# Spend Budgeting — Enjoy spending with certainty > Securely track spending against income, recover from expenses, and set savings goals. (iPhone/iPad app by Lopery, Inc..) - Source: https://appshunter.io/ios/app/spend-budgeting/id6657960356 (this page in markdown: same URL + `.md`) - Developer: [Lopery, Inc.](https://appshunter.io/developer/1723078041) - Category: Finance - Price: Free - Rating: 5.00/5 from 2 App Store ratings · 2 written reviews indexed - Age rating: 4+ - Requires: iOS 17.0 · 54 MB - Languages: English - Released: 2024-12-06 - Data updated: 2026-08-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/spend-budgeting/id6657960356/reviews.md ## What is Spend Budgeting? Spend is a secure, straightforward app to track your spending against a single number. See all of your transactions in one place, and know how much of your income is Safe to Spend. Easily recover from unexpected expenses by spreading out transactions over time. Save for a rainy day by setting goals. • Free because we believe everyone deserves great financial tools • Securely connect all of your accounts through Plaid • See every transaction from every spending account • Build budgets that make sense • No need to categorize endlessly • Spend will never sell your data • All data bank-grade AES Encrypted at rest and transmitted using TLS • Enjoy spending with certainty • Recover from the unexpected • Achieve financial independence ## Key features - Track spending against a single number - See income safe to spend - Recover from unexpected expenses - Set savings goals - Connect accounts securely via Plaid - View all transactions in one place ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/spend-budgeting/id6657960356/reviews.md ### 5/5 — Powerful yet simple way to stay on budget *2025-01-31* Spend makes it easy for me to create a budget. In just a few minutes, I connected my bank accounts and all my spending is in one place. They use my income and recurring expenses to generate a weekly allowance for me. my spending is deducted from my weekly allowance and almost real time so I know exactly where I’m at. It’s never been easier to stay on budget! ### 5/5 — Easiest budgeting app *2025-01-20* This is the easiest budgeting app I’ve ever used. I’ve been on budget every week since I installed it and I can’t imagine not using it now. ## Frequently asked questions about Spend Budgeting ### What is Spend Budgeting? Spend Budgeting is a secure finance app designed to help you track your spending against a single number, showing you how much income is safe to spend. It allows you to recover from unexpected expenses and set goals for saving. ### Is Spend Budgeting free to use? Yes, Spend Budgeting is completely free. The developers believe everyone deserves access to great financial tools without cost. ### How does Spend Budgeting ensure security? Spend Budgeting securely connects to your accounts through Plaid and uses bank-grade AES encryption for data at rest and TLS for transmission. Your data is never sold. ### What devices does Spend Budgeting support? Spend Budgeting is available for iPhone and iPad devices. ### How often is Spend Budgeting updated? The latest version, 1.4.3, was released on September 3, 2025. Updates are frequent, ensuring the app remains reliable and secure. ### Does Spend Budgeting require endless categorization? No, a key feature of Spend Budgeting is that it eliminates the need for endless categorization, simplifying the budgeting process. ### What is the user sentiment for Spend Budgeting? Based on available data, Spend Budgeting has a perfect 5.0-star rating from 2 reviews, indicating very positive initial user sentiment. ### Does Spend Budgeting have ads? No, Spend Budgeting is ad-free. It is a free application that does not display advertisements. ## Version history (last 5 releases) ### 1.4.4 — 2026-05-04 1. Bug fix: Recurring budget emails now reflect up-to-date recurrence data. 2. Improvement: Scrollable modal support for long content (e.g., recurring expenses by category). ### 1.4.3 — 2025-09-03 Updated views of the goals system. ### 1.4.2 — 2025-05-29 Improvements to the runway system ### 1.4.1 — 2025-05-13 Improvements to the runway system ### 1.3.1 — 2025-04-11 Dashboard gets a facelift: new iconography with splashes of color, and a visual aid to help relate income vs. expenses. ## Apps similar to Spend Budgeting | App | Rating | Price | Category | | --- | --- | --- | --- | | [Cash Coach AI: Money Tracker](https://appshunter.io/ios/app/cash-coach-ai-money-tracker/id6474867987) | 4.5 (18) | Free | Finance | | [Envelope Budget - Kualia](https://appshunter.io/ios/app/envelope-budget-kualia/id6466455367) | 4.6 (46) | Free | Finance | | [Pennies: Budget & Bill Tracker](https://appshunter.io/ios/app/pennies-budget-and-bill-tracker/id916741290) | 4.6 (1,803) | Free | Finance | | [Fruition: Budget + Track Money](https://appshunter.io/ios/app/fruition-budget-plus-track-money/id6737700694) | 4.6 (8) | Free | Finance | | [Bill Tracker Pro](https://appshunter.io/ios/app/bill-tracker-pro/id1059461492) | 4.6 (4,796) | Free | Finance | | [Origin: AI Budget and Track](https://appshunter.io/ios/app/origin-ai-budget-and-track/id1637693312) | 4.6 (3,662) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-10.*