# SpendCheck: Spending Insights — Analyze Credit Card Statements

> Analyze Credit Card Statements (iPhone/iPad app by BEHvolve Technologies.)

- Source: https://appshunter.io/ios/app/spendcheck-spending-insights/id6806354675 (this page in markdown: same URL + `.md`)
- Developer: [BEHvolve Technologies](https://appshunter.io/developer/6806354677)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.1 · 29 MB
- Languages: American English
- Released: 2026-09-08
- Data updated: 2026-10-24

## What is SpendCheck?

Where does your money go? 

Turn PDF credit card statements into a clear picture of your spending.

SpendCheck uses AI to categorize expenses, show breakdowns, and help you understand monthly changes to track your spending. No bank login or bank connection is required.

Simply upload up to 2 statements, choose your level of analysis, and get a summary of where your money goes in seconds.

HOW IT WORKS

1. Upload up to 2 PDF credit card statements 
2. Choose Basic or Detailed analysis 
3. Get your spending breakdown 
4. Review categories, trends, and patterns 
5. Export your results or revisit them later 

Your previous analyses are saved to your account, so you can come back and review your spending checks whenever you want. 

UNDERSTAND YOUR SPENDING

With a Basic analysis, you can:
• See your total spending
• Explore your spending by category
• View your monthly spending trend
• Export your analysis to PDF

Detailed analysis includes everything in Basic, plus:
• Subscription detection
• Irregular expense flags
• AI-powered spending insights
• Day-of-week spending patterns
• Daily spending heatmap

SpendCheck can surface recurring charges, highlight unusually large expenses, and turn your spending patterns into clear, easy-to-understand insights. 

COMPARE YOUR SPENDING OVER TIME

Upload 2 credit card statements to compare monthly spending and see how your expenses changed from one period to the next.

See whether you spent more or less, how your category spending shifted, and where the biggest changes happened.

YOUR STATEMENTS STAY PRIVATE

No bank credentials are required. Raw PDF statements are not stored after analysis. Your extracted analysis results are saved so you can access your previous spending checks.

Stop guessing. Start checking.

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| 1 SpendCheck Credit | $0.99 | one-time |
| 10 SpendCheck Credits | $8.99 | one-time |
| 2 SpendCheck Credits | $1.99 | one-time |
| 20 SpendCheck Credits | $14.99 | one-time |


## Is SpendCheck safe?

Not enough ratings yet to assess SpendCheck.

## Is SpendCheck legit?

SpendCheck: Spending Insights has limited verification signals. The AppsHunter Legitimacy Score for SpendCheck is 50 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 3 releases)

### 1.2.0 — 2026-10-21

Version 1.2.0 adds an individual expense list with filtering, sorting, and selected-expense calculator. PDF exports can optionally include individual expenses; this option is off by default.

The analysis screen now includes a timer and clearer progress updates.

### 1.1.0 — 2026-10-07

A clearer way to understand your spending:
- Redesigned charts in SpendCheck's blue and gray palette.
- Statement-based comparisons with amount and percentage differences.
- Interactive category, weekday, and daily breakdowns.
- Clearer subscription and irregular-expense summaries.
- A redesigned PDF report with complete overall and per-statement views.

### 1.0 — 2026-09-08

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-24.*