# Spend Tracker & Budget — Voice expense & money manager > Voice-first expense tracker for fast, private money management. (iPhone/iPad app by Mohamed Nagy.) - Source: https://appshunter.io/ios/app/spend-tracker-and-budget/id6778402875 (this page in markdown: same URL + `.md`) - Developer: [Mohamed Nagy](https://appshunter.io/developer/1582361271) - Category: Finance, Business - Price: Free with in-app purchases - Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed - Age rating: 9+ - Requires: iOS 15.1 · 50 MB - Languages: American English - Released: 2026-06-22 - Data updated: 2026-08-14 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/spend-tracker-and-budget/id6778402875/reviews.md ## What is Spend Tracker & Budget? Spendly is a voice-first expense tracker that lets you log a purchase in under 3 seconds — just speak naturally. No forms, no dropdowns, no friction. Say things like "Spent 240 rupees on chai at Blue Tokai" or "Zomato 380" and Spendly captures the amount, category, merchant, and note. Review, confirm, done. VOICE-FIRST CAPTURE • Tap the mic and speak — your sentence becomes a structured expense • Edit any field with one tap before saving • Works great for groceries, dining, transport, bills, and cash spending SMART PARSING • Choose on-device parsing, where nothing leaves your phone, or cloud parsing for higher accuracy • You control which mode is used in Settings PRIVACY FIRST • Your expenses are stored locally on your device • Backups and exports happen only when you choose • On-device mode keeps everything on your phone CLEAR PICTURE • Donut, bar, trend, and heatmap charts show where your money went at a glance • Weekly spike alerts highlight unusual spending days • Per-category breakdowns reveal your biggest leaks BUDGET AWARENESS • Set monthly budgets per category • Inline over-budget alerts keep spending in check • Budget health card on the home screen shows remaining spend at a glance ACTIVITY & INSIGHTS • Full transaction history grouped by day • Search by merchant or amount • Filter by category with scrollable chips • Insights tab surfaces trends and recurring expenses The free version is ad-supported; Spendly Plus removes ads and unlocks unlimited cloud parsing. Spendly is built for urban working adults who pay via UPI, debit card, or cash and want a fast, private, no-friction way to stay on top of their money. Terms of Use: https://medonagy45.github.io/vector-viewer-legal/spendly-eula.html Privacy Policy: https://medonagy45.github.io/vector-viewer-legal/spendly-privacy.html ## Key features - Voice-first expense logging - Smart parsing of transactions - On-device privacy option - Visual spending charts - Category-based budgeting - Transaction history and search ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Monthly subscription | $1.99 | per month | | Yearly subscription | $19.99 | per year | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Remove Ads & Unlock Insights | $3.99 | one-time | ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/spend-tracker-and-budget/id6778402875/reviews.md ### 5/5 — My Favorite!! *2026-07-30* I absolutely love this app. I’ve downloaded so many budget apps and this one is by far my favorite. I actually stuck to it and remembered to log my purchases each day. It’s simple and straight to the point. It has paid version, including a one time purchase to get rid of ads, but honestly I forget the app even has ads sometimes and I don’t feel like the app is locked behind a paywall. It would be nice to see insights, but it’s okay without it. My only wish is being able to add a recurring monthly expenses so track things like subscriptions. That way I don’t have to add it manually every month. But either way I recommend this to all my friends!! **Developer response:** Thanks for the good review , please note that buying "Remove Ads" also unlocks Insights , and I have added the recurring expense , just wait the next update ,I am happy to support on any issue and add any feature request ## Frequently asked questions about Spend Tracker & Budget ### How does Spendly track expenses? Spendly uses voice recognition to log expenses. You can speak naturally, and the app will capture the amount, category, and merchant. You can then review and confirm the entry. ### What are the privacy features of Spendly? Spendly prioritizes privacy with an on-device parsing option, meaning your data stays on your phone. Backups and exports are user-initiated, and expenses are stored locally. ### Does Spendly have ads? Yes, the free version of Spendly is ad-supported. To remove advertisements and unlock unlimited cloud parsing, you can upgrade to Spendly Plus. ### What are the subscription options for Spendly Plus? Spendly Plus offers a monthly subscription for $1.99 or a yearly subscription for $19.99. This premium version removes ads and provides unlimited cloud parsing. ### How does Spendly help with budgeting? You can set monthly budgets per category within Spendly. The app provides inline over-budget alerts and a budget health card on the home screen to help you stay on track. ### What kind of spending insights does Spendly offer? Spendly provides visual insights through donut, bar, trend, and heatmap charts. It also offers weekly spike alerts for unusual spending days and per-category breakdowns. ### Is Spendly available on all devices? Spendly is currently supported on iPhone, iPad, and iPod devices, indicating it is primarily an iOS application. ### How often is Spendly updated? Spendly was last updated on August 3, 2026, with version 1.1. This suggests a relatively recent update, though further information on update frequency is not provided. ## Version history (last 4 releases) ### 1.1.1 — 2026-08-12 We've made Spendly faster and more reliable. This update includes performance improvements, bug fixes, and refinements to voice expense entry so logging your spending is smoother than ever. Thank you for tracking with us! ### 1.1 — 2026-08-03 We're always making Spendly faster and easier to use. This update brings smoother voice expense tracking, a cleaner budget view, and performance improvements to help you log spending in seconds. Thank you for using Spendly! ### 1.0.1 — 2026-06-27 We're always improving to make your experience better. This update includes performance enhancements, bug fixes, and refinements to keep things running smoothly. Thank you for using Spendly! ### 1.0 — 2026-06-22 No release notes. ## More apps by Mohamed Nagy - [SVG Viewer: Open & View Files](https://appshunter.io/ios/app/svg-viewer-open-and-view-files/id6752252584) - [WA Chat - Quick Direct Message](https://appshunter.io/ios/app/wa-chat-quick-direct-message/id6752571186) - [InstaMail: compose templates](https://appshunter.io/ios/app/instamail-compose-templates/id6752661160) - [QR Code Creator & Maker](https://appshunter.io/ios/app/qr-code-creator-and-maker/id6752860022) - [Vector Viewer: SVG DXF CAD PDF](https://appshunter.io/ios/app/vector-viewer-svg-dxf-cad-pdf/id6756605981) - [PixelForge - Pixel Art Studio](https://appshunter.io/ios/app/pixelforge-pixel-art-studio/id6758704485) All apps by Mohamed Nagy: https://appshunter.io/developer/1582361271 ## Related topics [spendly expense tracker budget](https://appshunter.io/ios/topics/spendly-expense-tracker-budget) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-14.*