# SpendFlex: Spending Tracker — Track expenses, income, budget

> Track expenses, income, budget (iPhone/iPad app by ALFREDO CALOTO SANTIN.)

- Source: https://appshunter.io/ios/app/spendflex-spending-tracker/id6771418134 (this page in markdown: same URL + `.md`)
- Developer: [ALFREDO CALOTO SANTIN](https://appshunter.io/developer/1896686921)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.1 · 46 MB
- Languages: American English, Brazilian Portuguese, European Spanish
- Released: 2026-06-11
- Data updated: 2026-08-13
- User reviews in markdown: https://appshunter.io/ios/app/spendflex-spending-tracker/id6771418134/reviews.md

## What is SpendFlex?

SpendFlex helps you understand your money without giving away access to your money. It is a local, private, and offline budget app designed to put you back in absolute control of your income and expenses.

Unlike a traditional, cloud-dependent auto expense tracker that requires risky bank syncs, our secure cash expense tracker keeps 100% of your data entirely on your local device. No sign-ups, no accounts, and no tracking servers. Protect your personal identity and help save money while effortlessly logging your day to day expenses.

SECURE AND PRIVATE
· Offline-First Storage: Your personal financial information never leaves your phone.
· Launch Lockup: Instantly secure your dashboard using a PIN, fingerprint lock, Face ID, or Touch ID.
· Absolute Data Authority: Erase or modify any entry, transaction, or number instantly upon your request.
· Private Backups: Enjoy fixed auto-backups directly to your personal Files or Google Drive.

EASY TRACKING & CUSTOMIZATION
· Fast Manual Logging: A seamless daily expense tracker and income tracker built to log transactions in seconds.
· Custom Payment Methods: Select a specific payment method for every entry, with options to create, edit, or hide your own.
· Instant Recurring Entries: Turn any transaction into a repeating item inside the recurring expense tracker right when you create it.
· Flexible Categories: Easily edit, delete, and drag to reorder your custom income and expense categories.
· Smart History Filters: Adding transactions in a past month defaults the date to that period, and your custom filters stick as you move between months.

SMART BUDGET PLANNER
· Versatile Cycles: Whether you need a strict biweekly budget, a custom envelope system, or a standard monthly budget planner, adjust your cycle dates freely to match your paydays.
· All-In-One Dashboard: Seamlessly manage payments and subscriptions using the built-in bill manager and bill payment organizer. It serves as your total bill organizer budget planner.
· Over-Limit Warnings: Stay within your chosen expense budget with real-time target notifications driven by an intelligent expense budget tracker.
· Savings Goals: Set target deadlines for your dreams and watch your progress build over time.

INSIGHTS & ANALYTICS
• Visual Breakdown: This interactive spending tracker app generates clean home charts for a clear visual layout of your monthly spending tracker data.
• Powerful Sorting: Sort your Home breakdown and history view your way. Import directly from CSV or export to PDF, CSV, and Excel.
• Global Readiness: Multi-currency logging featuring 76 currencies with live conversion and receipt photo attachments.
• Forecasts & Advice: Get tailored custom advice and forecasts to stay on budget and save money over the long term.
• Visual Comfort: Includes fully optimized Light and Dark modes to comfortably track your money day or night.

WHY CHOOSE A MANUAL BUDGETING APP?
Automated tracking tools can make your financial habits invisible, derailing your discipline and accountability. By using a manual expense-tracking app, you actively notice where every dollar goes.

SpendFlex delivers a premium, highly secure free budget tracker app framework that perfectly balances speed with intent. It pairs an adaptable expense tracker with deep customization tools, allowing you to organize your bills and budget in one calm, safe place.

► Download SpendFlex now for free, because financial awareness beats financial automation!
Terms: https://caloto.dev/spendflex/terms/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| SpendFlex PRO month | $2.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| SpendFlex Premium lifetime | $22.99 | one-time |



## Version history (last 5 releases)

### 2.2.3 — 2026-08-12

SpendFlex 2.2.3 makes budgeting and analysis clearer and more reliable.

  • Set an optional default payment method for each category and reorder your payment methods.
  • Choose whether new income increases a fixed budget. Imported income remains outside it by default.
  • Improved Insights with exact budget-cycle comparisons, refund-aware forecasts, net cashflow trends and goal deadline alerts.
  • Home and Transactions now show clearer totals for expenses, income and refunds.
  • Fixed duplicate categories, refund labels and PDF chart titles.

### 2.2.2 — 2026-07-28

A big update — here's everything that's new:

BUDGETING
• Weekly & every-2-weeks budgets — track your money in exact 7- or 14-day cycles, not just calendar months. Budget, category limits, rollover and daily allowance all follow the cycle you choose.
• Refunds — log a return and it subtracts from its category, your budget, rollover, daily allowance and every chart.

IMPORT
• CSV Import 2.0 — a guided importer with automatic column detection, saved bank profiles, an editable preview and duplicate detection.
• Merchant rules — set a shop's category once; applied automatically on import and suggested when you add by hand.

INSIGHTS & STATS
• Smarter Insights — money recovered, possible-subscription alerts, goal-deadline warnings and fairer month-over-month comparisons.
• Stats upgrades — month-end projection, weekday averages, spend by payment method and a live insights teaser.

MORE
• Accessibility — full support for your system text size, larger tap targets, higher-contrast amounts and screen-reader labels.
• Rename your main account and give it a custom icon, plus a quick account switcher on Home.
• Optional tips to support SpendFlex's independent, offline-first development.
• Many fixes and polish throughout.

Everything stays on your device — no accounts, no cloud. Thank you!

### 2.1 — 2026-07-08

• Payment methods on every entry — including your own custom ones (create, edit, hide)
• Make an expense or income recurring right from the add screen
• Import from CSV, and sort the Home breakdown and Transactions your way
• Income categories: edit, delete and drag to reorder
• Adding in a past month defaults the date to that month, and filters stick when switching months
• Fixes: Drive auto-backup, app lock at launch, recurring dates, budgets and 76 currencies

### 1.0.4 — 2026-06-26

• The Premium screen now shows exactly what's included, and clearly tells you when you're already Premium
• Settings shows a "Premium active" badge so you can see your plan at a glance
• Clearer monthly subscription terms on the Premium screen
• Help & Guide expanded with savings goals, hiding amounts and getting Premium — refreshed in English, Spanish and Portuguese
• New "Rate SpendFlex" button, plus smaller fixes and polish

### 1.0.3 — 2026-06-24

• New Discreet mode hides money amounts on Home, Transactions and Stats while keeping charts, percentages and progress visible
  • The standalone daily budget card on Home is now more compact
  • Face ID / Touch ID lock now asks again only when returning to the app and respects the selected delay
  • Recurring completion reminders and insights were reviewed for the new income, budget and recurring logic

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## More apps by ALFREDO CALOTO SANTIN

- [PartyKit: Party Games](https://appshunter.io/ios/app/partykit-party-games/id6769780008)

All apps by ALFREDO CALOTO SANTIN: https://appshunter.io/developer/1896686921

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-13.*