# Spendaq: Expense Tracker — Money Manager & Budget Planner

> Private expense tracker and budget manager for financial control. (iPhone/iPad app by Rakib Joarder.)

- Source: https://appshunter.io/ios/app/spendaq-expense-tracker/id6760961137 (this page in markdown: same URL + `.md`)
- Developer: [Rakib Joarder](https://appshunter.io/developer/1490618520)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 4.50/5 from 2 App Store ratings · 3 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 14 MB
- Languages: Russian, Bangla, Hindi, American English, Arabic, Hungarian, Dutch, Danish, European Spanish, Italian and 14 more
- Released: 2026-04-02
- Data updated: 2026-08-25
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/spendaq-expense-tracker/id6760961137/reviews.md

## What is Spendaq?

Stop wondering where your money went.

Spendaq is the fast, private expense tracker and money manager that puts you back in control — log daily spending, track subscriptions and recurring bills, and plan your monthly budget. No bank login, no data sold, no clutter. Just your money, clearly tracked.

LOG EXPENSES IN SECONDS
Add any transaction in under 5 taps. Set recurring bills once, never forget them. Use categories, payment methods, and notes to stay organised.

BUDGETS THAT ACTUALLY WORK
Set a monthly limit per category and get alerted before you overspend. The spending ring on your dashboard shows exactly where your money goes — at a glance.

TOTAL PRIVACY
No bank connection. No data sold. Your financial data lives on your device and optionally in your private iCloud — nowhere else.

EVERYWHERE YOU NEED IT
Apple Watch complication, home screen and lock screen widgets, full iPhone and iPad support. Works completely offline.

ICLOUD BACKUP (PRO)
Back up and restore your data securely to iCloud. Switch phones or restore from backup — your data is always safe and private.

MULTIPLE VAULTS (PRO)
Separate personal, travel, and business expenses in isolated vaults. Switch between them in one tap.

EXPORT & REPORTS (PRO)
Export to CSV or PDF. Deep monthly reports, category breakdowns, date-range filters, and payment method analysis.

PRO INCLUDES:
- Unlimited transactions
- iCloud encrypted backup
- CSV and PDF export
- Advanced reports and date filters
- Custom categories
- Payment method tracking
- Multiple vaults
- Apple Watch and home screen widgets

Start with a free 1-week trial. Cancel anytime, no questions asked.

SUBSCRIPTION INFO:
Spendaq Pro is an optional auto-renewing subscription. Payment is charged to your Apple ID account at confirmation of purchase. Your subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in App Store Settings.

Privacy Policy: https://www.spendaq.com/privacy
Terms of Use: https://www.spendaq.com/terms

Your money. Your rules. Your privacy.

## Key features

- Fast expense logging
- Customizable budgets
- Privacy-focused design
- Offline functionality
- Data export (Pro)
- Multiple financial vaults (Pro)

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Spendaq Pro Monthly | $4.99 | per month |
| Spendaq Pro Annual | $29.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Spendaq Pro – Lifetime | $79.99 | one-time |


## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/spendaq-expense-tracker/id6760961137/reviews.md

### 5/5 — It’s amazing

*2026-05-13*

That is really good and it’s everything easy so make it easy in our daily routine life

### 5/5 — Finally, a budget app that isn’t an eyesore!

*2026-05-09*

I’ve tried a dozen different expense trackers, and Spendaq is the first one that actually makes me want to log my spending. Most finance apps feel like looking at a boring tax document, but the UI here is incredibly sleek—the dark mode and high-contrast charts look amazing on an iPhone screen.
What I love:
• The Dashboard: You can see your net balance, income, and expenses all in one place. The "spending ring" is a great touch for a quick visual breakdown.
Projections: This is the killer feature. It shows you a "Projected month-end" total based on your current spending. It’s a serious reality check when you see how those small daily coffees add up.
Speed: Adding a transaction is super fast. I can log my lunch or a grocery run in about five seconds before I even leave the store.
iCloud Backups: Love that my data stays in my own iCloud account rather than on some random server.
Small Suggestion:
I’d love to see a home screen widget in a future update to see my remaining daily budget at a glance!
If you’re looking for a clean, privacy-focused, and modern way to track your money without the clutter of bank-syncing apps, this is it. Great work by the developer!

**Developer response:** Thank you so much for this fantastic review and feedback. We are reading this and it genuinely made our day! 

You can add the Spendaq widget to the home screen:  - Long press on your home screen.
- Tap the + in the top left of the screen Search for "Spendaq".
- Select the size of the widget you would like to add and tap Add

Now you can easily monitor your remaining daily spending budget via the home screen widget. 

We're glad that you are happy with Projections, the spending ring and iCloud backup. Thank you for taking the time to leave a review, we really appreciate your support and the great feedback.

### 5/5 — SIMPLE and Effective

*2026-05-03*

PERFECT Tracker for my day to day use

**Developer response:** Thank you so much for the amazing 5-star review!  We’re thrilled to hear that Spendaq is helping you manage your daily expenses in a simple and effective way. Your support motivates us to keep improving the app with more useful features and a better experience. Thanks again for choosing Spendaq: Expense Tracker!

## Frequently asked questions about Spendaq

### Does Spendaq have ads?

Spendaq does not contain advertisements. As a finance app focused on privacy and a clean user experience, it prioritizes an ad-free environment for its users.

### What are the Spendaq subscription options?

Spendaq offers a Pro subscription with monthly ($4.99) and annual ($29.99) plans. The annual plan includes a 7-day free trial. These subscriptions unlock features like unlimited transactions, iCloud backup, and advanced reports.

### How does Spendaq ensure user privacy?

Spendaq is designed with privacy as a core feature. It does not require bank logins, does not sell user data, and stores financial data locally on the device or optionally in private iCloud.

### Can I use Spendaq offline?

Yes, Spendaq works completely offline. You can log expenses, manage budgets, and view your financial data without an internet connection.

### What is the update frequency for Spendaq?

Spendaq was last updated on April 23, 2026, indicating active development. Users can expect regular updates to improve functionality and add new features.

### What devices are supported by Spendaq?

Spendaq is available on Apple Watch, iPhone, and iPad, offering a consistent experience across your Apple ecosystem. This includes features like Apple Watch complications and home screen widgets.

### How can I cancel my Spendaq Pro subscription?

You can cancel your Spendaq Pro subscription at any time through your App Store Settings. Cancellations can be made at least 24 hours before the end of the current billing period.

### What is the user sentiment for Spendaq based on ratings?

Spendaq has a rating of 4.0 stars from 1 rating, suggesting a generally positive initial reception. Users appreciate its focus on privacy and ease of use.

## Version history (last 4 releases)

### 1.2.1 — 2026-07-28

• Tap the spending ring to open a full category breakdown with transaction details
• Transaction detail screen — view before you edit
• Vault selection now persists across reinstalls with iCloud enabled
• Donut chart legend now shows all categories
• Performance and stability improvements

### 1.2 — 2026-07-21

• Tap the spending ring for a full category breakdown
• Transaction detail screen before editing
• Vault selection persists across reinstalls
• All categories now shown in the spending chart
• Stability improvements

### 1.1 — 2026-04-23

• Tap the spending ring to open a full category breakdown with transaction details
• Transaction detail screen — view before you edit
• Vault selection now persists across reinstalls with iCloud enabled
• Donut chart legend now shows all categories
• Performance and stability improvements

### 1.0 — 2026-04-02

No release notes.

## More apps by Rakib Joarder

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All apps by Rakib Joarder: https://appshunter.io/developer/1490618520

## Related topics

[spendaq](https://appshunter.io/ios/topics/spendaq)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*