# Spenda - Spend Smarter — Track & improve spending

> Personal finance app for tracking spending and improving financial habits. (iPhone/iPad app by Milo Fowler.)

- Source: https://appshunter.io/ios/app/spenda-spend-smarter/id6774954544 (this page in markdown: same URL + `.md`)
- Developer: [Milo Fowler](https://appshunter.io/developer/1894310452)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 26.4 · 7 MB
- Languages: American English
- Released: 2026-06-22
- Data updated: 2026-09-08
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/spenda-spend-smarter/id6774954544/reviews.md

## What is Spenda?

Take control of your money with Spenda — the smarter spending tracker that helps you understand your habits and make better financial decisions.

Connect your bank securely and turn your everyday spending into simple insights.

SPENDA FEATURES

Worth It?

Ever wondered where your money actually goes?

Spenda lets you review purchases and decide whether they were really worth it, helping you understand your spending habits over time.


Spending Insights

See your transactions, categories and spending patterns clearly in one place.

Discover where your money goes without spreadsheets or complicated budgeting.


Weekly Spending Recap

Get a personalised breakdown of your spending habits.

See your biggest categories, spending trends and weekly highlights.


Smart Spending Notifications

Receive helpful reminders based on your spending activity.

Review purchases, understand habits and stay aware of your money.


Secure Bank Connection

Connect your bank securely using regulated Open Banking technology.

Spenda never receives or stores your banking passwords.


Spenda Premium

Upgrade to unlock:

- Advanced spending insights
- Personalised analysis
- Deeper spending patterns
- Premium money features


SECURITY & PRIVACY

Your security matters.

Bank connections are handled through secure Open Banking providers.

You stay in control and can disconnect your account at any time.


SUBSCRIPTIONS

Spenda Premium subscriptions are charged through your Apple account.

You can manage or cancel subscriptions anytime in your Apple ID settings.

Terms of Use (EULA):
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Privacy Policy:
https://spenda.bymmf.co.uk/privacy

## Key features

- Track everyday spending
- Understand spending habits
- Categorize transactions
- Weekly spending recaps
- Smart spending notifications
- Secure bank connection

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Spenda Premium Yearly | $39.99 | per year |
| Spenda Premium Monthly | $5.99 | per month |


## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/spenda-spend-smarter/id6774954544/reviews.md

### 5/5 — Life SAVER

*2026-08-12*

This app really made me realise the little costs add up. It’s helped me save so much and has helped me navigate where my money goes for a better understanding. Highly recommend

### 5/5 — Surprisingly useful!

*2026-08-01*

This app was really helpful when trying to budget. its fun features made it that little more enjoyable.

## Frequently asked questions about Spenda

### What is Spenda?

Spenda is a personal finance app designed to help users track their spending, understand their financial habits, and make better money decisions. It offers insights into where money goes and provides personalized spending recaps.

### How does Spenda connect to my bank?

Spenda uses secure Open Banking technology to connect to your bank. Your banking passwords are never received or stored by Spenda, ensuring a safe connection.

### What are the benefits of Spenda Premium?

Spenda Premium unlocks advanced spending insights, personalized analysis, deeper spending pattern identification, and additional premium money features. This tier offers a more comprehensive view of your finances.

### How much does Spenda Premium cost?

Spenda Premium offers monthly and yearly subscription plans. The monthly plan is $5.99, and the yearly plan is $39.99. These subscriptions are managed through your Apple account.

### Can I cancel my Spenda Premium subscription?

Yes, you can manage or cancel your Spenda Premium subscription at any time. Cancellations can be done through your Apple ID settings.

### Is Spenda secure?

Security and privacy are prioritized in Spenda. Bank connections are handled via secure Open Banking providers, and users maintain control, with the ability to disconnect their accounts at any time.

### What devices does Spenda support?

Currently, Spenda is supported on iPhone devices. The app is available for download and use on the iOS platform.

### How often is Spenda updated?

Spenda was last updated on August 21, 2026, with version 1.0.3. This indicates regular updates to improve functionality and security.

## Version history (last 4 releases)

### 1.0.3 — 2026-08-21

A smoother, smarter Spenda experience. We've improved the subscription and onboarding experience, squashed bugs, and made a number of behind-the-scenes improvements to keep everything running more reliably. Update now for the latest version of Spenda.

### 1.0.2 — 2026-07-27

New Money DNA improvements, a refreshed experience, smarter spending insights, and smoother performance throughout the app. We've also fixed bugs and polished the experience to make discovering your spending habits even more fun.

### 1.0.1 — 2026-07-11

This update focuses on improving the overall experience with important reliability and stability improvements. We've resolved issues affecting the premium subscription flow and onboarding, fixed a number of bugs, improved performance throughout the app, and made several refinements to provide a smoother, more reliable experience. Thank you for using Spenda!

### 1.0 — 2026-06-22

No release notes.

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## More apps by Milo Fowler

- [Habit Bloom.](https://appshunter.io/ios/app/habit-bloom/id6762554965)

All apps by Milo Fowler: https://appshunter.io/developer/1894310452

## Related topics

[spenda](https://appshunter.io/ios/topics/spenda) · [rettungsarche](https://appshunter.io/ios/topics/rettungsarche) · [miolo](https://appshunter.io/ios/topics/miolo) · [track spending bank](https://appshunter.io/ios/topics/track-spending-bank)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-08.*