# Spend Wisely: Expense Tracker — Budget Planner & Money Manager

> Budget Planner & Money Manager (iPhone/iPad app by Forem Software.)

- Source: https://appshunter.io/ios/app/spend-wisely-expense-tracker/id6446032459 (this page in markdown: same URL + `.md`)
- Developer: [Forem Software](https://appshunter.io/developer/1434537804)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 15.5 · 38 MB
- Languages: American English
- Released: 2023-03-07
- Data updated: 2026-11-07

## What is Spend Wisely?

Know exactly how much you can spend today.

Spend Wisely is a simple expense tracker, budget planner and money manager that turns your income,

bills and budgets into one clear number: what's safe to spend today. Track spending in seconds, see
where your money goes, and stay on top of every bill. No account, no sign-up, no ads, and your data
never leaves your iPhone.

YOUR DAILY BUDGET, DONE FOR YOU
• A daily safe-to-spend amount that updates every time you log an expense
• "Can I afford this?" Type any price and see instantly if it fits today's budget
• Daily streaks and an evening check-in help you build a money habit that sticks

FAST EXPENSE TRACKING
• Add an expense in a couple of taps with a big, clear amount entry
• Smart categories pick themselves and learn from the choices you make
• Quick Add buttons for your everyday coffee, lunch or travel
• Repeat a recent expense with one tap
• Voice input: just say what you spent
• Share or paste a bank SMS to fill in the amount and payee for you
• Split one purchase across several categories
• Add notes and tags to anything you want to track

SMARTER SEARCH
• Search by name, note, category, account or amount
• Type the way you talk: "groceries last month", "over 500", "income march"
• Small typos still find what you meant

SPENDING INSIGHTS AND REPORTS
• Spending by category for any day, week, month or year
• Tap a category to see every transaction behind it
• Spending trends compared with the same days of the last period
• Calendar view, tag reports and monthly spending reports
• Cash flow forecast for the next 30, 60 and 90 days
• Net worth across all your accounts

BUDGET PLANNER
• Set a monthly budget for each category and see what's left
• Start fast with ready-made budget templates
• Budget alerts before you overspend

BILL REMINDERS AND SUBSCRIPTION TRACKER
• Recurring bills, subscriptions and income added automatically
• See what's due this week right on your home screen
• Bill reminders so you never pay a late fee again

ALL YOUR ACCOUNTS IN ONE PLACE
• Track bank accounts, cash, credit cards and wallets together
• Balance and full history for every account, transfers included
• Update a balance to match your bank in seconds
• Archive old accounts and keep their history

SAVINGS GOALS AND DEBT TRACKER
• Savings goals with progress you can see
• Track debts and credits: who owes whom, and every payment
• Debt payoff planner to become debt-free faster
• Wishlist for the things you're saving up for

PRIVATE, OFFLINE PERSONAL FINANCE
• Your financial data stays on your device. We don't collect any of it
• Works offline. No bank login, no account, no sign-up
• Lock the app with Face ID, Touch ID or your passcode
• No ads and no tracking

MADE FOR YOU
• Works with any currency, with exchange rates for travel
• Available in English, Hindi, Marathi, Gujarati, Kannada, Spanish and French
• Light and dark mode with your choice of accent colour

Whether you're making your first budget, saving for a goal or paying off debt, Spend Wisely makes
managing money simple. Download now and see what you can spend today.

## Is Spend Wisely safe?

Not enough ratings yet to assess Spend Wisely.

## Is Spend Wisely legit?

Spend Wisely: Expense Tracker appears to be a legitimate app. The AppsHunter Legitimacy Score for Spend Wisely is 90 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 67.0.0 — 2026-11-06

• Smarter search: type "coffee last month" or "over 500" and find any transaction, even with a typo
• Debts and credits now change your balance only when a payment is made
• More accurate forecasts, trends and budgets

### 66.0.0 — 2026-10-17

• Deleting a category or account no longer loses transactions
• Tap an account to see its history
• Tap a category in Statistics to see its transactions
• Debts & Credits now shows your full list
• More screens in your language
• Bug fixes

### 65.0.0 — 2026-09-25

We've fixed a few issues and polished things up.

### 63.0.0 — 2026-08-05

We've fixed a few issues and polished things up.

### 62.0.0 — 2026-06-21

• One-tap repeat: tap a recent expense to refill its name, amount, category &
    account
  • Daily snapshot on your home screen — today's and this week's spending at a
    glance
  • 7-day spending trend so you can spot patterns fast
  • Budget setup is now optional — skip it and add budgets anytime

## Apps similar to Spend Wisely

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Budgetfy - Expense Tracking](https://appshunter.io/ios/app/budgetfy-expense-tracking/id1622234823) | — | Free | Finance |
| [Expenizer](https://appshunter.io/ios/app/expenizer/id6470627603) | — | Free | Finance |
| [Expense Tracker: Budget & Bill](https://appshunter.io/ios/app/expense-tracker-budget-and-bill/id1470211125) | 4.3 (7) | Free | Finance |
| [Expense Tracking: Finance App](https://appshunter.io/ios/app/expense-tracking-finance-app/id6770228480) | — | Free | Finance |
| [Budget & Bill Planner: Spendra](https://appshunter.io/ios/app/budget-and-bill-planner-spendra/id6797268506) | — | Free | Finance |
| [MySpend: Shared Budget Tracker](https://appshunter.io/ios/app/myspend-shared-budget-tracker/id6446052184) | 5.0 (1) | Free | Finance |

## More apps by Forem Software

- [Forem Notes: Notebook](https://appshunter.io/ios/app/forem-notes-notebook/id1506197148)
- [Recruit Bright – Job Search](https://appshunter.io/ios/app/recruit-bright-job-search/id1514961555)
- [Forem Meet: Video Meetings](https://appshunter.io/ios/app/forem-meet-video-meetings/id1528859756)
- [Forem News: News in 100 Words](https://appshunter.io/ios/app/forem-news-news-in-100-words/id1559986956)
- [Forem Weather - Local Forecast](https://appshunter.io/ios/app/forem-weather-local-forecast/id1574794970)
- [Forem Tasks – Task Organizer](https://appshunter.io/ios/app/forem-tasks-task-organizer/id1575149418)

All apps by Forem Software: https://appshunter.io/developer/1434537804

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-07.*