# SpendCheck: Expense Tracker — Private budget & receipts > Private, simple spending log for local expense tracking. (iPhone/iPad app by MANIKANDAN CHELLAPPAN NADAR.) - Source: https://appshunter.io/ios/app/spendcheck-expense-tracker/id6787849347 (this page in markdown: same URL + `.md`) - Developer: [MANIKANDAN CHELLAPPAN NADAR](https://appshunter.io/developer/6787849349) - Category: Finance, Productivity - Price: Free - Rating: 5.00/5 from 4 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 17.6 · 1 MB - Languages: American English - Released: 2026-07-22 - Data updated: 2026-09-04 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/spendcheck-expense-tracker/id6787849347/reviews.md ## What is SpendCheck? SpendCheck is the expense tracker for people who just want to see where their money goes; all without accounts, ads, subscriptions, or a single byte leaving your phone. Everything you log lives only on your device. There's no sign-up, no cloud, no analytics, and no company (including us) that can see your spending. Open the app and start tracking in seconds. WHY YOU'LL LIKE IT • Fast entry — A bank-app-style keypad lets you punch in an amount and save an expense in a couple of taps. No fiddly decimal typing. • Expenses, refunds, and investments — Track money going out, money coming back, and money you've moved into brokerage or crypto platforms. Investments are kept separate so they never inflate what you "spent." • Receipt photos, made searchable — Snap or attach a photo of a receipt. SpendCheck reads the text on it right on your device, so you can later search for an item printed on the receipt even if you never typed it in. • Smart categories — As you type a business name, SpendCheck pre-fills the category you last used there. Less thinking, faster logging. • Recurring expenses — Mark something as weekly, monthly, or annual and it logs itself automatically; perfect for subscriptions, rent, and yearly renewals. • Clear summaries — See what you spent this week and this month, a breakdown by business and by category, and a simple chart; all for any month you pick. • Export anytime — Send a clean CSV of your full history to Files, Numbers, Excel, or Google Sheets whenever you want a backup. • Make it yours — Pick an accent color to match your style. PRIVATE BY DESIGN SpendCheck stores everything locally using Apple's on-device database. There is no server, no login, and no tracking. Your financial life is nobody's business but yours; the app is built so that even we couldn't see your data if we wanted to. FREE SpendCheck is free to use. No ads, no data selling, no catch. Questions or feedback? We'd love to hear from you — reach us through the contact link on our website. ## Key features - Fast expense entry - Track expenses, refunds, and investments - Searchable receipt photos - Smart category suggestions - Automatic recurring expenses - Clear spending summaries and charts - CSV export for backups ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/spendcheck-expense-tracker/id6787849347/reviews.md ### 5/5 — My data is safe *2026-07-24* This app has everything what I wanted for tracking my expenses. But it is standing out by not storing my data anywhere except my phone’s local memory. **Developer response:** Thank you and I truly appreciate your call-out. Privacy was one of the core philosophy when building this app. ## Frequently asked questions about SpendCheck ### What makes SpendCheck private? SpendCheck is designed for privacy by storing all your financial data locally on your device. There are no accounts, no cloud synchronization, and no data is sent to any servers, ensuring your financial information remains exclusively yours. ### Does SpendCheck have ads? No, SpendCheck is completely free to use and does not contain any advertisements. The app is designed without ads, subscriptions, or data selling, offering a clean and uninterrupted user experience. ### How does SpendCheck handle investments? SpendCheck allows you to track investments separately from your regular expenses. This ensures that money moved into brokerage or crypto platforms does not inflate your perceived spending, providing a more accurate view of your outflows. ### Can I export my data from SpendCheck? Yes, you can export your full transaction history anytime as a clean CSV file. This allows for easy backups and further analysis in applications like Numbers, Excel, or Google Sheets. ### How often is SpendCheck updated? The latest version of SpendCheck is 2.1, and it was last updated on August 5, 2026. Updates typically focus on improving features and ensuring reliability for users. ### What devices does SpendCheck support? SpendCheck is available for iPhone and iPad devices. It utilizes Apple's on-device database for secure and private data storage. ### Is SpendCheck suitable for tracking recurring bills? Yes, SpendCheck features a recurring expenses function. You can mark expenses as weekly, monthly, or annual, and the app will log them automatically, which is ideal for subscriptions, rent, and other regular payments. ### What is the age rating for SpendCheck? SpendCheck has an age rating of 4+. This indicates it is suitable for a wide range of users, including children, due to its simple interface and non-sensitive financial tracking capabilities. ## Version history (last 4 releases) ### 2.3 — 2026-08-25 Import your expenses from a CSV file, right from Settings — including a CSV exported from the Android version of SpendCheck, so switching devices or keeping both in sync doesn't mean starting your history over. Merchant and note fields now have a quick clear button, so starting over doesn't mean holding down backspace. Plus: cleaner merchant names for Apple Pay purchases at chains that include a store number, a fix so a Shortcuts-created entry correctly suggests a category once you fill in its real amount and business name, and other small improvements under the hood. ### 2.2 — 2026-08-14 Import your expenses from a CSV file, right from Settings — including a CSV exported from the Android version of SpendCheck, so switching devices or keeping both in sync doesn't mean starting your history over. Plus: a fix so a Shortcuts-created entry correctly suggests a category once you fill in its real amount and business name, and other small improvements under the hood. ### 2.1 — 2026-08-05 Log expenses automatically when you tap to pay with Apple Pay — set up a quick Shortcuts automation once, and SpendCheck logs the purchase for you, silently, right on your device. Nothing about your spending ever leaves your phone. You can also just ask Siri to log an expense, no automation needed. This update also makes recurring expenses easier to manage: - Turn any existing expense into a repeating one, right from the edit screen - Change just one occurrence, or update an entire series going forward - Faster, more accurate merchant matching across search, filters, and auto-fill Plus a redesigned Settings screen — tips and setup guides (like the Apple Pay automation above) now live in one place you can revisit anytime, alongside your accent color and receipt storage tools. Cleaner search and filter controls on Home, plus various performance and stability improvements under the hood. ### 1.0 — 2026-07-22 No release notes. ## Related topics [inpenso](https://appshunter.io/ios/topics/inpenso) · [smartlynx expenseit](https://appshunter.io/ios/topics/smartlynx-expenseit) · [zomokme](https://appshunter.io/ios/topics/zomokme) · [xpensetracker](https://appshunter.io/ios/topics/xpensetracker) · [hdfc bank prepaid expense](https://appshunter.io/ios/topics/hdfc-bank-prepaid-expense) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-04.*