# Spendful — Simple mindful spend tracking

> Minimalist, privacy-first manual expense tracker with visual charts and iCloud sync. (iPhone/iPad app by Allegra Laro.)

- Source: https://appshunter.io/ios/app/spendful/id6739823913 (this page in markdown: same URL + `.md`)
- Developer: [Allegra Laro](https://appshunter.io/developer/1779231623)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 4 App Store ratings
- Age rating: 4+
- Requires: iOS 17.0 · 7 MB
- Languages: English
- Released: 2025-04-02
- Data updated: 2026-07-06
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/spendful/id6739823913/reviews.md

## What is Spendful?

Spendful is a minimalist, privacy-first spend tracker. Log purchases manually to become more mindful of your habits. Then, visualize your data with clean, intuitive charts to spot patterns over time. It’s that simple—no bank connections, no ads, no one peeking at your data. Just clear charts, seamless data entry, custom categories, and data you fully own—secure in your personal iCloud account.

Features:
• Visual summaries: Understand your spending at a glance with clean, beautiful charts and simple category breakdowns by week, month, quarter, or year.
• Spend Groups: Organize expenses into separate collections — personal, business, household, travel (anything!) — each independently synced in iCloud.
• Inflation adjustment: Understand real changes in your spending habits by adjusting for inflation, powered by IMF economic data.
• Siri Shortcuts: Track purchases hands-free — just say "Hey Siri, track spending."
• CSV import & export: Bring your existing data in and take it with you anytime.
• iCloud sync: Your data lives exclusively in your iCloud account, synced automatically across all your Apple devices.
• Privacy by design: Your data is safe. All data is stored securely in iCloud, belongs entirely to you, and is never collected or shared.
• Ad-free: Focus on understanding your spending without distractions—no ads, no clutter.
• Sharing: Collaborate with household members or travel companions on shared expenses. Make a spend group for each use case and share them independently (one time in-app purchase required).
• Multi-currency: Log expenses in any currency and convert automatically using daily exchange rates across 30+ currencies (one-time in-app purchase required).
• Recurring expenses: Track rent, subscriptions, and other repeating costs (one-time in-app purchase required).
 
~
How much do you spend? 
Where does it go? 
The more you track,
The more you know.
~

## Key features

- Manual spend tracking
- Visual spending charts
- Custom spend groups
- Inflation adjustment
- Siri Shortcuts integration
- CSV import/export
- iCloud sync
- Privacy-focused

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Full version | $9.99 | one-time |
| Full version | Free | one-time |



## Frequently asked questions about Spendful

### How does Spendful help me understand my spending?

Spendful provides visual summaries through clean charts and simple category breakdowns by week, month, quarter, or year. This allows you to easily spot patterns and gain insights into where your money is going.

### Is my financial data safe with Spendful?

Yes, Spendful is designed with privacy first. All your data is stored securely in your personal iCloud account and is never collected or shared by the developer. It is also ad-free, ensuring no distractions or data harvesting.

### What are Spend Groups in Spendful?

Spend Groups allow you to organize your expenses into separate collections, such as personal, business, or travel. Each group can be independently synced in iCloud, offering flexible organization for different spending needs.

### Can I use Spendful offline?

While iCloud sync requires an internet connection, you can manually log purchases offline. The data will sync once a connection is re-established, ensuring you don't miss any entries.

### Does Spendful have ads?

No, Spendful is ad-free. The app is designed for a distraction-free experience, allowing you to focus entirely on understanding your spending habits without advertisements.

### What devices does Spendful support?

Spendful is available on iPhone and iPad. Your data syncs automatically across all your Apple devices via iCloud.

### What are the one-time in-app purchases for Spendful?

The one-time in-app purchases unlock features like sharing spend groups for collaboration, multi-currency logging with automatic conversion, and tracking recurring expenses.

### How often is Spendful updated?

Spendful was last updated on May 12, 2026, indicating active development and support. This frequency suggests ongoing improvements and bug fixes.

## Version history (last 4 releases)

### 3.4.3 — 2026-06-23

- Improved CloudKit sync reliability for shared groups and multi-device updates.
- Fixed an issue where pull-to-refresh could get stuck after backgrounding the app.
- Prevented repeated migration prompts on devices that already have synced migrated data.
- General reliability improvements for background sync and data refresh.

### 3.0.14 — 2026-05-12

Version 3.0:
- Spend Groups — Organize your expenses into separate collections for different parts of your life: personal finances, a shared household, a group trip, or a business account. Switch between groups easily.
- Collaborative Spending — Share any spend group with others and track expenses together in real time. Collaborators can add and edit expenses, with changes syncing automatically across everyone's devices.
- Multi-Currency Support — Add expenses in any currency. Spendful automatically converts everything to your preferred currency using daily exchange rates, so your totals and charts are always accurate no matter where you spend.
- Inflation Adjustment — See what your historical spending actually means in today's money. Toggle inflation adjustment in the Summary view to restate past expenses in any year's purchasing power, powered by IMF economic data.
- Improved Siri Shortcuts — See a dropdown prompt for categories and a confirmation message after adding expenses.
- Improved visualizations — See how much you sped over time with per category toggles, and watch how your category mix shifts with fractional view.

### 2.6.15 — 2025-07-23

Bugs fixes
- Fix support for macOS (previously, you couldn't edit or delete expenses) 
- Improve recurring expense stability (previously, they might be added once per device)
- Remove accidentally duplicated categories when using multiple devices or sharing
- Correctly parse amounts ending in one cent (between $15.01 and $19.01) when using the Siri shortcut
- Always add recurring expenses on their due date (instead of the processing date)

Feature improvements:
- Download and preview backups as a CSV before restoring them
- Tap to edit spending and recurring expenses
- Add spending entries more easily with a larger plus button
- Change the category of multiple spending entries at once (using Select)
- Optionally accept share requests via a manual share link
- Search for categories in category view
- Receive in-app notifications when recurring expenses are processed
- Quickly filter to the most recent quarter using a new preset date option

### 2.4.0 — 2025-04-03

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-06.*