# Spendcast — Private Budgeting Made Simple

> Private Budgeting Made Simple (iPhone/iPad app by ALEXANDER CRIONAS.)

- Source: https://appshunter.io/ios/app/spendcast/id6760594846 (this page in markdown: same URL + `.md`)
- Developer: [ALEXANDER CRIONAS](https://appshunter.io/developer/1806144633)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 7 MB
- Languages: American English
- Released: 2026-04-03
- Data updated: 2026-08-27
- User reviews in markdown: https://appshunter.io/ios/app/spendcast/id6760594846/reviews.md

## What is Spendcast?

Spendcast is the privacy-first budgeting app that never sees your data. Every penny you track stays on your device -- no cloud servers, no bank logins, no third-party data sharing. Ever.

SMART BUDGETING, ZERO COMPROMISE

- Safe-to-Spend: Know exactly how much you can spend each day until payday
- Unlimited Budgets: Track spending by category with color-coded progress bars
- Bill Calendar: Visual monthly grid shows when every bill is due
- Recurring Rules: Auto-log bills and income so you never miss a payment

LOG TRANSACTIONS YOUR WAY

- Manual Entry: Quick, clean transaction logging
- Receipt Scanner: Snap a photo and let OCR extract the merchant, amount, and date
- Barcode Scanner: Scan product barcodes for instant logging
- Voice Logging: Just say "spent $12 at Starbucks" and Spendcast handles the rest
- Quick Categories: 19 built-in categories with 90+ auto-categorization rules that learn from you

AI-POWERED INSIGHTS

- AI Chat Assistant: Ask questions about your spending in plain English -- all processed on-device
- What-If Planner: Simulate cutting categories or boosting income and see 12-month projections
- Spending Predictions: See where your month is heading before it gets there
- Anomaly Detection: Get alerted to unusual charges and potential duplicates
- Subscription Tracker: Find forgotten subscriptions costing you money
- Financial Health Score: Get graded A-F across 5 financial health components

REACH YOUR GOALS

- Savings Goals: Track progress toward vacation, emergency fund, or any target
- Debt Payoff Engine: Snowball or Avalanche strategies with interactive extra-payment slider
- 15 Achievements: Gamified motivation from "First Step" to "Centurion" (100-day streak)
- Net Worth Tracking: See your full financial picture -- assets vs. liabilities

WORKS EVERYWHERE

- Home Screen Widgets: Glance at safe-to-spend, streaks, and budget progress
- Lock Screen Widgets: Key numbers always visible
- Apple Watch App: Quick-log transactions from your wrist
- Siri Shortcuts: "Hey Siri, log an expense in Spendcast"
- iCloud Backup: Optional encrypted backup to iCloud

COUPLES MODE

Tag accounts as Mine, Partner, or Joint to manage shared finances while keeping individual spending private.

YOUR DATA, YOUR RULES

- 100% on-device storage (Apple SwiftData)
- Zero cloud servers
- Zero bank credential requests
- AI runs locally -- no API calls
- CSV export for full data portability
- Delete the app = delete all data. Permanently.

Spendcast Premium unlocks unlimited budgets, AI Chat, What-If Planner, Debt Payoff, receipt scanning, and more for just $59.99/year -- the lowest premium price in the category.

Terms of Use: https://spendcastapp.com/terms.html
Privacy Policy: https://spendcastapp.com/privacy.html

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Spendcast - Budget & Money Tracker | $59.99 | per year |
| Spendcast Premium Monthly | $6.99 | per month |



## Version history (last 1 release)

### 1.0 — 2026-04-03

No release notes.

## More apps by ALEXANDER CRIONAS

- [CalVue AI: Calorie Tracker](https://appshunter.io/ios/app/calvue-ai-calorie-tracker/id6760278143)

All apps by ALEXANDER CRIONAS: https://appshunter.io/developer/1806144633

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*