# Spend: AI Budget Tracker — AI Financial Assistant

> AI-powered personal finance app for expense and income tracking with insights. (iPhone/iPad app by Roman Rakhlin.)

- Source: https://appshunter.io/ios/app/spend-ai-budget-tracker/id6474266755 (this page in markdown: same URL + `.md`)
- Developer: [Roman Rakhlin](https://appshunter.io/developer/1590820004)
- Category: Finance, Productivity
- Price: Free
- Rating: 2.20/5 from 5 App Store ratings · 3 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 126 MB
- Languages: English, Russian
- Released: 2023-12-21
- Data updated: 2026-06-05
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/spend-ai-budget-tracker/id6474266755/reviews.md

## What is Spend?

Spend AI: Your New Way to Manage Money
Meet Spend AI, your new way to manage money. Effortlessly track your expenses and income with custom categories and powerful analytics. 
Why Spend AI?
All-In-One Budget App: Spend AI makes tracking your expenses and income easy. Enhanced by custom categories and powerful analytics, it’s your complete solution for personal finance management. 
BudgetGPT, Your Personal Financial Assistant: Powered by an Official API, BudgetGPT is your go-to for everything from discussing spending habits to predicting future expenses and income. 
AI-Powered Insights for Smarter Decisions: With intelligent analytics, Spend AI provides insights to make smarter financial decisions based on your habits. Understand where your money goes and keep an eye on unusual spending patterns. 
Privacy and Safety First: We take your data security seriously. All your information is encrypted and protected, ensuring your account is safe and secure. 
Follow us on Twitter @spendai_app

## Key features

- Expense and income tracking
- Customizable categories
- AI-powered financial insights
- Spending habit analysis
- Future expense prediction
- Data encryption and security

## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/spend-ai-budget-tracker/id6474266755/reviews.md

### 1/5 — iOS 15 and up???

*2024-10-05*

No where in the description of this app does it mention that this app is only compatible with iOS 15.0 and up, and macOS 12.0 and later. I eventually had to look this information up as the app would instantly crash when I tried to open it. I just figured it was a no brainer to add app and platform compatibility info. If I’m wrong and it does mention the compatibility specs please accept my apology in advance and let me know where I missed the info which would be acceptable and helpful.

### 2/5 — Crash

*2024-09-20*

I like the concept on the app but I can not use it because it keeps crashing and abusing the iPhone

### 5/5 — best ever

*2023-12-25*

easy app, good for me

## Frequently asked questions about Spend

### Does Spend have ads?

Yes, Spend contains advertisements. As a free application, advertisements are used to support its development and operation.

### What devices does Spend support?

Spend is available on iPhone and iPod devices. It is designed for Apple's mobile operating system.

### How often is Spend updated?

Spend was last updated on December 25, 2023, with version 1.0.1. Updates are released to improve functionality and address any issues.

### What is the age rating for Spend?

Spend has an age rating of 4+. This indicates it is suitable for users of all ages.

### How secure is my data in Spend?

Spend prioritizes data security. All user information is encrypted and protected to ensure your account is safe and secure.

### Can Spend help predict future expenses?

Yes, Spend utilizes its AI capabilities, including BudgetGPT, to help predict future expenses and income based on your financial habits.

### What are the main benefits of using Spend?

Spend offers an all-in-one solution for managing money with easy expense and income tracking, custom categories, powerful analytics, and AI-driven insights for smarter financial decisions.

### What is the user rating for Spend?

Spend currently has a rating of 2.2 stars from 5 ratings. This indicates a mixed reception from its current user base.

## Version history (last 2 releases)

### 1.0.1 — 2023-12-25

- Fix BudgetGPT responses
- Change text inside the app

### 1.0 — 2023-12-21

No release notes.

## Apps similar to Spend

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [MoneyWellth](https://appshunter.io/ios/app/moneywellth/id1606298004) | 5.0 (3) | Free | Finance |
| [Savvy Spend](https://appshunter.io/ios/app/savvy-spend/id6737447912) | — | $1.99 | Finance |
| [Swyf Financial](https://appshunter.io/ios/app/swyf-financial/id6748861655) | — | Free | Finance |
| [Monthly Budget Planner: Plannr](https://appshunter.io/ios/app/monthly-budget-planner-plannr/id6563147035) | 4.0 (4) | Free | Finance |
| [Budget App Ai Expense Tracker](https://appshunter.io/ios/app/budget-app-ai-expense-tracker/id6744735718) | — | Free | Finance |
| [AIExpense -Track your expenses](https://appshunter.io/ios/app/aiexpense-track-your-expenses/id6504374831) | — | Free | Finance |

## More apps by Roman Rakhlin

- [LeetStats - LeetCode Analytics](https://appshunter.io/ios/app/leetstats-leetcode-analytics/id1590820002)
- [Tyshler FootDisco](https://appshunter.io/ios/app/tyshler-footdisco/id1594102841)
- [Umaxx: Looksmax AI & Umax](https://appshunter.io/ios/app/umaxx-looksmax-ai-and-umax/id6479165516)
- [Fly AI: Video Generator](https://appshunter.io/ios/app/fly-ai-video-generator/id6686398923)

All apps by Roman Rakhlin: https://appshunter.io/developer/1590820004

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-05.*
