# Spend Smartly

> Spend Smartly (iPhone/iPad app by Rupava LLC.)

- Source: https://appshunter.io/ios/app/spend-smartly/id6767880159 (this page in markdown: same URL + `.md`)
- Developer: [Rupava LLC](https://appshunter.io/developer/1896516880)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 2 MB
- Languages: American English
- Released: 2026-05-17
- Data updated: 2026-09-18
- User reviews in markdown: https://appshunter.io/ios/app/spend-smartly/id6767880159/reviews.md

## What is Spend Smartly?

Your finances stay on your device. Period.

  Spend Smartly is a personal budget tracker that never sends your data anywhere. No cloud sync, no account sign-up, no ads. Import your bank statements
  and see exactly where your money goes.

  ENVELOPE BUDGETING
  Give every dollar a job. Create envelopes for each spending category, allocate your income, and track spending against your plan.

  IMPORT FROM ANY BANK
  Drop in a CSV or PDF statement from Chase, Amex, Wells Fargo, Citi, Bank of America, and more. Transactions are automatically categorized across 16
  categories.

  RECURRING CHARGE DETECTION
  Automatically finds your subscriptions and recurring bills. See your true monthly commitments at a glance.

  FREE TO START. PAY ONCE TO UNLOCK.
  Try Spend Smartly with one bank source — free, forever. Unlock unlimited sources for a one-time purchase of $9.99. No subscriptions.

  WHY NO SUBSCRIPTION?
  Your data never touches our servers, so we have no server costs to pass on to you. Pay once, own forever.

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Unlimited Sources & Imports | $9.99 | one-time |



## Version history (last 2 releases)

### 1.1 — 2026-05-25

Share Extension — Import bank statements directly from Files, Mail, Safari, Google Drive, or any app using the iOS share sheet. Tap Share, select Spend Smartly, and your transactions are imported instantly.

### 1.0 — 2026-05-18

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-18.*