# Spencer Savings Bank

> Mobile banking app for managing accounts, paying bills, and finding ATMs. (iPhone/iPad app by Spencer Savings Bank SLA.)

- Source: https://appshunter.io/ios/app/spencer-savings-bank/id517374709 (this page in markdown: same URL + `.md`)
- Developer: [Spencer Savings Bank SLA](https://appshunter.io/developer/517374712)
- Category: Finance, Productivity
- Price: Free
- Rating: 4.78/5 from 1,648 App Store ratings · 56 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 165 MB
- Languages: English, Chinese
- Released: 2012-04-18
- Data updated: 2026-09-02
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/spencer-savings-bank/id517374709/reviews.md

## What is Spencer Savings Bank?

Spencer Savings Bank’s Mobile App makes it easy for you to bank on the go.  Do your banking right from your iPhone and iPad!  You can manage your accounts, pay bills, find ATMs and more!

Bank with confidence - Spencer Savings Bank’s Mobile App allows you to manage accounts from your mobile device...anytime, anywhere.  Now it’s easy to do banking 24/7, right from your iPhone and iPad.

It’s fast, secure and free. With Spencer Savings Bank Mobile, you can:

•	Check available balances & transaction history
•	Deposit checks directly from your iPhone or iPad
•	Pay bills and credit cards
•	Transfer money between Spencer Savings Bank accounts
•	Find the nearest Spencer Savings Bank branches and ATMs
•	Send us a message

To use Spencer Savings Bank Mobile, you must be a Spencer Savings Bank customer and enrolled in our online banking service. To sign up, visit www.spencersavings.com

## Key features

- Manage accounts
- Check balances and history
- Deposit checks
- Pay bills and credit cards
- Transfer money
- Find ATMs and branches
- Send messages

## What do users think of Spencer Savings Bank?

Overall sentiment: neutral

**Pros**

- 👍 Easy to use
- 🚀 Convenient mobile banking
- 🔒 Secure personal information
- 💡 Great app features

**Cons**

- 🐛 Buggy mobile check deposit
- 🤔 Confusing UI updates
- ⏱️ Slow app performance
- 🤯 Unusable app features

**Commonly reported bugs**

- Mobile check deposit not working
- Login issues with new password
- App no longer supported

**Most requested features**

- Face recognition login
- Apple Pay integration
- Improved mobile check deposit
- More customization options

## Recent user reviews (10 of 56)

All indexed reviews: https://appshunter.io/ios/app/spencer-savings-bank/id517374709/reviews.md

### 1/5 — Update is horrible

*2026-01-23, version CMA 2025.10*

Why did they ruin a good app with this horrible update?  Difficult to use unintuitive can’t see bill pay recent payment amount.

### 1/5 — New update

*2026-01-15, version CMA 2025.10*

Sorry but this update is the worse. Do not like.

### 1/5 — Worst update ever

*2026-01-15, version CMA 2025.10*

Not sure why you felt the need to update this app as it worked great. The look of it now is very confusing.  You would be able to see all upcoming bills and she what you have already scheduled.  Now it’s on a totally on an entirely different page.  This app was written by a 5 year old.  The pay screen is the worst of it all.  With all little boxes by the payee. It looks like something a first time programmer would write.   Give us the old look back. It would be less confusing and easier on the eyes.

### 5/5 — Great Application

*2025-07-03, version 2025.2.2.3*

Easy to use and always works

### 5/5 — Spencer’s Bank online Service

*2025-05-17, version 2025.2.2.3*

Quick, easy, no hassle. I extremely feel safe with my personal information and I have no problems with any questions if needed.

### 3/5 — Bad format

*2024-07-31, version 2024.4.0.10*

For a while this app is very bad on iPhone and iPad.  Activity is cutoff with no way to shift and see it.

### 2/5 — Where is my deposited check?

*2024-06-10, version 2024.01.01*

I deposited a check and I don’t even see it in my account and your software didn’t even allow me to choose an account.

### 1/5 — New Version does not recognize checks for deposit

*2023-12-11, version 2023.10.00*

Until recently I was able to do all my deposits using the mobile deposit feature. Suddenly, after updating, I get an error every time I attempt to deposit a check, saying “check not recognized” even though a perfectly clean photo was taken and all edges are square. This is a show-stopper for me. I can no longer do mobile checks any more. This is a BUG and it needs to be fixed.

### 5/5 — two different zelle

*2023-11-28, version 2023.3.0.1*

I just noticed there’s two different ones on the App Store. One for Spencer and one that is just Zelle. i’ve been used trying to use the one with Spencer and it’s been giving me a hard time. not wanting to accept my phone number to receive text messages.

### 5/5 — The Bank to Bank

*2023-08-08, version 2023.3.0.1*

Apss workd great, intiitive, easy to navigate.. never an issue, A+++

## Frequently asked questions about Spencer Savings Bank

### What can I do with the Spencer Savings Bank Mobile App?

The app allows you to manage your accounts, check available balances and transaction history, deposit checks directly from your device, pay bills and credit cards, transfer money between your Spencer Savings Bank accounts, find the nearest branches and ATMs, and send messages to the bank. It provides a secure and convenient way to bank 24/7.

### Is the Spencer Savings Bank Mobile App free to use?

Yes, the app is described as fast, secure, and free to use. There are no direct charges for downloading or using the mobile banking features provided within the application.

### Who is eligible to use the Spencer Savings Bank Mobile App?

To use the Spencer Savings Bank Mobile App, you must be an existing Spencer Savings Bank customer and be enrolled in their online banking service. If you are not yet enrolled, you can sign up by visiting the bank's official website.

### What devices are compatible with the Spencer Savings Bank Mobile App?

The app is designed for use on iPhones and iPads, allowing you to bank conveniently from your Apple mobile devices. It enables you to perform your banking tasks anytime and anywhere.

### How do I deposit a check using the app?

The app allows you to deposit checks directly from your iPhone or iPad. You will likely need to take photos of the front and back of your endorsed check through the app's interface. Follow the on-screen instructions for a successful mobile check deposit.

## Version history (last 5 releases)

### 2026.04.02 — 2026-07-07

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2026.01 — 2026-04-07

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### CMA 2025.10 — 2026-01-05

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.5.0.2 — 2025-07-08

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.2.2.3 — 2025-03-19

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

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## More apps by Spencer Savings Bank SLA

- [Spencer Cash Management](https://appshunter.io/ios/app/spencer-cash-management/id1454044991)

All apps by Spencer Savings Bank SLA: https://appshunter.io/developer/517374712

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*
