# SpenDebt

> Automates debt repayment using micropayments from everyday transactions. (iPhone/iPad app by SpenDebt LLC.)

- Source: https://appshunter.io/ios/app/spendebt/id1422084789 (this page in markdown: same URL + `.md`)
- Developer: [SpenDebt LLC](https://appshunter.io/developer/1422084788)
- Category: Finance
- Price: Free
- Rating: 4.60/5 from 7 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 25 MB
- Languages: American English
- Released: 2018-08-10
- Data updated: 2026-06-11
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/spendebt/id1422084789/reviews.md

## What is SpenDebt?

SpenDebt is a financial technology company designed to assist people to pay off debt or bills, leveraging micropayments (i.e. $1.00) through everyday transactions.  As a customer spends, a predefined amount is automatically added to the transaction, then those micropayments are added up and submitted as a monthly payment.  SpenDebt makes debt or bill repayment automatic and creates discipline, providing on time payments that reduce consumer’s account balance over time and improves their financial health.  SpenDebt is helping to save one million families from financial fatalities every time they swipe their debit card or have a banking transaction.

## Key features

- Automated debt repayment
- Micropayments from transactions
- Builds financial discipline
- Improves financial health
- On-time payment tracking

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/spendebt/id1422084789/reviews.md

### 2/5 — Not working???

*2025-02-15*

The app tells you to update but there’s no update available. Is this still available?

### 5/5 — Love this app

*2021-02-19*

I love this app. It makes paying the debt off easy, and I don’t even have to think about it.

## Frequently asked questions about SpenDebt

### How does SpenDebt work?

SpenDebt leverages micropayments from your everyday transactions. A small, predefined amount is added to each purchase, and these micropayments are accumulated and submitted as a monthly payment towards your debt or bills.

### What is the primary goal of SpenDebt?

The primary goal of SpenDebt is to assist users in paying off debt or bills automatically, fostering financial discipline and improving overall financial health through consistent, on-time payments.

### Is SpenDebt available on multiple devices?

Yes, SpenDebt is available for iPhone, iPad, and iPod devices, allowing users to manage their finances across Apple's ecosystem.

### What is the age rating for SpenDebt?

SpenDebt has an age rating of 4+, making it accessible for a wide range of users interested in managing their finances.

### How often is SpenDebt updated?

The latest version of SpenDebt is 2.0.3, and it was last updated on November 7, 2023, indicating regular maintenance and updates.

### Does SpenDebt have ads?

No, SpenDebt does not contain advertisements, providing an ad-free experience for its users.

### What is the user sentiment for SpenDebt?

Based on the available data, SpenDebt has a high rating of 4.6 stars from 7 ratings, suggesting positive user sentiment.

### Is SpenDebt free to use?

Yes, SpenDebt is available for free, allowing users to benefit from its debt repayment features without any upfront cost.

## Version history (last 5 releases)

### 2.0.3 — 2023-11-07

Minor bug fixes & Performance enhancement
Added new features:
- Multiple Debt Account
- Help A Friend
- One Time Payment

### 2.0.2 — 2020-11-24

• SpenDebt is a spend-and-pay debt/bill payment, app achieving financial freedom.

• Bug fixing and performance improvement.

### 2.0.1 — 2020-10-20

• SpenDebt is a spend-and-pay debt/bill payment, app achieving financial freedom.

### 2.0.0 — 2020-10-15

• SpenDebt is a spend-and-pay debt/bill payment, app achieving financial freedom.

### 1.0.9 — 2019-12-22

-New Screenshots

## Apps similar to SpenDebt

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Debt Magic: Payoff Planner](https://appshunter.io/ios/app/debt-magic-payoff-planner/id6747996437) | 4.9 (14) | Free | Finance |
| [Garden FI](https://appshunter.io/ios/app/garden-fi/id1521321916) | 4.8 (17) | Free | Finance |
| [PoetrYY](https://appshunter.io/ios/app/poetryy/id6449597368) | — | Free | Finance |
| [NFINIT](https://appshunter.io/ios/app/nfinit/id6446414719) | — | Free | Finance |
| [American eWallet](https://appshunter.io/ios/app/american-ewallet/id1664982598) | 2.0 (4) | Free | Finance |
| [PayCircle](https://appshunter.io/ios/app/paycircle/id6444381484) | 4.0 (4) | Free | Finance |

## More apps by SpenDebt LLC

- [Spendaway](https://appshunter.io/ios/app/spendaway/id1547234690)

All apps by SpenDebt LLC: https://appshunter.io/developer/1422084788

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-11.*