yearly ($22.99/year) plans. The yearly plan includes a 7-day free trial and supports Family Sharing. ### What devices does Spencer support? Spencer is available for iPhone and iPad, offering a seamless experience across Apple devices. ### How often is Spencer updated? The latest version, 1.2.2, was released on July 9, 2026, indicating active development and regular updates to improve functionality and user experience. ### Is Spencer suitable for young users? Spencer has an age rating of 4+, making it accessible for a wide range of users interested in learning about financial management from an early age. ### What makes Spencer's design stand out? Spencer features a beautiful, modern, glass-style interface designed for easy navigation and a clean aesthetic, making financial management less daunting. ### Can I customize Spencer to my needs? Yes, Spencer is fully customizable, allowing you to adjust categories, colors, and layouts to perfectly suit your personal style and financial tracking preferences. ### Does Spencer offer a free trial for its premium features? Yes, the PRO Yearly subscription plan for Spencer includes a 7-day free trial, allowing you to explore its advanced features before committing. ### What kind of financial insights does Spencer provide? Spencer provides smart insights that help you track your spending patterns, manage budgets effectively, and optimize your overall financial health. ## Version history (last 5 releases) ### 1.2.2 — 2026-07-09 Budgeting just got a little smoother. This update fixes a few bugs and improves the overall experience, making it even easier to track expenses, manage your budget, and stay on top of your spending. ### 1.2.1 — 2025-12-04 New: Home Screen Widget! Your budget tracker just got smarter — view your spending and stay in control of your money without opening the app. ### 1.2.0 — 2025-10-23 New: Home Screen Widget! Your budget tracker just got smarter — view your spending and stay in control of your money without opening the app. ### 1.1.0 — 2025-10-18 Say hello to the new grid layout on your home screen — just like the iOS Home Screen you know and love. Rearrange icons with ease and create your perfect setup for spending tracking and expense management. Enjoy a smoother way to manage money and stay on top of your finances. ### 1.0.1 — 2025-10-15 We’ve made small improvements and fixed a few bugs to keep your spending tracker running smoothly. Enjoy an even easier way to manage your money and stay on top of your finances. ## Apps similar to Spencer | App | Rating | Price | Category | | --- | --- | --- | --- | | [Speed Remit](https://appshunter.io/ios/app/speed-remit/id1642487443) | — | Free | Finance | | [Monee.ae](https://appshunter.io/ios/app/moneeae/id6447753044) | — | Free | Finance | | [Money IQ: Expenses & Income](https://appshunter.io/ios/app/money-iq-expenses-and-income/id1363261979) | — | Free | Finance | | [MyLedger: GnuCash Companion](https://appshunter.io/ios/app/myledger-gnucash-companion/id6738621485) | 1.0 (1) | Free | Finance | | [6G Pay](https://appshunter.io/ios/app/6g-pay/id6450542142) | — | Free | Finance | | [Spend Note - Money Manager](https://appshunter.io/ios/app/spend-note-money-manager/id6753306760) | — | Free | Finance | ## More apps by Konstantin Shmykov - [Roobie: Learn English](https://appshunter.io/ios/app/roobie-learn-english/id6463568930) - [Coplate - Calorie counter](https://appshunter.io/ios/app/coplate-calorie-counter/id6630377958) - [Deepwords: Learn Languages](https://appshunter.io/ios/app/deepwords-learn-languages/id6743836013) All apps by Konstantin Shmykov: https://appshunter.io/developer/1693020939 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-20.*